Trey Lugo - CrossCountry Mortgage

05/15/2026

05/14/2026

5.0 star review received on Experience.com for Trey Lugo by Jessica P - Trey was absolutely amazing from the start of the process through close. He was extremely responsive, explained everything very well, provided excellent guidance, and generally made the process extremely smooth and low stress. He was always a pleasure to talk to and it's clear he loves what he does and is very good at it. I would gladly recommend him to friends and family.

Click to see all 90 reviews of Trey Lugo at CrossCountry Mortgage, Loan Originator | NMLS #2039414

04/29/2026

Cleared to close 2 weeks prior to close date ✅

$10K in instant equity (appraised over purchase price) ✅

$5K in seller credits ✅

Thanks again Tessa Z Flight for always trusting me with your clients!

Contact me if you’re looking to purchase or refinance this year 🏡

03/19/2026

Loan closed 🏡

Helped this couple purchase their new home the day after selling their previous one — smooth transition and perfect timing!

✔️ 5.375% rate
✔️ 3.5% down payment
✔️ $15K in instant equity (appraised above purchase price)

Rates vary based on credit, loan type, and market conditions — reach out if you want to explore your options 👍

02/04/2026

5.0 star review received on Experience.com for Trey Lugo by Jack B - Accurate numbers from beginning to end and always available 24/7 365.

Click to see all 98 reviews of Trey Lugo at CrossCountry Mortgage, Loan Originator | NMLS #2039414

01/27/2026

Great to get reviews from both sides of the transaction 🤝🤝🤝

Contact me if you’re looking to purchase or refinance 🏡

01/26/2026

Grateful to help this client start 2026 with a new home 🏡

VA LOAN ✅
Bringing $0 to closing ✅

If you are looking to purchase this year - contact me 👍

01/25/2026

5.0 star review received on Experience.com for Trey Lugo by Jason H - Trey was very responsive, knowledgable and informative about all the steps along the way during this process.

11/10 would recommend.

Click to see all 96 reviews of Trey Lugo at CrossCountry Mortgage, Loan Originator | NMLS #2039414

01/25/2026

5.0 star review received on Experience.com for Trey Lugo by Michelle C - Trey, Thank you for keeping file updated on 1740 Airline Drive. You were great keeping everyone updated sregarding tatus of file. My clients were the Sellers. Dee - Buyer's Agent. Great service! Keep up the good work! Thank you!

Click to see all 95 reviews of Trey Lugo at CrossCountry Mortgage, Loan Originator | NMLS #2039414

01/12/2026

Congrats to my first time home buyers on closing with a 3.99% rate the first year in the home 🏡

We were also able to get them a final approval 20 days prior to closing ⚡️⚡️⚡️

Thanks to Tessa Z Flight for helping find them their first home 🏡

If you’re looking to purchase this year - contact me!