Sonnia Gharib, Financial Services Professional with Nylife Securities LLC

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Sunrise, FL
Sonnia Gharib, Financial Services Professional with Nylife Securities LLC

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Registered Representative offering securities products and services through NYLIFE Securities LLC. (Member FINRA/SIPC), A Licensed Insurance Agency.

I offer a variety of products that can help you meet a number of insurance and financial needs, including, but not limited to college funding, retirement, managing costs for extended periods of care and lifetime income strategies. Please contact me to help you fully analyze your needs and recommend appropriate solutions. I am an Agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies. Additionally, I am a Registered Representative of and offer securities products & services through NYLIFE Securities LLC, (Member FINRA/SIPC), A Licensed Insurance Agency
and a New York Life Company.

1300 Concord Terrace, 5th Floor, Sunrise, FL 33323 954-772-5200

Neither New York Life Insurance Company, nor its agents, provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions. I am not licensed in all jurisdictions. Any testimonial on this site is based on an individual’s experience and may not be representative of the experience of other customers. These testimonials are no guarantee of future performance or success.

10/23/2026

OPEN ENROLLMENT IS HERE!

If you're enrolling in a High-Deductible Health Plan (HDHP), you may qualify for a Health Savings Account (HSA)!

HSAs offer a TRIPLE TAX ADVANTAGE:
✅ Tax-deductible contributions – Reduce your taxable income.
✅ Tax-free growth – Invest your HSA funds for potential long-term growth.
✅ Tax-free withdrawals – Use your funds for qualified medical expenses without
paying taxes.

Bonus: Unlike an FSA, your unused HSA funds roll over year after year, and the account stays with you even if you change employers!

At New York Life, we offer investment options through NYLIFE Securities HSAs to help eligible individuals prepare for future healthcare expenses.

09/29/2026

Wanna start the day off right? Give me a call and let me show you how you can get $1 million of dependable term life insurance for less than your daily cup of coffee.

Discover how term life insurance from New York Life can protect you. Learn about converting term life to permanent coverage such as whole life insurance.

09/21/2026

Tax planning can play an important role in retirement. In some cases, a Roth conversion may create additional flexibility by helping manage when and how retirement income is taxed. However, Roth conversions also involve important tax considerations that should be carefully evaluated.

If you'd like to explore whether a Roth conversion strategy could make sense for your situation, let's connect.

09/19/2026

Changed jobs and still have an old 401(k) sitting with a previous employer?

It may be a good time to take another look at it.

A rollover may give you more flexibility and control over how your retirement assets are managed, depending on your individual situation. And with interest rates moving higher this week, now is a timely opportunity to review your options and make sure your retirement strategy still aligns with your goals.

Your old 401(k) doesn’t have to stay forgotten.

Let’s review what you have, discuss the choices available to you, and determine what makes the most sense for your long-term plan.

09/17/2026

Creating a budget is the first step toward financial success. With these five easy steps, you can take control of your personal finances, work to achieve your goals, and gain the confidence to build a better future.
https://bit.ly/4h68ja8

09/07/2026

This Labor Day, let’s take time to appreciate how the work we do every day builds a stronger community.

07/04/2026

Wishing you an Independence Day full of celebration and tradition. Happy 4th of July!

06/19/2026

This Juneteenth, take time to honor history, celebrate progress and support one another.

06/09/2026

Every hug, every milestone, every promise kept — love shows up in the moments that matter most. Because, as this video shows, love is not something you just say – it’s something you do. I’m here to help you protect the ones you love. Reach out to me to start the conversation.

05/28/2026

Spending time on the Appalachian Trail in the Smoky Mountains reminded me how similar hiking is to financial planning.

A strenuous hike takes preparation; training (especially when you're from Florida), planning the route, packing the right essentials, and preparing for unexpected conditions along the way. The planning is what allows you to enjoy the experience once you’re out on the trails.

Financial planning works the same way. When you put a solid plan in place for the future, you create the freedom to enjoy life’s adventures with greater peace of mind.

Some of my favorite moments on the trail were the unexpected ones. Beautiful waterfalls, mountain views, and simply taking in the beauty around me knowing I was prepared for the journey ahead.

Be Good at Life 💙

Address

1300 Concord Terrace, 5th Floor
Sunrise, FL
33323

Telephone

+19548298331

Website

http://www.newyorklife.com/

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