Edward Jones - Financial Advisor: Joel Torres

01/28/2023

Are you seeking greater stability and security with your finances this year? If so, you're not alone. In a survey Edward Jones conducted last month with Morning Consult, we found that nearly one in three U.S. adults (32%) plan to make financial wellness a New Year’s resolution for 2023. Their chief concerns? Inflationary pressures impacting prices on necessities (45%) and the economy (44%).

Let's discuss the steps you can take to help give you a better sense of control, no matter what the year ahead brings.

01/24/2023

The passage of SECURE 2.0 has several important changes that could benefit your financial strategies, including:

• Increase in the required minimum distribution (RMD) beginning age to 73 in 2023 and 75 in 2033
• Employer matches for qualified student loan payments
• Ability to roll over 529 assets to a Roth IRA for the 529 beneficiary
• New or expanded penalty exceptions for early withdrawals

What individuals need to know

01/10/2023

More and more retirees are coming out of retirement due to several factors. We’ve outlined some tips for how to re-engage while still enjoying the freedom of retirement.

More and more retirees are coming out of retirement due to an increased cost of living. Here are some tips for how to generate extra income in retirement.

01/05/2023

Senior investment strategist Mona Mahajan joined CNBC’s Squawk Box to break down her outlook for the U.S. economy and markets in 2023.

Mona Mahajan, senior investment strategist at Edward Jones, joins CNBC's 'Squawk Box'' to break down her outlook for the U.S. economy and markets in 2023.

12/19/2022

The employee contribution limit for 401(k) plans is increasing a record amount in 2023, but that's not the only change that may impact your savings.

Consider this your cheat sheet for retirement plans, IRAs, and other employee benefits in 2023.

2023 IRS Limits for Retirement Plans, IRAs, and Other Employee Benefits

12/06/2022

It’s never too soon to save for your children’s education. And one effective savings tool to consider is a 529 plan.

Saving money for college

11/15/2022

Now that you’re in your 50s, it’s a good time to revisit your estate strategy to help protect the things you love.

Visit our estate strategy hub

11/08/2022

Equity markets are off their mid-October lows on hopes for a gradual Fed pivot, showcasing the strong link between interest rates and valuations. The coast is not clear yet, as a pattern of lower inflation readings still needs to be established for equities to mount a sustainable rebound. But stocks could navigate a U-shaped rebound as investors get more confident that inflation will soften and central banks become incrementally less hawkish.

11/02/2022

If you’re going to sell some investments, you should become familiar with tax-loss and tax-gains harvesting – because they can affect your capital gains and your taxes.

Tax-loss and tax-gains harvesting strategies may reduce capital gains taxes while maintaining appropriate market exposure.

10/25/2022

This boost in benefits may help retirees better meet their day-to-day needs given rising inflation.

Social Security announces larges cost-of-living adjustment to Social Security benefits in over 40 years

10/18/2022

A will, a living trust — what’s the difference? Knowing what’s right for you is essential to putting together a comprehensive estate plan. Take a look at the benefits of each document.

It's crucial to create an estate plan that leaves the legacy you desire. Understanding the difference between wills and living trusts can help.

10/04/2022

Take a closer look at these important Social Security considerations.

Some things to think about – from your life and family, to how taxes may impact your decision.