The Garcia Team - NMLS# 276107 - Central Bank

The Garcia Team - NMLS# 276107 - Central Bank The Garcia Team - Central Bank
Sue King - NMLS # 276107
Berto Garcia - NMLS # 283916

Want to increase your property's curb appeal but don't know where to begin? Investing in your garden can significantly b...
06/10/2026

Want to increase your property's curb appeal but don't know where to begin? Investing in your garden can significantly boost your home's value! A beautiful outdoor space not only attracts potential buyers but also creates a welcoming environment. 🌱

Are you looking to finance your home improvement projects or considering selling your current home? I'm here to guide you through the process and help you find the best options tailored to your needs!

💬 DM me today to start that conversation!

Member FDIC | NMLS # 407985 | Equal Housing Lender

06/09/2026

June is National Homeownership Month 🏡

A great reminder that buying a home does not start with the open house — it starts with clarity.

Before you start house hunting, make sure you understand your monthly payment, cash to close, loan options, and overall comfort level.

The goal is not just to buy a home.
The goal is to buy a home with confidence.

Thinking about buying this year? Start with the numbers first.

For informational purposes only. Not a commitment to lend or extend credit. Loan approval, terms, rates, down payment, and closing costs are subject to borrower qualifications, program guidelines, property eligibility, and underwriting approval.

Member FDIC | NMLS # 407985 | Equal Housing Lender

Seller concessions can sometimes help buyers reduce upfront costs or support a monthly payment strategy.Depending on the...
06/08/2026

Seller concessions can sometimes help buyers reduce upfront costs or support a monthly payment strategy.

Depending on the loan type and program guidelines, concessions may be used toward eligible closing costs, prepaid items, or even a temporary buydown in certain scenarios.

Every transaction is different, which is why it helps to understand how these options work before writing an offer.

Learn more or get in touch here: https://www.centralbank.net/sueking/

For informational purposes only. Loan approval, terms, costs, and concession limits are subject to borrower qualifications, program guidelines, property eligibility, and underwriting.

Member FDIC | NMLS # 407985 | Equal Housing Lender

06/02/2026

Imagine hosting your friends and family this summer in your own backyard, enjoying barbecues, pool parties, and late-night bonfires!

I specialize in helping you find the perfect mortgage to turn your summer party dreams into reality. No matter your budget or needs, I’m here to guide you every step of the way. 🏡

Ready to make unforgettable memories? Check out these tips for hosting summer parties on a budget: https://www.centralbank.net/learning-center/budget-and-save/easy-budgeting/hosting-summer-parties-on-a-budget/
Member FDIC | NMLS # 407985 | Equal Housing Lender

Congratulations to the Class of 2026! 🎓 If homeownership is your next milestone, send me a message today. Let’s build yo...
05/27/2026

Congratulations to the Class of 2026! 🎓 If homeownership is your next milestone, send me a message today. Let’s build your roadmap together!

Member FDIC | NMLS # 407985 | Equal Housing Lender

Today, we remember the courageous men and women who made the ultimate sacrifice for our country.
05/25/2026

Today, we remember the courageous men and women who made the ultimate sacrifice for our country.

05/25/2026

Not every homebuyer has the same plan—and not every mortgage should be one-size-fits-all. For some buyers, an Adjustable-Rate Mortgage (ARM) may offer a lower initial rate and lower payments during the early years of the loan.

That can be worth exploring for buyers with shorter-term goals or those who may not plan to keep the loan long-term. The right fit always depends on your full financial picture and future plans.

Reach out today to explore your options: https://www.centralbank.net/sueking/

Member FDIC | NMLS # 407985 | Equal Housing Lender

05/20/2026

Graduating this May? First of all, congrats! 🎓

Second of all... do you have a path to homeownership yet? If not, don’t sweat it. Start with these 3 small steps today—and send me a DM so we can map out a plan that actually works for you!

Member FDIC | NMLS # 407985 | Equal Housing Lender

Address

4901 Pernod Avenue
St. Louis, MO
63139

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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