Stefanie Godinez

Stefanie Godinez Loan Officer | NMLS ID # 1325771

All Western Mortgage Hi! My name is Stefanie Godinez, and I’m a loan officer with Castle & Cooke Mortgage in South Ogden, Utah.

I bring six years of experience as a personal banker to my career in the home loan industry and I pride myself on my ability to develop lifelong financial relationships with my clients. You can count on me for real-time updates, constant communication, and quick answers to all your questions. My expert team and I offer a wide variety of home loan products, and we can go over all your options (in E

nglish or Spanish) during our first phone call. Ask about investment loans, first-time homeowner mortgages, refinance options, and more. Outside work, my husband and I love taking our kids to the local park to ride bikes. We also love hiking and duck hunting, and I personally adore the coffee shop next to our office. Whether you just have questions or are ready to take the next steps in mortgage or refinance, please get in touch!

Mortgage rates don't move based on just one factor. Inflation, bond markets, consumer confidence, and global events can ...
06/10/2026

Mortgage rates don't move based on just one factor. Inflation, bond markets, consumer confidence, and global events can all influence what happens next. If you're wondering how today's market conditions may impact your home financing goals, let's connect and discuss your options.

June is National Homeownership Month! If owning a home is one of your goals this year, let's talk about the options avai...
06/09/2026

June is National Homeownership Month! If owning a home is one of your goals this year, let's talk about the options available to help make it happen. Send me a message and let's start building your path to homeownership.

The timing of your home purchase can have a lasting impact. Buyers who purchase their first home at age 30 may build an ...
06/05/2026

The timing of your home purchase can have a lasting impact. Buyers who purchase their first home at age 30 may build an average of $119,000 more net worth by age 50 than those who wait until age 40. Want to explore your options? Let's connect and build a plan that works for you.

The median price of newly built homes is at its lowest level in years, opening the door for more buyers to consider new ...
06/03/2026

The median price of newly built homes is at its lowest level in years, opening the door for more buyers to consider new construction. Curious whether a new build fits your budget? Reach out and let's explore your options.

Life changes, and sometimes your home needs change too. Whether you're looking for more space, less space, or a fresh st...
06/01/2026

Life changes, and sometimes your home needs change too. Whether you're looking for more space, less space, or a fresh start in a new location, having a plan can make the transition easier. Reach out if you'd like to discuss your home financing options.

The headlines are designed to grab attention. Your homeownership goals deserve a strategy. If you've been wondering whet...
05/29/2026

The headlines are designed to grab attention. Your homeownership goals deserve a strategy. If you've been wondering whether buying a home is possible in today's market, let's have a conversation. You may have more options than you think.

Real estate investors are exploring financing options beyond traditional conventional loans. DSCR loans focus on a prope...
05/27/2026

Real estate investors are exploring financing options beyond traditional conventional loans. DSCR loans focus on a property’s cash flow potential, which can create more flexibility for qualified investors. Thinking about purchasing your next investment property or Airbnb? Let’s talk about your options.

Insurance for new construction homes can cost less than older homes, which could make buying new even more appealing. A ...
05/22/2026

Insurance for new construction homes can cost less than older homes, which could make buying new even more appealing. A newer home may come with fewer surprise repairs, modern systems, and added savings beyond the monthly payment. Thinking about buying? Let’s talk about your options.

Your income may not fit the traditional mortgage box, and that is okay. Non-QM financing solutions can help self-employe...
05/22/2026

Your income may not fit the traditional mortgage box, and that is okay. Non-QM financing solutions can help self-employed borrowers, business owners, and entrepreneurs explore alternative ways to qualify. Curious what your options look like? Let’s talk.

Think millennials are buying the most homes right now? Think again. Baby Boomers are leading today’s housing market, but...
05/19/2026

Think millennials are buying the most homes right now? Think again. Baby Boomers are leading today’s housing market, but buyers from every generation still have opportunities. If homeownership is on your mind, let’s talk through your options and create a plan that works for you.

Address

South Ogden, UT

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18019207162

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