Action Benefits Insurance Agency

Action Benefits Insurance Agency Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Action Benefits Insurance Agency, Insurance broker, 25800 Northwestern Highway , Suite 600, Southfield, MI.

We are mindful and considerate to those we connect with every day and value and respect the people and partners who share our common purpose of health and wellness excellence.

The future is... well, soon, when it comes to managing high cholesterol.Scientists are testing a gene-editing therapy th...
06/03/2026

The future is... well, soon, when it comes to managing high cholesterol.

Scientists are testing a gene-editing therapy that turns off one of the genes responsible for generating LDL in the liver. In small clinical trials, the therapy has reduced LDL by 78 mg/dl -- and that reduction has held for at least a year.

Still a long way from approval by the FDA. But even then, the next question becomes whether and how companies will cover the one-time treatment.

If you're looking for relief from rising stop-loss premiums, you'll have to look a little longer: Cigna's incoming CEO p...
06/02/2026

If you're looking for relief from rising stop-loss premiums, you'll have to look a little longer: Cigna's incoming CEO predicts premiums will stabilize after 2027.

In 2024, the carrier (and others, we're sure) saw claim costs meaningfully exceed their expectations. 2025 prices reflected that. And the cycle repeated somewhat for 2025 claims and 2026 prices. However, the CEO predicts they'll fully recover their margins -- meaning prices will remain higher, but at least stable -- by the end of 2027.

06/02/2026

About 27% of small businesses paying premiums in 2022 stopped paying those premiums in 2023.

A 10% premium increase pushes the drop rate up by about 1.3%.

These small businesses face an uphill battle when trying to recruit and retain talent. Voluntary benefits could be a key middle ground.

A recent House hearing on the Medicare Physician Fee Schedule has good news and bad news.Good news: Most parties involve...
06/01/2026

A recent House hearing on the Medicare Physician Fee Schedule has good news and bad news.

Good news: Most parties involved -- House Members, the Medicare Payment Advisory Commission, and providers -- recognize the need for provider payments to track the cost of inflation. That way, providers can easily accept assignment with a degree of predictability.

Bad news: A significant catch-up spike in payments, and then ongoing raises.

We know that higher drug prices equate to fewer prescription fills. But what's the magic number?Turns out, it's about $3...
06/01/2026

We know that higher drug prices equate to fewer prescription fills. But what's the magic number?

Turns out, it's about $35.

89% of survey respondents will fill a drug at a $15 out-of-pocket cost. At $35, that figure drops to 53%. At $60, about 67% say they'd forgo the drug altogether.

Generally, consumers seem to be a little less willing to compare pricing across pharmacies. But, more than 50% of us would ask our doctor for a lower-cost alternative.

h/t: Buzz Health

The most effective colorectal cancer test is the one people will get. More than 20 million Americans, from ages 45 to 75...
05/29/2026

The most effective colorectal cancer test is the one people will get. More than 20 million Americans, from ages 45 to 75, remain unscreened.

The American Cancer Society still hold colonoscopies as the gold standard. But new blood screenings and at-home stool sampling kits can also be part of the mix.

The updated guidelines come among a surge in color cancer in younger adults: 1 in 5 new cases occur in adults under 55.

While all -compliant plans cover colorectal cancer screening, exactly how may vary.

05/29/2026

Between 2019 and 2026, the rates private companies paid for hospital services grew 47% faster than payment rates.

Any guesses on affects to premiums?

Insurers and hospitals alike agreed to these prices, but many experts are wondering loudly whether rampant consolidation among hospitals is to blame. Those larger systems come to the table with more bargaining power, and can ask for higher reimbursement rates.

Sign-ups aren't effectuated coverage. But a KFF analysis makes pretty clear that those earning over the subsidy cliff we...
05/28/2026

Sign-ups aren't effectuated coverage. But a KFF analysis makes pretty clear that those earning over the subsidy cliff were hit hardest by the expiration of enhanced premium tax credits.

While they represent just 7% of all 2025 enrollment, they represented 48% of the decline in plan selections.

We'll know more when the effectuated coverage numbers come out in early summer.

TrumpRx and the Mark Cuban Drug Company have joined forces to offer an additional 600 drugs onto the White House's drug ...
05/28/2026

TrumpRx and the Mark Cuban Drug Company have joined forces to offer an additional 600 drugs onto the White House's drug discount platform. This combats one of the largest critiques of the website: there simply was not enough drugs on it to be useful to many Americans.

Still no movement on these lower prices counting towards cost contributors, though.

Teen to***co use is on the rise in Michigan, with 16% of teens using some form of to***co in latest available data. Gove...
05/27/2026

Teen to***co use is on the rise in Michigan, with 16% of teens using some form of to***co in latest available data.

Governor Whitmer wants to bump the tax on to***co products another $1 to pad prevention efforts. Michigan only spends 5% of that tax funding on to***co use prevention instead of the recommended 15%.

Additional funding after that 15% is met would go into funding.

Address

25800 Northwestern Highway , Suite 600
Southfield, MI
48075

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+12483568588

Website

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