Kelly Santos at Atlantic Coast Mortgage

Kelly Santos at Atlantic Coast Mortgage Kelly, mortgage loan originator, has been helping families become homeowners for over 20 years.

Kelly Santos | Branch Manager - NMLS 994273
Atlantic Coast Mortgage, LLC (“ACM”)
Equal Housing Lender
Company NMLS 643114 (www.nmlsconsumeraccess.org) Kelly, mortgage loan originator, has been in residential mortgage lending for over 20 years currently offering home financing for people in the state of Florida. Kelly Santos | Branch Manager - NMLS 994273 | acmllc.com/kelly-santos
Atlantic Coast Mo

rtgage, LLC (“ACM”)is an Equal Housing Lender
Company NMLS 643114 (For licensing information, go to: www.nmlsconsumeraccess.org)
Privacy Policy: www.acmllc.com/privacypolicy
Licensure & Product Disclaimers/Disclosures: www.acmllc.com/legal

5.0 star review received on Experience.com for Kelly Santos by Joseph L - Kelly was very knowedgable and lrofesional.and...
06/07/2026

5.0 star review received on Experience.com for Kelly Santos by Joseph L - Kelly was very knowedgable and lrofesional.and got me more than what I needed in my loan .
Would definitely recommend her ..

Click to see all 189 reviews of Kelly Santos, Branch Manager & Loan Officer | NMLS ID #994273

5.0 star review received on Experience.com for Kelly Santos by John D - Kelly is the best around  !   She guided me thro...
05/23/2026

5.0 star review received on Experience.com for Kelly Santos by John D - Kelly is the best around ! She guided me through the whole process and made sure all my paperwork was submitted correctly. Not to mention, she was always willing to answer any and all questions I had . Kelly was a pleasure to work with , and I would highly recommend her and her team to anyone in search of a great Mortgage company .

Click to see all 187 reviews of Kelly Santos, Branch Manager & Loan Officer | NMLS ID #994273

5.0 star review received on Experience.com for Kelly Santos by Kenneth R - Kelly  and  her  team  made  everything easy ...
05/11/2026

5.0 star review received on Experience.com for Kelly Santos by Kenneth R - Kelly and her team made everything easy throughout the whole proces. Communication was great 😊

Click to see all 186 reviews of Kelly Santos, Branch Manager & Loan Officer | NMLS ID #994273

5.0 star review received on Experience.com for Kelly Santos by Claudia G - I am truly happy that I had the opportunity t...
04/29/2026

5.0 star review received on Experience.com for Kelly Santos by Claudia G - I am truly happy that I had the opportunity to work with Kelly. She is truly professional, helpful, and always available. I highly recommend her to everyone.

Click to see all 185 reviews of Kelly Santos, Branch Manager & Loan Officer | NMLS ID #994273

5.0 star review received on Experience.com for Kelly Santos by Taryn H - Kelly and her team examined everything every st...
04/18/2026

5.0 star review received on Experience.com for Kelly Santos by Taryn H - Kelly and her team examined everything every step of the way, so that I could understand it. They were all promt at returning phone calls, emails, and text msgs. No one ever got upset at all the questions or concerns I had, being a first time homebuyer I had lots of both. Everyone on Kelly's team was polite, professional, and just a delight to work with. I would highly recommend Kelly to anyone looking to mortgage a home.

Click to see all 184 reviews of Kelly Santos, Branch Manager & Loan Officer | NMLS ID #994273

5.0 star review received on Experience.com for Kelly Santos by Russell H - Great, friendly service.
04/13/2026

5.0 star review received on Experience.com for Kelly Santos by Russell H - Great, friendly service.

Click to see all 183 reviews of Kelly Santos, Branch Manager & Loan Officer | NMLS ID #994273

5.0 star review received on Experience.com for Kelly Santos by Cynthia N - Kelly and  her  team  were always  on  top  o...
04/06/2026

5.0 star review received on Experience.com for Kelly Santos by Cynthia N - Kelly and her team were always on top of everything. Great communication and quick close.

Click to see all 182 reviews of Kelly Santos, Branch Manager & Loan Officer | NMLS ID #994273

5.0 star review received on Experience.com for Kelly Santos by Susan H - Kelly  was  wonderful  to  work  with,  was  ve...
03/25/2026

5.0 star review received on Experience.com for Kelly Santos by Susan H - Kelly was wonderful to work with, was very responsive and helpful i I highly recommend her

Click to see all 181 reviews of Kelly Santos, Branch Manager

Your credit score helps lenders see how you've handled debt in the past; the higher your score, the lower the interest r...
03/10/2026

Your credit score helps lenders see how you've handled debt in the past; the higher your score, the lower the interest rate on your mortgage might be. So, as you can imagine, it's good to raise your score in preparation for applying for a loan. Send me a message for more tips to help get your finances in good shape for a mortgage!

5.0 star review received on Experience.com for Kelly Santos by DANIELE T - Always willing to  help  and  always  1  step...
03/06/2026

5.0 star review received on Experience.com for Kelly Santos by DANIELE T - Always willing to help and always 1 step ahead of the game 👏👏👏

Click to see all 180 reviews of Kelly Santos, Branch Manager

Address

8923 Mitchell Boulevard
Trinity, FL
34655

Opening Hours

Tuesday 9am - 5:50pm
Wednesday 9am - 5pm

Telephone

+17275142429

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