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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Insurance One

Insurance One Agency is independently owned and locally operated to handle your insurance needs. We

Insurance One has been serving customers since 1972 as a full-service, independent agency and is currently affiliated with Michigan's largest residential real estate company. Representing excellent insurance companies, such as Frankenmuth Mutual, SAFECO, Grange, Westfield, Michigan Millers and Citizens, we specialize in personal insurance products. Our experienced, knowledgeable and friendly staff

takes pride in offering quality insurance policies with competitive pricing and uncompromising customer service. Let Insurance One Agency be your ONE source for all your insurance needs.

08/24/2026

🔥 Backyard grilling is a Michigan summer staple - but a few simple habits can go a long way toward keeping things safe.

Keep your grill at least ten feet from your home, deck railings, and any overhanging branches. Never leave it unattended, and always have a way to extinguish a fire nearby. Let coals cool completely before disposal, and give your grill a cleaning before the season kicks off.

If a fire does get out of hand, your homeowners policy typically covers sudden and accidental fire damage - but limits and exclusions vary. Contact Insurance One and we will make sure you are covered before you fire things up this summer. 🍖🏡

08/17/2026

📋 Summer brings changes - renovations, new purchases, a new vehicle, a boat, a marriage, a graduation. Any of these can affect your coverage needs, and most people do not think to check until something goes wrong.

A mid-year review does not take long. Check whether limits still match your home's replacement cost, whether new purchases are covered, whether family changes affect your life insurance, and whether you are paying for coverage you no longer need.

Insurance One makes the process straightforward. Reach out and we will do the work with you. ✅🔍

08/10/2026

🏊 Adding a pool to your home is a great way to enjoy Michigan summers - but it also comes with some insurance considerations worth knowing:

Liability - Pools are considered an "attractive nuisance." If someone is injured on your property, you could be held responsible.
Property damage - Equipment failures, leaks, or structural issues may or may not be covered under a standard policy.
Coverage limits - Your existing liability limits may not be enough once a pool is added.
Safety requirements - Some insurers require fencing, alarms, or pool covers to maintain coverage.

Before you dive in, contact Insurance One - we will help you review your current policy and make sure your coverage keeps up with your backyard. ☀️🌊

08/03/2026

🎓 August means move-in season, and most parents focus on what to pack - not what happens if belongings are stolen or damaged. Here is what to know:

- A student in a campus dorm may still be covered under a parent's homeowners policy, but coverage is often limited and may not extend off-campus.
- Students in apartments typically need their own renters insurance. It often costs less than a streaming subscription.
- Laptops, cameras, and instruments may have sub-limits and could need to be scheduled separately.
- If the student has a car on campus, confirm their auto coverage is current.

Contact Insurance One before the school year starts. 📦🏠

07/20/2026

✈️ Your flights are booked. Your hotel is locked in. But did you just click "add travel insurance" without thinking twice?

That little checkbox could be costing you more than it should — or worse, leaving you with less coverage than you think. Add-on travel insurance through airlines and booking sites is convenient, but it's rarely your best or most affordable option.

Shopping around for travel insurance can make a real difference in both your coverage and your wallet. 🌍💸
That's where Insurance One comes in. Our team can help you compare your options so you travel with confidence — and without overpaying.

📲 Reach out before your next trip and let's make sure you're covered the right way.

07/13/2026

🚗 Michigan summers are made for road trips. Before you head out, make sure your auto coverage keeps up.

Confirm roadside assistance is active and covers your full travel area. Check whether your policy extends to rental cars if your vehicle becomes undriveable.

Driving into Canada? Standard U.S. coverage is limited at the border - contact your insurer first. If a family member not usually on your policy will be driving, verify they are covered.

A quick conversation before you leave is worth it. Reach out to Insurance One today. 🗺️☀️

07/06/2026

📋 Can you account for everything you own? Most people cannot. A home inventory is one of the most important things you can do before you ever need to file a claim.

Walk through your home with your phone and record video of every room. For high-value items - jewelry, electronics, art, instruments - note serial numbers and values. Store a copy outside your home in a cloud account or email.

Standard policies have sub-limits on categories like jewelry and electronics. If you own items that exceed those limits, a scheduled personal property endorsement may be worth adding. Ask Insurance One whether your valuables are fully covered. 💎

07/04/2026

❤️🤍💙 Wishing you a safe and memorable 250th Fourth of July from the Insurance One team! Enjoy the fireworks, the fun, and the long weekend! 🎆🎇

06/29/2026

🎆 Every summer in Michigan, residential fireworks cause fires, injuries, and property damage. Here is what to know before you light up:

- If a firework damages a neighbor's property, your homeowners liability may apply - but limits matter.
- Fire damage to your own home caused by fireworks typically falls under dwelling coverage, depending on your policy.
- If a guest is injured by fireworks on your property, liability coverage is your first line of defense.
- Hosting a large gathering? Standard limits may not be enough. An umbrella policy is worth asking about.

Stay safe, and contact Insurance One if you have questions about how your coverage applies. ⚠️

Address

26261 Evergreen Road, Ste 530
Southfield, MI
48076

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

http://www.insone.com/

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