FTL Finance

FTL Finance Home Improved. Finance Simplified. FTL Finance provides hassle-free customer financing solutions to home services contractors and their customers.

Contractors have access to homeowner support services, technical support and complimentary finance training.

Happy Labor Day! After a long hard summer, you deserve to celebrate and we hope you get some time to relax on this long ...
09/04/2026

Happy Labor Day! After a long hard summer, you deserve to celebrate and we hope you get some time to relax on this long weekend. Our offices will be closed Monday, September 7, but our underwriting team will be checking in throughout the day to help with any applications.
Thank you for all the hard work you do day in and day out to keep us all comfortable. We appreciate you!

Anyone who has met our Marketing Director, Jasmine Serrano, knows she is a powerhouse. Jasmine is equally comfortable di...
09/03/2026

Anyone who has met our Marketing Director, Jasmine Serrano, knows she is a powerhouse. Jasmine is equally comfortable discussing technology, automation, marketing or team development. That versatility allows her to think strategically on projects involving multiple teams, and turn complex ideas into clear, actionable marketing plans.

Jasmine is a thoughtful leader, who gives the marketing team freedom to think creatively and encourages team collaboration, and she’s always available for support when needed, no matter how many plates she’s spinning. Please join us in celebrating Jasmine’s 5 year work anniversary! We are grateful to work alongside you!

You know the phrase… If a tree falls in the woods and no one is around to hear it, does it make a sound? The same is tru...
09/01/2026

You know the phrase… If a tree falls in the woods and no one is around to hear it, does it make a sound? The same is true for your financing. If homeowners don’t know you offer financing, it’s basically like that tree falling in the woods. You don’t know if they’re hearing it.

Homeowners are searching online before they schedule an appointment and if 62% would move forward with a financing option, it’s worth mentioning financing everywhere your business shows up. That means your website, social media, and business listings. Promote it so you don’t miss out on jobs.

Maye is our office fashionista, always dressed impeccably and always with a smile on her face. Maye brings that same att...
08/27/2026

Maye is our office fashionista, always dressed impeccably and always with a smile on her face. Maye brings that same attention to detail to Homeowner Care and Resolutions, where she leads our team with innovative, forward-thinking approaches that make sure every customer has a positive experience when interacting with our company.

Congratulations Maye on 9 years with FTL Finance! We (and our homeowners) are so lucky to work with you!

You offer financing and provide the homeowner with the application and then wait, but do you _really _know how financing...
08/25/2026

You offer financing and provide the homeowner with the application and then wait, but do you _really _know how financing works? Understanding the process and the motivations of today’s homeowner can help you close more sales.

We’re pulling back the curtain and giving you a behind the scenes look at the lending process in our on-demand webinar. Register now and watch on your time to learn the secrets to successful financing. https://visit-ftl.com/3U8EsWJ

For 4 years, Jacob Langford has been a reliable, steady presence on our Account Specialist team. He's deliberate and dep...
08/20/2026

For 4 years, Jacob Langford has been a reliable, steady presence on our Account Specialist team. He's deliberate and dependable, which makes him a go-to for navigating complex contractor issues. But what really sets Jake apart is how he builds relationships. He's personable, hard-working, and genuinely easy to connect with.
Thanks for everything you bring to the team, Jake!

In a tight economy, homeowners may choose repairs over replacement, but that’s not always the best long-term option.Help...
08/18/2026

In a tight economy, homeowners may choose repairs over replacement, but that’s not always the best long-term option.
Help customers understand their system’s condition, compare their options, and see how financing can make an upgrade more affordable.
Read the blog for tips on how to guide your customers:
https://visit-ftl.com/4x0jNTl

As Chief Operations Officer, Erin wears a lot of hats and somehow makes it all look easy. She leads the teams behind our...
08/13/2026

As Chief Operations Officer, Erin wears a lot of hats and somehow makes it all look easy. She leads the teams behind our digital products, data analysis, and customer-facing operations with a thoughtful, steady hand. What makes Erin such a special leader is her self-awareness and compassion. She creates a space where people feel supported and empowered to do their best work.
Congratulations on 12 incredible years with FTL Finance, Erin! We're lucky to have you.

73% of homeowners say it’s not a good time to buy a home, so they're investing in the ones they have. Does your sales st...
08/11/2026

73% of homeowners say it’s not a good time to buy a home, so they're investing in the ones they have. Does your sales strategy reflect the change?

Perry Ratcliff is a thoughtful problem solver who speaks with intention and challenges assumptions to help our teams arr...
08/06/2026

Perry Ratcliff is a thoughtful problem solver who speaks with intention and challenges assumptions to help our teams arrive at better solutions.
Perry’s calm demeanor, and dry humor put people at ease, and his enthusiasm for the latest technology, engineering and industry trends keep us ahead of the curve.
We’re thankful to have Perry on our team! Please join us in celebrating his four year work anniversary!

Address

820 S Main Street
St. Charles, MO

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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