Bluegrey Mortgage NMLS #1652977

Bluegrey Mortgage NMLS #1652977 We are a full-service mortgage company—offering a multitude of loan programs to our clients.

08/28/2026

Market Update: Inflation, Fed Comments, and Hometown Heroes Program
We discuss this week's market volatility, including higher inflation readings and hawkish comments from Fed Chair Warsh at Jackson Hole. We share current mortgage rates for conventional and government loans, note an uptick in applications, and highlight the Florida Housing Hometown Heroes program for first-time home buyers, offering up to 5% down payment assistance. We encourage viewers to consider buying now with seller credits and lower prices, advising to 'marry the house, date the rate.

08/22/2026

🏡 Weekly Market Update — Friday, Aug 21

Good news from the Fed this week: no rate hike! 🎉 But they're keeping a close eye on inflation, so next meeting could go either way — stay tuned. Meanwhile oil prices are climbing fast due to tensions in the Middle East, something worth watching.

Rates right now: Conventional ~6.625–6.75%, FHA/VA in the low 6s. Not bad given everything going on — Redfin just reported home sales up 1.2% week over week 📈

Pro tip for buyers & sellers: home inspections are making or breaking deals lately, especially roof conditions. Sellers, get ahead of it. Buyers, don't skip your due diligence 🔍

Questions about where rates or the market stand right now? Drop a comment or send me a DM 👇

08/14/2026

Weekly Mortgage Rate Update: August 14th – Rates Hold Steady Amid Iran Conflict
We discuss this week's mortgage rate trends, with conventional rates at 6.375-6.5% and VA/FHA in the low 6s. We note the impact of lower retail sales and rising oil prices due to the Iran conflict, keeping rates volatile. We share a tip about avoiding ChatGPT for appraisal reconsiderations, as appraisers are rejecting AI-generated responses. We also highlight increased engagement and contract activity in the market.

08/07/2026

Market Update: Jobs Data, Rate Hike Projections, and Investor Opportunities
We discuss this week's employment data coming in lower than expected, and how Fed members are projecting a quarter-point rate hike in September. We talk about current rates for conventional financing around 6.625% and FHA/VA around 6.375%, and how seller credits and rate buy-downs are options for clients. We note that applications are down and it's been a slower summer compared to last year, but we see strong investor activity due to short sales and lower purchase prices. We also highlight an increase in refinances, cash-outs, and HELOCs as homeowners leverage their equity.

⭐⭐⭐⭐⭐ Thank you Rosa for your trust and the heartfelt words! 🏡❤️Shoutout to Nelly Tejada 👏 — always going above and beyo...
08/07/2026

⭐⭐⭐⭐⭐ Thank you Rosa for your trust and the heartfelt words! 🏡❤️

Shoutout to Nelly Tejada 👏 — always going above and beyond for her clients, all the way to closing day. This is exactly why we love what we do 🙌

08/07/2026

If a lender told you "no," that might not be the final answer.

Most people don't realize FICO isn't the only score used to qualify for a mortgage anymore. I work with lenders who can look at your VantageScore instead — and it reads your financial life differently.

FICO leans heavily on credit cards and loans.
VantageScore can also factor in things like your on-time rent and utility payments, and it tends to weigh the last 24 months most.

So if you've been paying down debt and staying consistent lately, that works in your favor — and older mistakes carry less weight.

Same you. Different lens.

If FICO said no, let's take a second look. It costs nothing to find out where you actually stand.

📩 DM me "SECOND LOOK" and I'll run a free check for you.

07/31/2026

Market Update: Fed Holds Rates Steady, Inflation Dips, and Summer Slowdown Trends
We discuss the Fed's decision to keep rates unchanged, positive inflation news, and current mortgage rate trends. We also share insights on a slower summer market and offer free appraisal and marketing support to help boost listings.

🧠 Success isn't about the market. It's about the mindset.✨ Join Bluegrey Mortgage for an exclusive morning of education ...
07/21/2026

🧠 Success isn't about the market. It's about the mindset.

✨ Join Bluegrey Mortgage for an exclusive morning of education and networking at Whiskey Cake, where featured guest coach David Linsmeyer 🎤 — Executive Coach, Partner & Speaker at Southwestern Consulting™ — will share the habits, mindset shifts, and strategies that help top-producing real estate professionals thrive, regardless of market conditions.

💡 You'll walk away with insights on:
📈 Staying consistent through changing markets
🧭 Building the confidence that drives production
🤝 Daily habits that generate referrals and repeat business
🎯 Practical strategies you can put to work immediately

📍 Whiskey Cake — 2223 N Westshore Blvd, Suite B207, Tampa, FL 33607
📅 August 12, 2026 | 🕚 11:00 AM – 2:00 PM
🥂 Drinks & hors d'oeuvres provided

🎁 As a bonus, every attendee is automatically entered for a chance to win a trip for two to Detroit, Michigan — including round-trip airfare and hotel accommodations ✈️🏨 — to experience the United Wholesale Mortgage (UWM) Campus.

🙏 With special thanks to our sponsors for making this event possible:
🛡️
📜

⏳ Seating is limited, so don't wait. Scan the QR code to RSVP now — link is also in our bio, in the comments below, and in our story. 👇

https://www.eventbrite.com/e/1994283446473?aff=oddtdtcreator

07/18/2026

Here's what's really happening in the market right now: so many properties sit unsold, not because buyers aren't interested, but because they don't know what loan options are actually available to them.
If you're buying from out of state, chances are you've never heard of a DSCR loan — and that's costing you opportunities. DSCR loans aren't based on your personal income. They're based on the property's rental potential. So if you thought you couldn't qualify, you might be wrong.
And there's more: with the right assistance programs, buyers are covering their down payment and part of their closing costs — some are even getting seller credits. I recently had a client walk away from closing with $2,000 back in their pocket.
The difference maker is having a lender who knows how to structure these deals. If you've been sitting on the sidelines waiting for the "right time," this might be it. DM me to talk through your options.

07/17/2026

Mortgage Market Update: Inflation Drops, Rates Hold Steady, and ROAD Act Passes

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5201 W Kennedy Boulevard Ste 714
Tampa, FL
33609

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