Kelly Santos at Atlantic Coast Mortgage

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Kelly Santos at Atlantic Coast Mortgage Kelly, mortgage loan originator, has been helping families become homeowners for over 20 years.

Kelly Santos | Branch Manager - NMLS 994273
Atlantic Coast Mortgage, LLC (“ACM”)
Equal Housing Lender
Company NMLS 643114 (www.nmlsconsumeraccess.org) Kelly, mortgage loan originator, has been in residential mortgage lending for over 20 years currently offering home financing for people in the state of Florida. Kelly Santos | Branch Manager - NMLS 994273 | acmllc.com/kelly-santos
Atlantic Coast Mortgage, LLC (“ACM”)is an Equal Housing Lender
Company NMLS 643114 (For licensing information, go to: www.nmlsconsumeraccess.org)
Privacy Policy: www.acmllc.com/privacypolicy
Licensure & Product Disclaimers/Disclosures: www.acmllc.com/legal

5.0 star review received on Experience.com for Kelly Santos by Christian Z - Kelly  and  her  team  made  this an  extre...
10/30/2026

5.0 star review received on Experience.com for Kelly Santos by Christian Z - Kelly and her team made this an extremely easy process for my fiance and I. We were kept in the loop about everything, and were even offered assistance with gathering our documentation . Definitely would recommend

Click to see all 202 reviews of Kelly Santos, Branch Manager & Loan Officer | NMLS ID #994273

5.0 star review received on Experience.com for Kelly Santos by Eileen G - The whole team walked me through every step an...
10/22/2026

5.0 star review received on Experience.com for Kelly Santos by Eileen G - The whole team walked me through every step and were very patient with my inexperience on emails and esign. It was really a very pleasant experience.

Click to see all 201 reviews of Kelly Santos, Branch Manager & Loan Officer | NMLS ID #994273

5.0 star review received on Experience.com for Kelly Santos by Terry F - Kelly  and  her  team  were  so detailed about ...
10/12/2026

5.0 star review received on Experience.com for Kelly Santos by Terry F - Kelly and her team were so detailed about everything. They knew exactly what to do. And they walked me through every step I am so grateful to have met this team . I would recommend them to anyone

Click to see all 200 reviews of Kelly Santos, Branch Manager & Loan Officer | NMLS ID #994273

4.83 star review received on Experience.com for Kelly Santos by Alec W - Timeliness, answering  our questions, quality
10/10/2026

4.83 star review received on Experience.com for Kelly Santos by Alec W - Timeliness, answering our questions, quality

Click to see all 200 reviews of Kelly Santos, Branch Manager & Loan Officer | NMLS ID #994273

5.0 star review received on Experience.com for Kelly Santos by Andrew W - Atlantic Coast Mortgage was outstanding from s...
10/07/2026

5.0 star review received on Experience.com for Kelly Santos by Andrew W - Atlantic Coast Mortgage was outstanding from start to finish. The entire process was smooth, efficient, and incredibly well organized, with excellent communication every step of the way. Their team was knowledgeable, responsive, and acted like it was their own home. I could not have asked for a better mortgage experience and would highly recommend Atlantic Coast Mortgage to anyone purchasing or refinancing a home.

Click to see all 198 reviews of Kelly Santos, Branch Manager & Loan Officer | NMLS ID #994273

5.0 star review received on Experience.com for Kelly Santos by Barney B - The level of communication and being on top of...
09/26/2026

5.0 star review received on Experience.com for Kelly Santos by Barney B - The level of communication and being on top of the whole buying process and walking me through every detail was extraordinary. It was very overwhelming at times but the staff made it very easy.

Click to see all 197 reviews of Kelly Santos, Branch Manager & Loan Officer | NMLS ID #994273

5.0 star review received on Experience.com for Kelly Santos by Matthew S - I'm a  new home buyer,  and  Kelly  and  her ...
09/11/2026

5.0 star review received on Experience.com for Kelly Santos by Matthew S - I'm a new home buyer, and Kelly and her team made this experience so easy. I was dreading anxiety that I've heard comes along with this whole process from friends and family, but this was one of the easiest major decisions / purchases I've ever made . thank you again !!!!

Click to see all 196 reviews of Kelly Santos, Branch Manager & Loan Officer | NMLS ID #994273

5.0 star review received on Experience.com for Kelly Santos by Kira H - Kelly and her team made everything as easy as po...
09/04/2026

5.0 star review received on Experience.com for Kelly Santos by Kira H - Kelly and her team made everything as easy as possible!

Click to see all 195 reviews of Kelly Santos, Branch Manager & Loan Officer | NMLS ID #994273

5.0 star review received on Experience.com for Kelly Santos by Kelli E - Easy process to follow with continual updates a...
09/03/2026

5.0 star review received on Experience.com for Kelly Santos by Kelli E - Easy process to follow with continual updates and alerts when something was needed. Even with a change in the structure of the loan there was never any issues. Extremely nice and easy people to work with.

Click to see all 195 reviews of Kelly Santos, Branch Manager & Loan Officer | NMLS ID #994273

5.0 star review received on Experience.com for Kelly Santos by Lorena W - Kelly is amazing and did everything possible t...
07/22/2026

5.0 star review received on Experience.com for Kelly Santos by Lorena W - Kelly is amazing and did everything possible to make this process smooth and seamless. It was a great experience and I highly recommend her!

Click to see all 193 reviews of Kelly Santos, Branch Manager & Loan Officer | NMLS ID #994273

Address

8923 Mitchell Boulevard
Trinity, FL
34655

Opening Hours

Tuesday 9am - 5:50pm
Wednesday 9am - 5pm

Telephone

+17275142429

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