MBG Insurance Springfield

10/20/2026

While every claim is different, homeowners policies generally include coverage for property damage caused by power outages and disruptions.

10/19/2026

Treating a home, inspecting for termites, and transporting equipment each create different risks. General liability is an important starting point, but specialized coverage may be needed for pesticide applications, inspection claims, and property in your care.

Brandon Thompson’s latest InsuranceNerd Blog article explains what pest control businesses in Missouri and Kansas should review.

Pest control insurance is a specialty at MBG Insurance, and we work with carriers such as SECURA that offer options designed for this industry.

Find “Insurance for Exterminators in Kansas and Missouri: Coverage Beyond General Liability” on our website, or contact our Springfield team to discuss your business.

Coverage varies by policy and underwriting eligibility.

10/17/2026

Does your child need their own car insurance when they turn 26? Auto insurance does not follow the age-26 rule associated with health insurance.

Where your child lives, who owns the vehicle, and your carrier’s requirements help determine when a separate policy is needed.

College students living away from home may still qualify to stay on the family policy.

Before removing a student who leaves their car at home, ask us about away-at-school status and preserving continuous insurance coverage.

Read Jordan Lair’s latest InsuranceNerd Blog article to learn more, or contact our Springfield team at 417-773-7822.

10/16/2026

Do you know how to turn off the gas, electricity and water in your home? It’s more important than ever to be ready to respond to natural disasters. Follow these 8 disaster preparedness tips to be ready for anything. Learn more.

10/15/2026

A one-star review. A heated post in a neighborhood group. A screenshot shared in a group text. ⚠️

Any of these can lead to a lawsuit, and many homeowners policies won’t cover it.

Standard homeowners liability covers physical harm, such as slip-and-falls, dog bites, and accidental damage. Claims like libel, slander, and invasion of privacy fall under personal injury coverage, which is usually a separate endorsement.

Jordan Lair breaks down the difference in our latest article 👇
https://www.millenniumbrokers.com/personal-liability-vs-personal-injury-coverage-on-your-homeowners-policy/

Not sure what your policy includes? Call our Springfield office at 417-773-7822 for a no-pressure review.

Homeowners liability covers injuries and property damage, but not slander, libel, or false arrest. Learn how the personal injury endorsement fills the gap.

10/14/2026

Creating an emergency survival kit can ready you for when disaster strikes. Use Travelers emergency survival kit list to create yours.

10/14/2026

A card dealer takes inventory to a weekend show. A photographer brings equipment to an event. A contractor loads tools into a work van.

Each business has property that travels—but its insurance may have different limits once that property leaves the insured premises.

In our latest article, Tyler Hunter explains business personal property versus inland marine insurance and the questions to ask about transit, theft and property values.

Find the article on the MBG Insurance website, or contact our Springfield office at 417-773-7822 to discuss your business property coverage.

Coverage varies by policy.

10/12/2026

10/12/2026

If your possessions are lost or damaged in a storm, it may be difficult to remember all of your belongings. Having a current inventory of your possessions, including make and model numbers, may help you recover faster after a loss. – Learn more.