Mark Wilkins - NMLS #147661 - Movement Mortgage

09/03/2026

5.0 star review received on Experience.com for Mark Wilkins by Jamie M - I had a great experience working with Mark. He made the entire refinancing process easy and stress-free from start to finish. He is extremely knowledgeable, professional, and always responsive whenever I had questions. Everything was explained clearly, and I was kept updated every step of the way. I truly appreciated how smooth and straightforward they made the entire process..

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08/29/2026

5.0 star review received on Experience.com for Mark Wilkins by Edward S - Mark was thoughtful, carefully answered my questions, and was available qu

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08/29/2026

5.0 star review received on Experience.com for Mark Wilkins by Norman C - Mark was very responsive and quick to answer any questions. Truly made it a seamless transaction. .

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08/27/2026

5.0 star review received on Experience.com for Mark Wilkins by Braheem C - experience as always so thankful that I have Mark. He always goes above and beyond.

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08/27/2026

5.0 star review received on Experience.com for Mark Wilkins by Jose M - I had a wonderful experience! Mark was extremely helpful, professional, and attentive throughout the entire process. He made everything feel easy and stress-free, and I truly appreciated how patient and supportive he was. I am very grateful for the excellent service and would highly recommend him to anyone looking for great customer service!

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08/25/2026

What is down payment assistance? DPA is funding that can help qualified buyers cover part of the down payment and, in some cases, closing costs.

Programs may come from state housing agencies, counties, municipalities, nonprofits, or lenders. Assistance can take several forms: a grant that generally doesn’t require repayment, a forgivable second mortgage that may be forgiven after certain conditions are met, or a deferred-payment loan that becomes due later.

Most programs have income limits, purchase-price limits, occupancy requirements, approved-property rules, and homebuyer-education requirements. Some assistance can be paired with FHA, USDA, VA, or conventional financing, but “stacking” depends on each program’s rules.

The biggest mistake is assuming you earn too much or won’t qualify. Plenty of eligible buyers leave thousands of dollars on the table because nobody checked.

Ready to explore your options? Reach out today for a free, no-obligation pre-qualification.



Mark Wilkins | NMLS #147661 | Licensed in PA, NJ, FL

08/21/2026

What is a jumbo loan? It’s financing that exceeds the applicable conforming loan limit or otherwise falls outside Fannie Mae and Freddie Mac standards.

In most counties, the 2026 baseline conforming limit for a one-unit home is $832,750. High-cost counties can have higher limits, so a loan isn’t automatically jumbo simply because it exceeds the national baseline.

Jumbo underwriting generally asks more from the borrower. Many programs look for strong credit, often around 700 or better, down payments commonly ranging from 10% to 20%, and meaningful cash reserves. Six to twelve months of principal, interest, taxes, and insurance may be required, although guidelines vary widely.

These loans serve buyers purchasing luxury properties or homes in expensive markets. Jumbo financing has become more competitive, but rates, reserve rules, appraisal requirements, and acceptable income documentation can differ significantly between lenders.

Ready to explore your options? Reach out today for a free, no-obligation pre-qualification.



[Mark Wilkins] | NMLS #[147661] | Licensed in [PA, NJ, FL]

08/20/2026

5.0 star review received on Experience.com for Mark Wilkins by Stanley W - Thank you Wilkins Lending Team!

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08/20/2026

What is a USDA loan? It’s a government-backed mortgage that can provide 100% financing for an eligible primary residence in an approved area.

USDA eligibility has two sides. First, the property must fall within the program’s geographic map. Many small towns and outer-suburban communities qualify, so “rural” doesn’t always mean farmland. Second, total household income must stay within limits based on location and household size.

USDA guaranteed loans include an upfront guarantee fee and an annual fee generally collected monthly. Those costs should be included when comparing the full payment with FHA or conventional financing. Credit, repayment ability, property condition, and program requirements also apply.

Buyers are often surprised to learn that an area they already like is USDA-eligible. The safest approach is to check the exact address through USDA’s official property-eligibility map and confirm household income before making an offer.

Ready to explore your options? Reach out today for a free, no-obligation pre-qualification.



[Mark Wilkins] | NMLS #[147661] | Licensed in [PA, NJ, FL]

Movement Mortgage is not affiliated, endorsed, or sponsored by the Department of Veterans Affairs or Federal Housing Administration, United States Department of Agriculture or any government agency

08/20/2026

5.0 star review received on Experience.com for Mark Wilkins by Robert G - I had a great experience using Mark Wilkins from Movement. He made the whole experience less stressful and answered many questions that I had for my first home purchase. Thank you Mark for everything !

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