Frank Gemma - Loan Officer - NMLS 432362

Frank Gemma - Loan Officer - NMLS 432362 Frank Gemma, Loan Consultant, NMLS: 432362
"If you want to avoid a mortgage dilemma, Call Frank Gemma"

Union Home Mortgage NMLS # 3013, Equal Housing Lender

Hello, my name is Frank Gemma, and I have 23 years of experience as a residential Loan Consultant to offer you, your friends, relatives, and business partners. Recognizing that each customer has specific needs, I will utilize my expertise along with Caliber's superior "in-house-local" processing, underwriting, and closing functions to meet those needs, assuring a smooth process from application to

closing. What sets me apart from the competition is my core belief that on-time closing is the number one priority, and my philosophy is to listen to each customer's needs and respond to those needs efficiently and effectively. I also believe that open, honest, and frequent communication is the key to building strong and lasting relationships with borrowers and business partners alike. I graduated from Rutgers University with a Bachelor of Science in Economics and have lived in the Tampa Bay area for 25 years. My professional activities and affiliations include membership in the Pinellas Realtor Organization. When not helping customers with their home loans, I enjoy fishing and volunteering my time as an Assistant Scout Master in the Boy Scouts.

Here's your weekly look at the markets!
06/11/2026

Here's your weekly look at the markets!

Enjoy this quick update on what's going on in the housing and financial markets.

I'm excited to share that we successfully closed and funded 8 home loans in May! A huge thank you to my clients, referra...
06/11/2026

I'm excited to share that we successfully closed and funded 8 home loans in May!

A huge thank you to my clients, referral partners, real estate agents, and everyone who trusted me to help make homeownership goals a reality. It was a privilege to guide each borrower through the financing process.

Every closing represents a family, a new beginning, and a dream achieved - and I'm grateful to be part of that journey.

If you're thinking about buying a home, refinancing, or simply exploring your options, I'd be happy to help.

Reach out anytime to discuss your mortgage goals.

06/10/2026
I'm always grateful for feedback like this.Providing clear guidance and making the process as smooth as possible is what...
06/09/2026

I'm always grateful for feedback like this.

Providing clear guidance and making the process as smooth as possible is what we strive for every day. Thank you for trusting me and my team - we're honored to have been part of your homebuying journey!

Homeownership may be more affordable than you think.Some loan programs allow just 3% down. Ready to stop scrolling and s...
06/05/2026

Homeownership may be more affordable than you think.

Some loan programs allow just 3% down. Ready to stop scrolling and start house hunting? Reach out today for more information!

Did you know there are programs that may help with your down payment?If you're planning to buy a home, down payment assi...
06/03/2026

Did you know there are programs that may help with your down payment?

If you're planning to buy a home, down payment assistance could help make homeownership more attainable.

Reach out to learn more and see what options may be available to you!

For those who served our country, you may have earned a powerful homebuying benefit.A VA home loan can help eligible vet...
06/01/2026

For those who served our country, you may have earned a powerful homebuying benefit.

A VA home loan can help eligible veterans, active-duty service members, and military families achieve homeownership with flexible benefits and affordable options.

Whether you’re buying your first home, upgrading, or refinancing, you’ve served us - now let your benefits serve you.

Ready to learn more about your VA loan options? Let’s connect today!

Dreaming of building your perfect home from the ground up?A construction loan can help turn your vision into reality - f...
05/29/2026

Dreaming of building your perfect home from the ground up?

A construction loan can help turn your vision into reality - from the layout and finishes to the little details that make a house feel like home.

Why settle for someone else’s dream home when you can build your own?

If you’re ready to break ground on your future, let’s talk about your construction loan options today!

Address

14310 N Dale Mabry Highway
Tampa, FL
33618

Opening Hours

Monday 8:30am - 6pm
Tuesday 8:30am - 6pm
Wednesday 8:30am - 6pm
Thursday 8:30am - 6pm
Friday 8:30am - 6pm

Telephone

+17276426382

Website

Alerts

Be the first to know and let us send you an email when Frank Gemma - Loan Officer - NMLS 432362 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Frank Gemma - Loan Officer - NMLS 432362:

Shortcuts

Share

Category