Rick Simoneau - Fairway Independent Mortgage Corporation NMLS # 1629205

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Rick Simoneau - Fairway Independent Mortgage Corporation NMLS # 1629205 Fairway Independent Mortgage Corporation FIMC, NMLS # 2289 | Rick Simoneau, Branch Manager, NMLS # 1

Looking for a place to call home? Or maybe just somewhere to haunt? 👻🏡Either way, I’m always willing to hear you out, an...
10/31/2026

Looking for a place to call home? Or maybe just somewhere to haunt? 👻🏡

Either way, I’m always willing to hear you out, answer your questions, and help you figure out what’s possible. Homebuying can come with plenty of unknowns, but asking questions about your options shouldn’t be scary.

Happy Halloween! 🎃

10/19/2026

🏠 AGENTS: HAVE A LISTING THAT WON’T MOVE?

Before the conversation turns to “We need another price reduction…” 👇

Send me the address + list price.

I’ll run a 3-2-1 Temporary Buydown Analysis so you can see what a buyer’s potential payment could look like during the first three years.

💰 What if seller dollars could have a bigger impact on the buyer’s monthly payment than you expected?

Let’s find out.

📲 AGENTS: Send me the listing and I’ll run the numbers!

Congratulations to my all clients on their recent home purchases! Thank you for trusting me to help you through the proc...
09/18/2026

Congratulations to my all clients on their recent home purchases! Thank you for trusting me to help you through the process, and best wishes as you settle into your new homes.

Big news for homebuyers. Conforming loan limits have increased to $845,000, creating new opportunities for buyers who ma...
09/14/2026

Big news for homebuyers.

Conforming loan limits have increased to $845,000, creating new opportunities for buyers who may have previously needed jumbo financing.

What does that mean in plain English?
For some buyers, it could mean: ✅ More purchasing power
✅ More financing options
✅ Potentially lower down payment requirements
✅ The ability to stay within conventional loan programs

Every situation is different, but this change could open doors for buyers shopping in today's market.

If you're wondering how these new limits apply to your plans, let's connect and talk through your options.

From a piece of land to the foundation of a future home.It's been exciting watching my clients' vision begin to take sha...
09/08/2026

From a piece of land to the foundation of a future home.

It's been exciting watching my clients' vision begin to take shape. What started as an open lot has progressed through site work, excavation, and now a completed foundation.

Shoutout to Harris Construction Inc. of North Grafton, MA for the work being done to bring this project to life. Looking forward to seeing the next phase of the build take shape.

One thing many people don't realize is that this project was made possible through a One-Time Close Construction Loan. This type of financing allows borrowers to purchase the land, finance the construction, and transition into their permanent mortgage all through one loan and one closing. It can be a great option for those looking to build a custom home without navigating multiple loans throughout the process.

If building a home designed specifically for your family is something you've considered, I'd be happy to talk through your options and answer any questions.

Stay tuned for more progress updates. I can't wait to share the next phase of this build!

Address

49 Main Street
Sturbridge, MA
01566

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