Masterpole Murphy Agency, Inc.

05/23/2026

05/06/2026

Learn how moving impacts your personal insurance and what to update for home, auto, and liability coverage before and after a move.

03/13/2026

Think your auto and homeowners insurance will protect you if something goes wrong? Think again.

Today’s lawsuits are bigger, more frequent, and far more expensive than most standard policies were designed to handle. When a serious claim exceeds your coverage limits, the financial fallout can be devastating.

Here’s why more people are adding personal umbrella insurance:

✅ Liability claims and payouts have surged over the last decade
✅ Umbrella claims have doubled, with average payouts up about 67%
✅ Jury awards in some states have exceeded standard policy limits by hundreds of thousands of dollars
✅ Legal defense costs alone can surpass $50,000 before a case is resolved
✅ $1 million in umbrella coverage may cost as little as $12–$25 per month

The cost of not having enough liability protection can far outweigh the cost of adding it. Personal umbrella insurance helps protect your savings, home equity, investments, and even future income — before one claim puts them at risk. If you would like to learn more about umbrella insurance, give our team a call. We're here to help.

03/04/2026

Don’t limit your options. I can offer you choices from multiple insurers so you can find a great fit.

02/12/2026

Knowing what an ice dam is, minimizing the conditions that allow one to form and removing an ice dam as soon as you spot one can help prevent serious damage ...

02/12/2026

Today is all about celebrating love and protecting what matters most. Ask me about Travelers Jewelry and Valuable Items insurance—I’m here to help you and your loved ones stay covered!