Denali Financial Group

Denali Financial Group Denali Financial Group
2655 SW Wanamaker Rd., Topeka, Kansas 66614

This month we broke down the Tax Triangle — the three buckets that determine how your retirement money actually gets tax...
08/31/2026

This month we broke down the Tax Triangle — the three buckets that determine how your retirement money actually gets taxed:

Tax Always. Tax Later. Tax Never Again.

Most people have never heard it explained this simply. And most retirees have the majority of their money sitting in the "Tax Later" bucket — with a real opportunity to shift more of it, strategically, into "Never Again."

If you missed any of this month's posts, they're all still up — worth a scroll back through.

Want to know where your money sits on the triangle? Link in bio to schedule a call.

08/27/2026

Everyone wants their money in the "never again" bucket. Fair enough.

But there's one word that matters: again. Getting there takes a plan — usually incremental conversions over a few years.

The question isn't if you want tax-free money. It's whether you have a plan to get it.

Link in bio to schedule a call.

08/24/2026

Let's say you're $50,000 away from filling up the 22% tax bracket.

We might convert exactly $50,000 from an IRA to a Roth this year — just enough to max out that bracket without spilling into the next one.

Do that a few years in a row, and you've moved a meaningful chunk of money into the "tax never again" bucket.

That's incremental Roth conversion — one of the strategies we build into every plan.

Two ways to get money into the "tax never again" bucket — and most people only know about one.ROTH CONTRIBUTION→ Only wo...
08/21/2026

Two ways to get money into the "tax never again" bucket — and most people only know about one.

ROTH CONTRIBUTION
→ Only works if you're still earning income
→ Capped at $8,000/year if you're over 50
→ Great if you're younger, but moves slowly

ROTH CONVERSION
→ Works even in retirement, no income required
→ No annual cap — you choose the amount
→ Move money from a traditional IRA into a Roth, strategically

Most of our clients use incremental conversions — moving just enough each year to fill up their current tax bracket without jumping into the next one.

Wondering which strategy fits your situation? Link in bio.

08/19/2026

Need it or not — pull money from a 401(k) or IRA, and you'll pay tax on it. No way around it.

Our job isn't avoiding that tax. It's making sure less goes to the IRS, and more stays with you and your family.

Link in bio to schedule a call.

08/17/2026

If you've saved a million dollars, you don't really have a million dollars.

You owe Uncle Sam — and at 73, the IRS makes you start paying it, whether you need the money or not.

That's an RMD. It's why we plan for taxes early, not late.

Link in bio to schedule a call.

Today's my birthday 🎂 Usually I'm the one behind the scenes — but today, I thought I'd pop in and say hey! I'm Whitney, ...
08/16/2026

Today's my birthday 🎂

Usually I'm the one behind the scenes — but today, I thought I'd pop in and say hey! I'm Whitney, and I run just about everything you see here at Denali.

Thanks for joining me in this little corner of the internet. 🖤

Ryan sketching out the tax triangle for a client this week — Tax Always, Tax Later, Tax Never Again. 📝Same framework, re...
08/14/2026

Ryan sketching out the tax triangle for a client this week — Tax Always, Tax Later, Tax Never Again. 📝

Same framework, real conversation, actual whiteboard.

More on this all month.

You deserve to know your hard work meant something 🖤 That's the kind of feedback that matters most to us.Had a great exp...
08/12/2026

You deserve to know your hard work meant something 🖤 That's the kind of feedback that matters most to us.

Had a great experience with Denali? We'd love to hear it. ⭐⭐⭐⭐⭐

Taxes in retirement come down to three buckets. We call it the Tax Triangle. Most retirees have the majority of their mo...
08/11/2026

Taxes in retirement come down to three buckets. We call it the Tax Triangle.

Most retirees have the majority of their money sitting in the wrong one.

Swipe through — then let's talk. Link in bio.

Address

2655 SW Wanamaker Road Suite B
Topeka, KS
66614

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