Chad Kubik - Banner Bank Home Loans

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Spokane, WA
Chad Kubik - Banner Bank Home Loans

Chad M. Kubik | NMLS # 609985

From thoughtfully designed services to home loans for purchase, refinance, construction and renovation, I am proud to earn your business and help you dream big and achieve more.

10/31/2026

This Halloween, avoid the real homebuying horror stories: shopping without a budget, skipping the inspection and making big financial moves before closing. The treat? Start with the right team. That's where I come in.

09/09/2026

Spring and summer get the headlines, but fall can be a smart time to buy. There's typically less competition, more motivated sellers and faster closings. If you've been thinking about making a move, let's talk through whether now is the right time for you.

07/11/2026

Summer is a great time to make moves toward homeownership. Whether you're buying for the first time, looking to refinance or planning ahead, let's set a goal and build a plan. Tell me your goals in the comments or send me a message!

05/25/2026

This Memorial Day, we pause to remember the fallen—and the families who carry their legacy forward.

05/23/2026

In today’s market, more sellers are open to offering concessions to help close the deal. From covering closing costs to buying down your rate, these tactics can make a real difference in your monthly payment and upfront costs.

Want to know how to ask for them? Let’s strategize.

04/17/2026

Not all negotiations are created equal. A price reduction lowers your loan amount—but a seller credit toward buying down your rate or paying closing costs can be more impactful on your budget. In today's market, many sellers are open to it. Ask me how this strategy could work for you.

02/24/2026

Spokane, you made the list! The latest insights on the U.S. housing markets indicate that lower mortgage rates and better affordability could give sales a major lift in markets like Spokane. Curious which other markets are expected to thrive in 2026? Check out this article.

New NAR analysis points to housing markets where the data shows home sales will likely be liveliest in the coming year.

01/19/2026

Today we celebrate the power of service—the heart of every strong community. As a loan officer, helping people find a place to call home is just one of the ways I aim to serve my community.

Address

802 W Riverside Avenue
Spokane, WA
99201

Website

https://loanofficers.bannerbank.com/wa/spokane/chad-kubik

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