Travis Hughes-Mortgage Loan Advisor at Integrity First Lending NMLS #313494

06/16/2026

More from our little trip to big bad California. And a little pass through Las Vegas.

05/19/2026

The first step to buying a home should start with getting a pre-approval from me and know what your budget is. Then I can put you in touch with an awesome Realtor that I’d recommend after having worked with dozens or Realtors. I know some great ones that know what they are doing!

I can help you in UTAH, IDAHO, CALIFORNIA AND ARIZONA!
NMLS #313494

05/16/2026

05/06/2026

After a couple of negative days in the markets, we are back to May 1st pricing levels. So it just goes to show, don’t panic, don’t worry, pricing always comes back around eventually.

So take the first step to get your mortgage application started with me so you can be pre-approved and then you can start looking for that home you have in mind. I can even put you touch with an amazing Realtor. Then we’ll worry about the best day to lock a rate along the way. That’s what I did for my own home purchase, and it pays off.

To get started with your mortgage pre-approval and to get a great referral to an awesome Realtor, contact me and do it in this order, it just makes sense.

Travis Hughes-Mortgage Loan Advisor at Integrity First Lending NMLS #313494

05/04/2026

A lot of people ask: “Should I buy or keep renting?”

The truth is—it depends on your situation.

That’s why we take the time to understand your goals and help you make the decision that makes the most sense for you.

🏡 No pressure. Just clarity.

📩 Let’s talk.

I get it, renting can make sense, and buying a home can make sense too. It all depends on where you are in life. Let me help you make sense of both options.

Travis Hughes-Mortgage Loan Advisor at Integrity First Lending NMLS #313494

RealEstateJourney

04/24/2026

Sometimes we don’t know the end from the beginning, like how a file will be underwritten, or what obstacles may try to get in the way of a buyer’s plans to get into their first home at the ripe age of just 20 years old. But what you can know working with me as your mortgage guy, is that I’ll bulldoze right through those obstacles and get you to the closing on time.

Thank you Karen Delgado for your trust and super big congrats to this young man!

Travis Hughes-Mortgage Loan Advisor at Integrity First Lending NMLS #313494

04/15/2026

A little art competition for Madi’s birthday, I think the birthday girl won 🥇

04/03/2026

Mortgage rates finally stopped climbing Mt. Everest for a few days and actually started to calm down a bit. Today is just a half day in the markets so they said “Peace out! We’re take’n a break!”

But just like the sun, rates go up, and they go down. It’s up to YOU when YOU are ready to start the home buying process. Don’t get target fixation on rates any more than necessary. Work on YOUR ability to qualify for the best mortgage program and the best rate at the moment. There is A LOT more to buying a home other than just the “RATE”. Let’s talk about what those things are in a free, personalized, home buying consult, either by ZOOM or just a phone call.

To set up an appointment, just DM me here or send me a text. It’s easy, and the focus will be on YOU and your goals of home ownership. THEN, when we have you pre-approved for a home purchase, I’ll get you set up with an amazing Real Estate Agent who will show you homes that are in your “pre-approved” budget. That’s the correct order.

Contact me anytime!
801-671-2383
Licensed in UTAH-IDAHO-CALIFORNIA-ARIZONA

Travis Hughes-Mortgage Loan Advisor at Integrity First Lending NMLS #313494

03/05/2026

🏡Thinking about buying a home but feel like it’s still out of reach?

Just like the message on your car mirror says: Objects in mirror are closer than they appear.

For many buyers, homeownership is closer than they think. With the right loan strategy, you may not need a huge down payment or perfect credit to get started.

If owning a home is in your plans, let’s take a look at your options and see how close you really are. 🏡

Travis Hughes-Mortgage Loan Advisor at Integrity First Lending NMLS #313494