Solve Credit Problem

Solve Credit Problem Helping people fix credit report problems
Remove inaccurate accounts & deal with collection lawsuits.

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06/03/2026

This is overlooked on how to get a debt collector off of your back

06/03/2026

One of the biggest things that is over looked with debt collectors is you can tell them exactly how to contact you and what time.
Under federal law (FDCPA) for example:

If you tell a debt collector in writing that you only want to be contact on tuesdays 5pm-8pm . Then anything outside of tuesdays from 5pm-8pm would be a violation and you can go after the debt collector and get it off your credit report.
Many people overlook this.

06/02/2026

It’s all depends on what is going to be on the report when it’s all said and done .

My client asked if this was good ? Anyone want to tell him ? Lol oh and when we get them results back from Equifax and ...
06/02/2026

My client asked if this was good ?

Anyone want to tell him ? Lol oh and when we get them results back from Equifax and TransUnion Chase bank is going to get it haha

06/02/2026

Something about those student loans I tell you !

Im not sure why people go car shopping when they said they actually dont need it. But hey we managed to get rid of those...
06/01/2026

Im not sure why people go car shopping when they said they actually dont need it. But hey we managed to get rid of those student loans off of the credit report lets go!!

06/01/2026

Did you receive a letter from a debt collector?

That’s called a dunning letter — and there can be violations hidden inside it.

Under federal law, debt collectors are required to include specific disclosures and follow strict rules in how they communicate.

Here’s where problems show up:

• Missing or unclear notice of your 30-day dispute rights
• Language that pressures you to pay immediately before your rights expire
• Contradictory statements about disputes or verification
• Misleading amounts, dates, or account details
• Failure to clearly identify the current creditor

These aren’t small issues — they go directly to your rights under the FDCPA.

And most people never check.

If a dunning letter doesn’t clearly explain your rights or tries to override them, that may be a violation.

What to do:
• Keep the letter
• Do not ignore the 30-day window
• Review it line by line

If you’ve received one, there’s a strong chance something was done incorrectly.

If you want help reviewing it, reach out.

06/01/2026

Do you have joint negative accounts on your credit report?

Forgot to post this on Friday. But another settlement for a client from a debt collector harassing them. Do you have por...
06/01/2026

Forgot to post this on Friday. But another settlement for a client from a debt collector harassing them.

Do you have portfolio recovery or any other debt collector harassing you ? Send me a message they could be in violation.

06/01/2026

This is an important part of the FDCPA

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