Hello, my name is Frank Gemma, and I have 23 years of experience as a residential Loan Consultant to offer you, your friends, relatives, and business partners. Recognizing that each customer has specific needs, I will utilize my expertise along with Caliber's superior "in-house-local" processing, underwriting, and closing functions to meet those needs, assuring a smooth process from application to closing. What sets me apart from the competition is my core belief that on-time closing is the number one priority, and my philosophy is to listen to each customer's needs and respond to those needs efficiently and effectively. I also believe that open, honest, and frequent communication is the key to building strong and lasting relationships with borrowers and business partners alike. I graduated from Rutgers University with a Bachelor of Science in Economics and have lived in the Tampa Bay area for 25 years. My professional activities and affiliations include membership in the Pinellas Realtor Organization. When not helping customers with their home loans, I enjoy fishing and volunteering my time as an Assistant Scout Master in the Boy Scouts.
