Skip Leasure - NMLS ID #526803 - Intercap Lending

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Skip Leasure - NMLS ID #526803 - Intercap Lending Skip Leasure, MLO Intercap Lending, WA. Specializing in home financing and refinancing in WA. Co-marketing and lead gen tools support long-term success.

Skip Leasure, Mortgage Loan Officer in Spokane, WA, is backed by Intercap Lending—a direct Fannie Mae, Freddie Mac, and Ginnie Mae lender. With in-house underwriting and fast closings, Skip offers FHA, VA, USDA, conventional, jumbo, and non-conforming loans, plus specialty options like 203k, down-payment assistance, reverse mortgages, and bank statement loans. Intercap’s strong lender network, integrated systems, and top-tier CRM help real estate pros and clients alike.

Hot take: “We’re waiting for rates” isn’t always about rates.I’ve worked in mortgage lending through housing crashes, hi...
11/02/2026

Hot take: “We’re waiting for rates” isn’t always about rates.

I’ve worked in mortgage lending through housing crashes, historically low rates, rapid increases, and just about every market mood in between. Sometimes buyers are truly watching the rate. Other times, they’re worried about the payment, their job, available inventory, upfront costs, or whether buying is simply the right move for their family.

Those are all fair concerns.

Instead of waiting for one number to give you permission, let’s identify what would actually make you feel ready. Then we can look at the numbers, talk through the tradeoffs, and build a plan without pressure.

Waiting can be a strategy, but it works better when you know exactly what you’re waiting for.

Before you ask the seller for a price reduction, credit, or repair, let’s make sure you’re asking for the option that be...
10/28/2026

Before you ask the seller for a price reduction, credit, or repair, let’s make sure you’re asking for the option that benefits you most.

After years in mortgages and financial advising, I’ve learned that the biggest-looking number is not always the most valuable one.

A seller credit might help with closing costs or, when permitted, a rate buydown. A price reduction could affect your payment differently. The right strategy depends on your financing, available funds, and long-term plans.

Before your agent writes the request, let’s run the numbers together. A five-minute conversation could completely change what you decide to negotiate.

Every loan and transaction is different, so the strategy should be too.

I’ve lived through enough market cycles to know that your home’s value is not something you should only think about when...
10/21/2026

I’ve lived through enough market cycles to know that your home’s value is not something you should only think about when you’re ready to sell.

After the housing market shifted in 2007, my family and I had to make some difficult decisions about our own home. That experience gave me a very personal understanding of why homeowners should stay informed about their property, equity, and overall financial position.

This monthly report gives you estimated home value and equity insights right on your phone, so you can follow the numbers without constantly searching for them.

The information is helpful. Understanding what it could mean for your specific situation is even better.

Message me if you’d like access to your monthly home report.

Spokane isn’t just where I do business. It’s a community I’m proud to be part of.I know the neighborhoods, the people, t...
10/12/2026

Spokane isn’t just where I do business. It’s a community I’m proud to be part of.

I know the neighborhoods, the people, the market, and the things that make living here special. That local perspective matters when you’re making one of the biggest financial decisions of your life.

Whether you’re buying your first home, making your next move, or simply wondering what your options look like, you deserve a lender who understands more than the loan.

I don’t just work in Spokane. I’m invested in it, and in the people who call it home.

My favorite part of the job isn’t getting to the closing table.It’s the moment when something finally clicks.When a buye...
10/08/2026

My favorite part of the job isn’t getting to the closing table.

It’s the moment when something finally clicks.

When a buyer goes from overwhelmed by the process to understanding their options. When the numbers start making sense. When “I don’t know if I can do this” turns into “Okay, I have a plan.”

Mortgages can feel complicated. My job is to make them feel a whole lot less that way.

Questions are always welcome. Confusion is temporary. And confidence? That’s the goal.

As a Navy veteran, I know the military comes with enough acronyms and fine print. Your VA home loan benefit shouldn’t fe...
10/03/2026

As a Navy veteran, I know the military comes with enough acronyms and fine print. Your VA home loan benefit shouldn’t feel like one more thing you have to decode.

Let’s clear up a few common myths:

You don’t have to be buying your first home.

You may be able to use your VA benefit more than once.

Qualified borrowers can often purchase without a down payment, as long as the sales price doesn’t exceed the appraised value.

And no, using a VA loan does not automatically make you a less competitive buyer. Preparation, communication, and an experienced lending team matter.

You earned this benefit. Before you dismiss it based on something you heard years ago, let’s look at what it may actually do for you today.

Eligibility and loan requirements apply. A VA funding fee may also apply.

Before the Navy, before mortgages, and definitely before the beard, there was this kid.Apparently, I was always ready fo...
09/30/2026

Before the Navy, before mortgages, and definitely before the beard, there was this kid.

Apparently, I was always ready for the next adventure, willing to suit up for the job, and never too far away from a dog.

At the time, I had no idea life would take me from Ohio to Germany, Arizona, the Navy’s Nuclear Power Program, deployments around the world, financial advising, mortgage lending, and eventually Spokane.

Looking back, I can see that the important parts were already there: curiosity, resilience, a willingness to take the difficult road, and the ability to adapt when life changed the plan.

Every version of us helps shape the person we eventually become.

Although, based on that last photo, becoming a Dog Dad was probably inevitable. 🐾

What childhood photo perfectly captures the person you would grow up to be?

Condo financing has never been quite as simple as reviewing the buyer and calling it a day. The condo project itself mat...
09/24/2026

Condo financing has never been quite as simple as reviewing the buyer and calling it a day. The condo project itself matters too.

After decades in mortgage lending, I’ve learned that guideline changes are much easier to manage when we identify potential issues early. Waiting until you’re under contract to start asking questions about the association, insurance, budget, or project eligibility can create unnecessary surprises.

If a condo is on your shopping list, bring your lender into the conversation early. I’ll help you understand what needs to be reviewed and what questions to ask before you become emotionally attached to the view from the balcony.

A little homework upfront can save everyone a lot of scrambling later.

If a mortgage calculator has ever made you immediately close the tab, you’re not alone.Buying a home isn’t about finding...
09/17/2026

If a mortgage calculator has ever made you immediately close the tab, you’re not alone.

Buying a home isn’t about finding one magic number online. Your budget depends on your income, debts, down payment, loan program, taxes, insurance, and what you’re actually comfortable spending each month.

And here’s the important part: talking to a lender doesn’t mean you have to be ready to buy tomorrow.

Sometimes the best first step is simply figuring out where you stand, what you may qualify for, and what you can work toward.

No pressure. No judgment. Just real numbers, real options, and a plan that makes sense for you.

Not sure if you’re ready? Let’s find out together.

Address

1237 W Summit Pkwy Office 106
Spokane, WA
99201

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+15093687443

Website

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