Philip Bailey at Prosperity Home Mortgage

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South Woodstock, CT
Philip Bailey at Prosperity Home Mortgage

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Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Philip Bailey at Prosperity Home Mortgage, Finance, 45 Route 171 P. O. Box 366, South Woodstock, CT.

Offering a wide variety of mortgage options for purchase and refinancing for residential properties
I am a Mortgage Consultant with Prosperity Home Mortgage NMLSR #42843 PHM, LLC NMLSR #75164 NMLS Consumer Access @ www.nmlsconsumeraccess.org/

11/02/2026

4.5 star review received on Experience.com for Philip Bailey by Tamya L - The handling and prioritization of my case.

Read more: https://experience.com/reviews/philip-bailey/f55292a8-80b7-4e51-81ec-e09bcbeeee72?V=1793588784&utm_source=facebook&utm_medium=autopost&utm_content=13802706

10/31/2026

An extra hour? We’ll take it! ⏰ Daylight Saving Time ends tonight, so remember to set any manual clocks back one hour before bed.

Here’s to a little more time to rest, recharge, and enjoy home. 🍂🏡
https://myoc.io/cvOPU7IKrhY

NMLSR ID #42843
Equal Housing Lender
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

10/31/2026

Porch lights on. Pumpkins glowing. Neighbors making memories. 🎃👻

Here’s to the little traditions that make a neighborhood feel like home. Wishing you a safe and happy Halloween, filled with sweet treats and a few friendly frights!

10/30/2026

📊 The Fed hit pause. The housing market didn’t.

With sellers outnumbering buyers, affordability challenges continuing, and seasonal opportunities beginning to emerge, the housing market is giving real estate professionals plenty to talk about.

🏡 This week’s Market Update explores the latest mortgage rate trends, economic developments, and shifting market dynamics that could shape the weeks ahead.

Because national headlines only tell part of the story. Understanding what’s happening locally is where opportunity begins. 📍

🔗 Catch up on this week’s insights:
https://www.phmloans.com/blog-article/market-update-october-30-2026
https://myoc.io/cvOPU7IKrhY/Tvhb3

10/28/2026

Appraisal reports are getting a major update. 👀🏠

Beginning November 2, the industry moves to UAD 3.6 for new conventional appraisal reports submitted to UCDP. The redesigned report uses more structured, standardized property information, which may mean greater detail around:

📐 Square footage and measurements
🏡 ADUs, additions and converted spaces
🔨 Renovations, updates and property features
📸 Photos, condition and potential discrepancies

A longer report does not automatically mean something is wrong. The new format does not create property issues. It may simply make existing details more visible and consistent.

Sellers and real estate colleagues can help by sharing permits, plans, renovation history, accessory-unit information and any known differences between listing and public-record square footage as early as possible.

More detail. Fewer surprises. 💙

10/28/2026

Behind every emergency call are people ready to help.

This First Responders Day, we honor the firefighters, law enforcement officers, EMTs, paramedics, and dispatchers who serve our communities with courage and compassion.

From all of us at Prosperity Home Mortgage, thank you for answering the call and helping keep our neighbors safe. 💙

10/27/2026

5.0 star review received on Experience.com for Philip Bailey by Teri C - Phil was very helpful when i needed some assistance, always patient and got right back to me.

Read more: https://experience.com/reviews/philip-bailey/f70017e8-d08c-47d5-b6fa-5bf38fac1765?V=1793136347&utm_source=facebook&utm_medium=autopost&utm_content=13784774

10/27/2026

🏡 Your next chapter doesn't have to wait for your current home to sell!

Found the perfect next home but haven't sold your current one yet? You may have more options than you think. 🔑

With our Path to Prosperity financing solutions, qualified buyers may be able to purchase their next home without selling first—even making a non-contingent offer!

💡 Less pressure to time two transactions perfectly. More flexibility to make your next move.

Because on your Path to Prosperity, the right financing strategy can open doors you didn't know were possible.

NMLSR ID #42843
Equal Housing Lender
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

10/26/2026

The mortgage rate is one number. The opportunity depends on the whole picture. 🏡

Small investors accounted for approximately 14.5% of home purchases in August, up from 13.6% a year earlier—even as higher rates remained part of the equation.

For someone considering a rental property, local demand, purchase price, ongoing expenses, and financing all deserve a closer look. Those details can vary from one neighborhood to the next.

That’s where local perspective matters. We're here to help you explore financing options alongside the market insights your real estate agent brings to the table.

Considering your first investment property or your next one? Let’s talk through the numbers and how they fit your long-term goals.

NMLSR ID #42843
Equal Housing Lender
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

Address

45 Route 171 P. O. Box 366
South Woodstock, CT
06267

Telephone

+18602147007

Website

https://www.phmloans.com/mortgageconsultant/philipbailey

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