Amy Crosby, Mortgage Loan Officer NMLS 1410434

Amy Crosby, Mortgage Loan Officer NMLS 1410434 Mortgage Loan Officer NMLS 1410434 with Presidential Bank Mortgage That moment changed everything. I also helped launch an assisted living facility.

With over a decade in the mortgage industry, I’ve had the privilege of helping a diverse range of clients—from first-time homebuyers and veterans to self-employed borrowers, investors, and families exploring grant programs. I genuinely love what I do, and many of my clients become long-time friends, staying connected through social media and beyond. Even during a brief break from the industry, past clients continued reaching out, which speaks to the trust and relationships I’ve built. My mortgage journey began with a personal homebuying experience that was nearly derailed—until a loan officer stepped in, saved the deal, and later invited me to join the business. With support from mentors like Jared and Travis, I dove headfirst into the field, and now, ten years later, we’re still working together. Throughout my career, I’ve earned recognition as a Top 100 Loan Officer and received several awards, including Top 5 in Region from my previous bank. I’ve also been acknowledged as a top producer and notable networker in a national business group. While I don’t limit myself to one niche, I have a heart for first-time buyers and veterans, with deep family roots in military service. I also love supporting investors and guiding families through their second or third home purchase. Above all, I’m passionate about educating borrowers and showing them what’s possible through homeownership. Before entering lending, I spent 15 years in healthcare, earning an associate’s degree, working as a CPR instructor, CNA, and lead phlebotomist. That same passion for service and education now fuels my mortgage career, where I strive to be a trusted resource for every client I serve. Outside of work, life is full and joyful. My wonderful partner Jeremy and I share four boys (ages 18–30) and one beautiful granddaughter. We love golfing, off-roading, hiking, BBQs, live music, w**e & wh***ey events, and spoiling our three pups—a lab, a boxer, and a pom/chi mix. Family is everything, and we cherish every adventure we take together. If you’re looking for someone who cares about your journey, treats you like family, and is there every step of the way—let’s talk. I’d be honored to be your mortgage guide and help you make your next chapter unforgettable.

09/08/2026

Purchase applications rose 2% last week, and more buyers are exploring adjustable-rate options. The fixed year loan is the default, not the only answer. If you're not planning to stay 30 years, it's worth asking whether a different structure fits better. Want to compare?

Happy Labor Day! Today, we celebrate the hard work, dedication, and perseverance that turn the dream of homeownership in...
09/07/2026

Happy Labor Day! Today, we celebrate the hard work, dedication, and perseverance that turn the dream of homeownership into a reality. We hope you enjoy a truly wonderful and well-deserved day of rest, relaxation, and quality time in the place that matters most—your home. 🎉

09/01/2026

📊 MARKET PERSPECTIVE: Gen Z Is Entering the Housing Market

The next generation of homebuyers isn’t waiting on the sidelines. Gen Z is becoming a growing force in today’s housing market, with younger buyers representing an increasing share of purchase activity.

And they’re finding creative ways to make homeownership work. From personal savings and family assistance to non-savings sources, today’s buyers are using multiple strategies to put together their down payment.

At the same time, buyers are navigating higher rates, more inventory and a little more negotiating room than we’ve seen in recent years.

🏡 The takeaway? There isn’t one “right” path to homeownership. Understanding your financing options can make all the difference.

Check out this month’s Market Perspective for a closer look at what today’s numbers are telling us.

Do you know your debt-to-income (DTI) ratio? 🤔🏡 Your DTI helps lenders understand how your monthly debt compares to your...
09/01/2026

Do you know your debt-to-income (DTI) ratio? 🤔🏡 Your DTI helps lenders understand how your monthly debt compares to your income. A lower ratio may give you more financial flexibility when purchasing a home. 📊

Ready to find out? Let's chat! 💻

08/31/2026

🏡 More homes on the market could mean more room to negotiate.

Active inventory recently reached about 1.5 million homes, its highest level since May, while pending sales have slowed. That combination is giving some buyers more leverage than they’ve had in recent years.

If a home has been sitting on the market, buyers may have an opportunity to negotiate more than just the purchase price. Seller-paid closing costs, repairs, or a mortgage rate buydown could all potentially be part of the conversation.

The list price is the starting point. The right strategy could help you negotiate the deal—not just the house.

08/30/2026
Would You Rather: Walkable City 🏙️ or Country House 🌳? Let’s talk mortgages. 💰This decision is about more than the locat...
08/29/2026

Would You Rather: Walkable City 🏙️ or Country House 🌳? Let’s talk mortgages. 💰

This decision is about more than the location. It’s about choosing a home that fits your lifestyle, finances, and long-term goals.

A city home may offer convenience, less exterior maintenance, and easier access to work, dining, and entertainment. However, buyers should also consider factors such as limited space, parking costs, and HOA fees.

A country home may provide more space, privacy, and land. However, it can also come with added responsibilities, including septic systems, well maintenance, repairs, and longer commutes.

There is no one-size-fits-all answer. The right choice is the one that fits your budget, priorities, and future plans. 🏡✨

Which would you choose: walkable city or country living? Let us know in the comments!

🏡🎮 READY TO LEVEL UP TO HOMEOWNERSHIP? Finding the home is only part of the adventure. Finding the right financing can h...
08/28/2026

🏡🎮 READY TO LEVEL UP TO HOMEOWNERSHIP?

Finding the home is only part of the adventure. Finding the right financing can help you make your move with confidence.

🎯 Explore mortgage options that fit your goals
⭐ Power up with a pre-approval
🏠 Find the place you want to call home
🔓 Unlock your next address

🚀 Ready to start your homebuying quest?

📲 Let’s talk mortgage options and find the financing that works for you!

💼 The right lending partner does more than close loans—they help grow your business.With financing solutions for a wide ...
08/28/2026

💼 The right lending partner does more than close loans—they help grow your business.

With financing solutions for a wide variety of borrower scenarios, you can confidently refer every client knowing they'll receive exceptional service and personalized guidance from start to finish.

📲 Let's build more success together.

Robots can run. Jump. Even play soccer.But can they get you pre-approved?The World Humanoid Robot Games are showing just...
08/26/2026

Robots can run. Jump. Even play soccer.
But can they get you pre-approved?

The World Humanoid Robot Games are showing just how far technology has come. And in the mortgage world, technology can make things faster, easier and more convenient, too.

But when the unexpected happens? That’s where having an experienced human in your corner matters.

Real questions deserve real answers.
Unique situations need real solutions.
And one of the biggest financial decisions you’ll make deserves a personal touch.

Keep the robots in the games. Put your mortgage in human hands.

Ready to make your move? Let’s connect.

Address

South Jordan, UT

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