Greg Cummings, NMLS# 1219524

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Greg Cummings, NMLS# 1219524 My goal is to make the mortgage process clear and stress-free! Ready to explore your options? Let’s GO!

Whether you're buying in the Columbia River Gorge or Lake Havasu City, I'm here to guide you with straightforward advice and dependable follow-through.

11/02/2026

Your future home can start with one folder.

Organizing documents, such as income, assets, employment and current housing information before you apply could make mortgage prep feel a lot more manageable.

Start with one category today, then keep building from there. If you have questions, I’m happy to help you understand exactly what may be needed when you’re ready to take the leap toward homeownership. Save this post. Future you will be glad you did.
https://myoc.io/7Ser4/ebZcf



NMLS # 1219524

Home prices were up in more than three-quarters of the nation’s metro markets in the third quarter of 2026, with the ave...
10/30/2026

Home prices were up in more than three-quarters of the nation’s metro markets in the third quarter of 2026, with the average home price sitting at $432,900. The Northeast region (4%) led the nation in price appreciation, followed by the Midwest (3.6%). 21% of markets saw home prices decline in Q3, showing there's still plenty of opportunities out there for buyers.

Need help navigating this evolving housing market? Let’s talk.
https://myoc.io/7Ser4/QfRF4



NMLS # 1219524

With the economy remaining strong and inflation lingering, the Fed opted to hold interest rates during their latest meet...
10/29/2026

With the economy remaining strong and inflation lingering, the Fed opted to hold interest rates during their latest meeting. Mortgage rates are expected to stay about where they are in response. When rates hold steady, it takes some pressure off your home financing decisions. Instead of trying to anticipate what could happen next, focus on your timing, budget and other factors within your control.

If you’re in the market for a new home, let’s plan your next move.
https://myoc.io/7Ser4/iZzEZ



NMLS # 1219524

10/28/2026

The new car payment followed you home … and now it won't leave. New debt can creep into your homebuying process, impacting your mortgage approval by changing your debt-to-income ratio.

Before financing a large purchase, let’s talk about how it may affect your plan. After all, some things are better left lurking in the shadows.
https://myoc.io/7Ser4/oZiDk



NMLS # 1219524

10/27/2026
10/27/2026

Don’t blame ghosts for every creak, thud and clunk. There’s (probably) a perfectly normal explanation for the sounds your home makes. The real trick is keeping up with seasonal maintenance to prevent small issues from spiraling into bigger ones.

Review our home maintenance guide to get your home ready for spooky season.
https://myoc.io/7Ser4/UKdkZ



NMLS # 1219524

10/26/2026

Running more than one business, or managing income that doesn't move in a straight line? Standard income documentation isn't always built for that. For eligible business owners, a current 12-month profit and loss statement may offer a documentation path built for that kind of complexity.

If that sounds like your business, let's have a conversation.
https://myoc.io/7Ser4



NMLS # 1219524

10/23/2026

Write an offer today, go pending this week, close next month, and be in your new home for Christmas! 🎄

Call or text me directly for a private showing! (541) 645 - 0275

Listed by Tanner Dunbar at Premium Real Estate Services LLC
MLS #: 258417501
412 East 11th Street The Dalles OR 97058

Everyone wants to put more money down. Feels responsible. Feel safe.💰But once you run the numbers, it doesn’t always add...
10/23/2026

Everyone wants to put more money down. Feels responsible. Feel safe.💰

But once you run the numbers, it doesn’t always add up like you think it will.

Does a Rate buydown always win? No! 👊🏼

Does the extra down payment always win? No!👊🏼

That’s why it’s important to find a lender who will work with your situation and find the right STRATEGY!👏

Address

502 Washington Street Suite 203
The Dalles, OR
97058

Telephone

+15412960013

Website

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