Kelly Santos at Atlantic Coast Mortgage

07/22/2026

5.0 star review received on Experience.com for Kelly Santos by Lorena W - Kelly is amazing and did everything possible to make this process smooth and seamless. It was a great experience and I highly recommend her!

Click to see all 193 reviews of Kelly Santos, Branch Manager & Loan Officer | NMLS ID #994273

07/16/2026

5.0 star review received on Experience.com for Kelly Santos by Lucille H - Kelly and her team were great to work with and the process went very smoothly. I will recommend them to all of my friends and family.

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07/15/2026

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07/09/2026

5.0 star review received on Experience.com for Kelly Santos by Maria M - Thank you, Kelly for helping us in getting he loan. You are exceptional!!!

Click to see all 191 reviews of Kelly Santos, Branch Manager & Loan Officer | NMLS ID #994273

07/09/2026

5.0 star review received on Experience.com for Kelly Santos by Gerard M - Extremely knowledgeable, task and detailed focused. Anticipated potential changes affecting loan stacking resulting from HUD changes to Florida State and Pasco County PDA loans. She is simply the best would always recommend her.

Click to see all 191 reviews of Kelly Santos, Branch Manager & Loan Officer | NMLS ID #994273

06/07/2026

5.0 star review received on Experience.com for Kelly Santos by Joseph L - Kelly was very knowedgable and lrofesional.and got me more than what I needed in my loan .
Would definitely recommend her ..

Click to see all 189 reviews of Kelly Santos, Branch Manager & Loan Officer | NMLS ID #994273

05/23/2026

5.0 star review received on Experience.com for Kelly Santos by John D - Kelly is the best around ! She guided me through the whole process and made sure all my paperwork was submitted correctly. Not to mention, she was always willing to answer any and all questions I had . Kelly was a pleasure to work with , and I would highly recommend her and her team to anyone in search of a great Mortgage company .

Click to see all 187 reviews of Kelly Santos, Branch Manager & Loan Officer | NMLS ID #994273

05/11/2026

5.0 star review received on Experience.com for Kelly Santos by Kenneth R - Kelly and her team made everything easy throughout the whole proces. Communication was great 😊

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04/29/2026

5.0 star review received on Experience.com for Kelly Santos by Claudia G - I am truly happy that I had the opportunity to work with Kelly. She is truly professional, helpful, and always available. I highly recommend her to everyone.

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04/18/2026

5.0 star review received on Experience.com for Kelly Santos by Taryn H - Kelly and her team examined everything every step of the way, so that I could understand it. They were all promt at returning phone calls, emails, and text msgs. No one ever got upset at all the questions or concerns I had, being a first time homebuyer I had lots of both. Everyone on Kelly's team was polite, professional, and just a delight to work with. I would highly recommend Kelly to anyone looking to mortgage a home.

Click to see all 184 reviews of Kelly Santos, Branch Manager & Loan Officer | NMLS ID #994273