Tim Perchinski - COUNTRY Financial

06/17/2026

Has it been a while since the last time you evaluated your life insurance needs?

If life has been flying by and some big changes have happened, it’s a good idea to make sure you have enough coverage to keep your loved ones protected.

If you’re one of the millions of Americans who doesn’t have enough (or any) life insurance*, let's talk to change that today.

*Source: 2025 Insurance Barometer Study Report
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we’ve been protecting families and providing insurance to our clients since 1925. Follow us for more tips on ways to protect what matters most.

06/14/2026

A question we hear from our car insurance clients all the time …. does car insurance cover windshield replacement? It can, but not always. We put together a quick explainer that helps you make sense of glass coverage.

Check it out:http://bit.ly/45nQwFw

06/13/2026

Life insurance is a vital part of protecting your financial future and it will never be more affordable than it is today.

So, how affordable is life insurance, really?
The truth is, it depends on many factors, like age, health, lifestyle, coverage amount, etc. The good news is that even though the factors influencing your rate may feel extensive, getting life insurance is easier than ever. Life insurance companies use advanced underwriting methods to make the process easy for you.
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How can I lower my life insurance cost?
There are a variety of life insurance options that can fit your needs and budget. But if you want to try to lower your rate, these steps may help:
✅ Purchase a policy at the youngest age possible. Parents may consider purchasing a policy for children as their premiums are typically much lower than an adult’s.
✅ Live a healthy lifestyle. Individuals who live healthy lifestyles generally have lower premiums than those who don’t, as they tend to live longer and have a better quality of life.
✅ Review your insurance options. Term life insurance is typically less expensive than whole life insurance, since you are only paying for it for a certain amount of time.
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If you don’t have life insurance or haven’t reviewed your policy in a while, meet with me to discuss what life insurance is best for you right now and how much you can expect to pay for it. You might be surprised to learn that it’s more affordable than you first thought.

06/12/2026

Planning a vacation or is a big trip just around the corner? Before you hit the road, here are six simple tips to help keep your home and belongings secure while you’re gone. ​
✅ Stash your stuff in a safe - Before you leave, place your valuables in a locked safe or safe deposit box. If those aren’t options for you, make sure valuables aren’t in plain sight or in an obvious place.​
✅ Hire a sitter - If you have a pet, you can either hire a pet-sitter or drop Fido off at the local doggie daycare. For pet-free homes, consider hiring a house sitter to help water plants and check in on your home every couple of days. ​
✅ Stop your mail - A tell-tale sign no one’s home is when a mailbox is overflowing and packages are stacked on the porch. Before you leave town, swing by your local post office or fill out their online form to put a hold on your mail. ​
✅ Smart home technology - Burglars aren’t the only thing to worry about while you’re away. Installing smart home technology can help you keep an eye on your home from afar. Many companies offer a variety of smart home technology like smoke and carbon monoxide detectors, garage sensors and water leak detection – so if water is detected in your basement or a smoke alarm is going off, your smart phone is alerted immediately. ​
✅ Keep your landscaping tidy - If you’re going on an extended trip, hire a landscaping company to cut your grass or shovel your driveway. Anything you can do to keep your property looking fresh can deter thieves from breaking in. ​
✅ Be careful on social media - This is nothing new, but something that’s definitely still happening. If you post you’re on vacation, online predators know your house is empty and waiting for them.

Interested in further protecting your property? Contact me today to discuss your insurance options and enjoy your vacation without worry!

06/11/2026

The midpoint of the year is the perfect time to sit down with me to review your small business insurance. It’s important for me to know about any changes you've made in the past year to ensure your coverage is still appropriate for your business.

An annual review of your customized small business insurance allows me to make sure:
• Any changes to your business are reflected in your coverage
• You’re taking advantage of any applicable discounts or cost savings
• Your business remains compliant
• You walk away from your review with peace of mind

If you still aren’t sure if you need to meet for an annual review, give me a call today.
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we're committed to helping you protect your small business today and make a plan for tomorrow. Follow us for more on how you can protect the business you’ve built.

06/10/2026

We are proud our clients speak so highly of us. We’ve earned a5.0 rating on Google, and it inspires us to do our very best every day. If you’ve trusted us with your insurance & financial needs, we’d love to hear from you. Please take a quick moment and let us know what you think

5.0 ⭐ · Insurance agency in Steger, Illinois

06/09/2026

Choosing car insurance isn’t one-size-fits-all. Learn the 6 key factors—limits, deductibles, and add-ons—to help protect you and your finances after a crash.

06/09/2026

June is National Safety Month, so I’m sharing “Micro Safety Moments” for quick fixes to keep your small business running safely.

Here are some small tips and fixes you can address today that can make a big difference to the overall safety of your business:
• Replace worn extension cords.
• Do a quick equipment check.
• Label all cleaning supplies.
• Check your building for damage that could pose a risk to customer safety.
• Review your emergency plan and contacts.
• Change your system and computer passwords.

It’s important to make sure your small business’s safety is a top consideration for you, your employees, and your customers. Use these tips today to protect your business tomorrow.
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If you’re running a small business, and you need an insurance checkup, let’s chat!
we've helped over 45,000 small businesses protect what they've worked hard to build. We're confident we can help you, too. Follow us for more tips on how you can protect what matters most.

06/08/2026

Travel worry-free. Your home and car insurance may cover roadside help, rental cars, guest drivers and theft or damage away from home. See the details here and call me to talk about your home and car insurance coverage.

06/05/2026

Happy Birthday, Lauren!!!!! Thank you for always taking great care of our clients!!