Carrie Edgerson - VanDyk Mortgage

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Tallahassee, FL
Carrie Edgerson - VanDyk Mortgage

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We aim to provide clear communication, optimal pricing and fast approvals for all borrowers. Corp.
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Carrie was born and raised in Peoria, IL but moved to Tallahassee, FL in late 2012. She is married to her high school sweetheart and they have a beautiful daughter together. She has been in lending for over a decade and truly enjoys helping make peoples’ dream of homeownership a reality. Contact Carrie if she can be of any assistance to you!
*Licensed in Florida and Georgia

At VanDyk Mortgage Corporation, we strive to be the best lender in the business. We aim to provide our clients and partners superior services and quality resources so they can grow along with us. We understand the importance of each individual loan and recognize that an elated customer is the heartbeat of our business. NMLS #3035 | Equal Housing Opportunity

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11/04/2026

There's just something cool about having your own set of house keys for the first time. No landlord, no borrowed keys, just a place that's yours. November is a great time to connect with a local lender, explore your options and see if having your own keys by the end of the year could be in the cards.

11/02/2026

An extra hour, a warm cup of coffee and nowhere else to be. We'll take it. Hope you enjoyed that extra hour of home sweet home!

11/02/2026

✨
Word of the day: DSCR (Debt Service Coverage Ratio) 🏡💸

Calling all real estate investors and future landlords! 📣🔑

Did you know you may be able to purchase an investment property WITHOUT using your personal income to qualify?! 👀

That’s where DSCR loans come in!

Instead of focusing on your W-2s, tax returns, or traditional employment income, DSCR loans focus on the property’s rental income and its ability to cover the mortgage payment! 💰🏠

✨ Why is this a game changer?

🏡 Great for investors looking to purchase rental properties.

💵 Qualification focuses on the property’s rental income potential.

📈 Can help you expand your real estate portfolio without traditional income documentation.

🔑 Opens doors for self-employed borrowers and investors who may not fit into the traditional mortgage box!

Here’s your reminder: Homeownership isn’t just about having a place to live. Real estate can also be a powerful tool for building wealth, creating passive income, and leaving a LEGACY! 💚

And that’s exactly why I LOVE what I do! Helping people understand their options and turn their financial goals into reality is what being is all about! 💕

📲 Thinking about purchasing your first investment property or adding another one to your portfolio? Let’s talk strategy!

📞 309.340.2222
🌐 www.carrieedgersonhomeloans.com

10/30/2026

When it comes to your mortgage, you deserve more than a name on a screen. You deserve someone who knows your community, understands your goals, and is here when you need them.

At VanDyk Mortgage, local means personal. And we think that makes all the difference.

10/30/2026

The crown? Earned. 👑 The wings? Seasonal. 🐝
The hustle to get you HOME? Year-round! 🏡🔑

Your Queen Bee of Mortgages is making home financing a little less scary and the path to your own hive a little sweeter. 🍯🎃

Ready to make your move? You know who to buzz! 📲💛🖤

10/28/2026

We all have that one Halloween candy we just can’t resist. Reese’s? Elite. Kit Kats? A classic. Candy corn? Well, we’ll let you decide.

When it comes to homebuying, the same approach applies. Your mortgage shouldn’t be a one-size-fits-all situation. A good lender helps you sort through the options, asks the right questions, and finds a loan that fits your goals instead of just tossing something in your bag and hoping for the best.

10/27/2026

Homeownership should be a TREAT, not a TRICK! 🎃🏡🔑

Spooked by down payments? Haunted by credit questions? Don’t let the unknown keep you from exploring what’s possible.

Please remember, I’m here to answer your questions, explain your options and help you build a plan that fits YOUR life. No pressure… just guidance from someone who cares. 💐

Let’s take the mystery out of buying a home. Message me and let’s talk about your next move! 👻

10/26/2026

An Adjustable-Rate Mortgage (ARM) doesn’t have to be scary! Your rate starts fixed for a set number of years before it can adjust, which could mean a lower starting rate compared to some fixed-rate options. Just keep in mind, your payment could change later.

The monster might be fictional, but understanding your mortgage options is no Halloween trick. Let’s talk through what makes sense for you!

10/26/2026

✨
WORD OF THE WEEK: RATE BUYDOWN! 📉🔑

A rate buydown is a mortgage strategy that can help reduce your interest rate and monthly payment, either temporarily or permanently, depending on the type of buydown.

And here’s where it gets GOOD! 👇🏼

💰 LOWER INITIAL PAYMENTS: A temporary buydown can help reduce your monthly mortgage payment during the first few years of your loan!

🏡 MORE BUDGET FLEXIBILITY: Those initial savings may give you a little extra breathing room as you settle into homeownership!

🤝 SELLER CONTRIBUTIONS: In some situations, we can negotiate for the SELLER or BUILDER to help cover the cost of a buydown!

📉 MORE OPTIONS: A permanent buydown using discount points may help lower your interest rate for the life of the loan!

THIS is why we don’t build a mortgage strategy around what we HOPE rates will do. We build it around what makes sense for YOU! 💯

Because sometimes the best mortgage strategy isn’t simply finding the lowest advertised interest rate.

It’s understanding the numbers, evaluating the costs, and choosing a payment plan that supports your long-term goals.

I’m not here to just hand you a rate and wish you luck.

I’m here to EDUCATE you, EMPOWER you, and help you make confident financial decisions!

Curious whether a rate buydown could work for your next home purchase?

📲 Let’s run YOUR numbers, compare YOUR options, and build YOUR strategy!

Because you deserve more than a mortgage lender…

You deserve a lender who CARES! 🩷🏡

10/23/2026

It would show up dressed as a superhero, cape and all. 🦸 VA home loans offer eligible veterans and service members benefits like no down payment in many cases and no monthly mortgage insurance. Now that’s a costume with some real perks!

Address

Tallahassee, FL

Website

http://www.carrieedgersonhomeloans.com/

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