Erica Pallardy, Loan Originator, NMLS: 1299891

Erica Pallardy, Loan Originator, NMLS: 1299891 Erica serves as AVP, Mortgage Lender, for First Mid Bank & Trust, serving mainly MO and IL.

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06/09/2026

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Last night, we were honored to receive a donation from the First Capital Lions Club in St. Charles to continue our mission to help families in need in St. Charles County. Dan & Jackie attended our Gala in March, where we met for the first time. They asked a lot of questions about Marcy’s Project & how their Lion’s Club could help.

We can’t thank you all enough!

Another example of how much our community has stepped up in support! Dan Foust Jr.

Let's connect no matter what stage you are at.
06/07/2026

Let's connect no matter what stage you are at.

Ready for a fresh start? Discover what you qualify for and make your home dreams a reality. It's quick and easy! Apply h...
06/04/2026

Ready for a fresh start? Discover what you qualify for and make your home dreams a reality. It's quick and easy! Apply here: https://bit.ly/4rqO4qQ

Meet Inky! Whether you are looking to give her a forever home or looking for your own new home, I can help!
05/29/2026

Meet Inky! Whether you are looking to give her a forever home or looking for your own new home, I can help!

Ready to get organized for your home journey? Check out this handy checklist to make things easier!
05/27/2026

Ready to get organized for your home journey? Check out this handy checklist to make things easier!

Meet Tommy! Whether you are looking to give him a forever home or looking for your own new home, I can help!
05/22/2026

Meet Tommy! Whether you are looking to give him a forever home or looking for your own new home, I can help!

Thinking about buying your first home or just need a refresher on the process? No worries—I’m here to guide you every st...
05/19/2026

Thinking about buying your first home or just need a refresher on the process? No worries—I’m here to guide you every step of the way!

🚫 MYTH:You need a 20% down payment to buy a home.✅ FACT:Many buyers qualify with as little as 3%–5% down — sometimes eve...
05/14/2026

🚫 MYTH:
You need a 20% down payment to buy a home.

✅ FACT:
Many buyers qualify with as little as 3%–5% down — sometimes even 0% down depending on the loan*!

*Subject to credit approval.

It's Derby Day! How will you be watching?
05/02/2026

It's Derby Day! How will you be watching?

Address

1001 S 5th Street
St. Charles, MO
63301

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