Kristi Farmer at Atlantic Coast Mortgage

06/16/2026

Big life changes can bring big housing questions. Maybe your family is growing, you’re going through a transition, you’re planning for retirement, or your current home just doesn’t fit the way it used to.
Whatever season you’re in, having the right mortgage guidance can help you figure out what options make the most sense for where life is taking you next.
Source: Keeping Current Matters “Why People Move” Playbooks

06/12/2026

Thinking about buying before selling? You have options.

A home sale contingency, bridge option, or recast strategy could help you make your next move with more confidence and less stress.

The right path depends on your timing, equity, and comfort level — and that’s where having a plan matters.

Let’s map out a move that works for you.

06/10/2026

A lower payment in the first couple of years can make a big difference, especially while you’re settling into a new home.
A 2-1 buydown isn’t the right fit for every buyer, but for some, it can be a smart way to create a little breathing room upfront. The key is making sure the strategy actually works for your long-term plan, not just the first year.
Interested in learning more? Send me a DM.

06/08/2026

Great news for South Carolina homebuyers!

Updated SC Housing limits are now available, giving eligible buyers more room to explore their options.

The SC Housing Homebuyer home price limit is now $450,000, and the Palmetto Home Advantage statewide income limit is now $140,000.

Curious what this could mean for your home search? Let’s review your scenario and see what options may be available.

06/05/2026

Your homeownership goals deserve more than a guess — they deserve a plan.

Whether you’re buying your first home, moving into your next one, or exploring refinance options, the right mortgage strategy can help you move forward with clarity and confidence.

Let’s talk through your options and create a plan that fits your goals.

06/03/2026

I’m so incredibly grateful for kind words like these. ❤️

Helping my clients feel confident, informed, and supported throughout the home financing process means everything to me. Every situation is unique, and I’m always committed to finding solutions, staying proactive, and making the process as smooth as possible.

Thank you so much, John, for your trust and for allowing me to be part of such an important milestone. It truly means the world to me.

06/01/2026

5.0 star review received on Experience.com for Kristi Farmer by John G - Kristi is an exceptional mortgage broker. As first-time homebuyers with a more complicated financial situation, my partner and I weren’t sure what to expect — but Kristi made the entire process smooth and stress-free. She was proactive, responsive, and always one step ahead, which gave us real confidence throughout.

What stood out most was how she navigated the complexities of our situation with ease. She found solutions we wouldn’t have known to look for and kept us informed every step of the way. You can tell she genuinely invests in her clients’ success.

If you’re looking for a mortgage broker who will go the extra mile and actually deliver, look no further than Kristi. We couldn’t be happier with the experience.

Click to see all 377 reviews of Kristi Farmer, Branch Manager | Sr. Loan Officer | NMLS ID #989130

05/28/2026

I’m so grateful for kind words like this from my clients. Buying a home and going through the loan process can come with a lot of questions, and my goal is always to make sure you feel supported, informed, and cared for every step of the way.

Thank you, Denise, for trusting me and my team. It truly means so much.

05/27/2026

5.0 star review received on Experience.com for Kristi Farmer by Denise W - We had acces to Kristi or someone on her team quickly for any problems or questions that we had. These people all provided excellent suggestions, answerd for us. They are all extremely knowledgeable about rules, laws, taxes, income etc... everything you need to know to complete a loan. I cant imagine any company more helpful.

Click to see all 375 reviews of Kristi Farmer, Branch Manager | Sr. Loan Officer | NMLS ID #989130