Erin Paumen Health Insurance Advisor

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Erin Paumen Health Insurance Advisor Helping individuals, families, and small businesses find tailored health insurance plans to meet their lifestyle and budget needs.

One of the most common frustrations I hear is from people who make too much to qualify for subsidies or tax credits on t...
10/13/2026

One of the most common frustrations I hear is from people who make too much to qualify for subsidies or tax credits on the ACA marketplace.

I get it! You're stuck paying sky-high premiums for coverage you barely use.

𝐇𝐞𝐫𝐞’𝐬 𝐭𝐡𝐞 𝐠𝐨𝐨𝐝 𝐧𝐞𝐰𝐬 👉 𝐓𝐡𝐞𝐫𝐞 𝐚𝐫𝐞 𝐚𝐥𝐭𝐞𝐫𝐧𝐚𝐭𝐢𝐯𝐞𝐬.

✅ Private nationwide PPO plans (see any doctor, any hospital).

✅ Plans designed for healthy individuals and families that cost less than ACA options.

✅ Options that protect you from the big, unexpected bills without paying for coverage you’ll never use.

✅ Tax advantages for small business owners who run health insurance through their business.

𝐈𝐟 𝐲𝐨𝐮’𝐫𝐞 𝐩𝐚𝐲𝐢𝐧𝐠 𝐟𝐮𝐥𝐥 𝐩𝐫𝐢𝐜𝐞 𝐨𝐧 𝐎𝐛𝐚𝐦𝐚𝐜𝐚𝐫𝐞 let’s review your options together and see if we can save you money and give you better access to care.

📲 DM me or grab a time on my calendar https://calendly.com/erinpaumeninsurance/healthinsuranceinfo

10/12/2026

At one point we paid almost $2800 a month for health insurance 😳

Before I helped people with health insurance, I thought expensive coverage was just something we had to live with.

I wish I knew then that there were other options.

That experience is a big part of why I do what I do today.

You don’t know what you don’t know.

Let me help you see your options.

10/09/2026

Open Enrollment is almost here.

You don’t have to figure it out yourself.

I’ll look at your situation, how you use your coverage, your doctors, and your budget and help you find the right options.

Let’s make sure your coverage actually fits your life.

This is a hospital bill from a trip to the ER and emergency surgery to remove the gallbladder. She was In the Hospital f...
10/08/2026

This is a hospital bill from a trip to the ER and emergency surgery to remove the gallbladder.

She was In the Hospital for one day. 🤯🤯🤯

Many of my clients don’t mind cash paying for the small things like doctors office visits and other minor medical expense but want catastrophic protection in the event of something major.

If this sounds like you, let’s talk!

10/08/2026

What are your alternatives to COBRA when you lose health coverage?

Before you sign up for it, can we talk for a second?

COBRA's almost always the most expensive option, and there's usually something better once we compare.

Message me first.

Did you know there are health insurance plans that reward you for being healthy?If you’re healthy and rarely go to the d...
10/06/2026

Did you know there are health insurance plans that reward you for being healthy?

If you’re healthy and rarely go to the doctor, why pay for coverage you’re not really using?

There are options that can give you more freedom and long-term predictability, including:

🌎 Nationwide PPO – More freedom to choose your doctors and hospitals, even when you travel.

📅 Age-based rates – Your rate is based on your age, not your income.

🔄 Consistent deductibles – Some plans can keep your deductible the same year after year.

🛡️ Long-term coverage – Some options can provide guaranteed coverage through age 65.

Every situation is different, but if you’re healthy and paying a lot for health insurance, it’s worth seeing what other options are out there.

Send me a message and I’ll be happy to look at them with you.

Book a call at https://calendly.com/erinpaumeninsurance/healthinsuranceinfo.

You never think something like cancer, a heart attack, major accident or hospitalization will happen to you or anyone yo...
10/01/2026

You never think something like cancer, a heart attack, major accident or hospitalization will happen to you or anyone you love.

Truth is....IT CAN.

If you were one of the many people that do not go to the doctor frequently, but want to make sure that you're protected for the major things please contact me.

We can't predict the future but we can protect it!

Most people don’t realize how important a good health insurance agent is… until something goes wrong.Not someone who jus...
09/30/2026

Most people don’t realize how important a good health insurance agent is… until something goes wrong.

Not someone who just sells a plan, but someone who takes the time to understand you. Your health, your lifestyle, and what you actually want protection from.

I see it all the time. People go online, click a few buttons, choose a plan, and move on. Then a claim happens and that’s when they find out their doctor isn’t covered, the deductible is massive, or the plan doesn’t work the way they thought it would.

There is no one size fits all in health insurance.

I’ve learned that the most important part of my job is slowing down and getting to know the person I’m helping. Asking the right questions. Explaining things in plain English. Making sure there are no surprises later.

And for those who care about choice, yes, PPO access matters. Being able to see the doctors you trust without referrals or network headaches can make all the difference.

I’ll be honest. I don’t love insurance. I do this work because I believe it should be done better.

If you’re healthy, value PPO access, or just want to make sure your coverage actually fits your life, send me a message. I’m happy to talk it through.

One of the biggest questions I hear from people planning early retirement is, “What am I going to do for health insuranc...
09/29/2026

One of the biggest questions I hear from people planning early retirement is, “What am I going to do for health insurance until Medicare?”

The good news? You have options.

Depending on your situation, there may be private PPO options, ACA plans, COBRA, or coverage through a spouse.

If early retirement is on your radar, I recommend looking at your health insurance options before you retire so you know what your choices are and what they’ll cost.

I’m happy to help you look at the options and figure out what makes sense for you.

Book a call at https://calendly.com/erinpaumeninsurance/healthinsuranceinfo

Let me help you make your benefits clear. 🔍Because half the people I talk to have no idea what their current plan actual...
09/28/2026

Let me help you make your benefits clear. 🔍

Because half the people I talk to have no idea what their current plan actually covers until they need it, and by then it's too late to fix.

If you're not 100% sure what your deductible is, what's actually in network, or what you'd owe if something big happened tomorrow... let's take a closer look together.

Drop a comment or send me a message and I'll break it down for you.

Address

Spring, TX
77389

Opening Hours

Monday 9am - 9pm
Tuesday 9am - 9pm
Wednesday 9am - 9pm
Thursday 9am - 9pm
Friday 9am - 9pm
Saturday 9am - 9pm
Sunday 9am - 9pm

Telephone

+18327861308

Website

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