Greg West Mortgage Planner 316155, Integrity First Lending, Nmls#100677

10/09/2026

equitybuilderheloc.netlify.app.

10/21/2025

It’s been a while since we’ve seen rates like this!
Whenever we get a dip like this, it usually doesn’t last long — they tend to bounce back up quickly. If you’ve been thinking about refinancing or buying, this might be the window to lock in a lower rate before they rise again.

02/01/2024

5.625% rate with 6.051% APR / 15 year / Costing 1.375
6.000% rate with 6.283% APR / 30 year / Costing 1.375

01/12/2024

5.500% rate with 5.914% APR / 15 year / Costing 1.250
6.125% rate with 6.376% APR / 30 year / Costing 1.125

12/27/2023

5.500% rate with 5.939% APR / 15 year / Costing 1.250
6.000% rate with 6.236 % APR / 30 year / Costing 1.125

12/22/2023

5.625% rate with 6.066% APR / 15 year
6.000% rate with 6.260% APR / 30 year

12/18/2023

Shave years, create wealth: the untapped potential of refinancing
Refinances still make up almost one third of all mortgage transactions, even though rates have risen. You may be wondering how this can be? Many consumers have amassed a large amount of debt, paying much higher rates of interest, thanks to the Fed hiking rates so aggressively. And many of those individuals are only making the minimum payments, with no path to paying off their debt. At the same time, most homeowners have record levels of equity in their homes.

Many homeowners are benefiting from a type of refinance where we pull that equity out of the home to pay off those debts, saving money on the overall monthly payments. Additionally, there are ways to gain equity at an accelerated pace and significantly shorten the length of your mortgage, by applying those savings as an additional payment each month.

Call me today to review your current debt situation and see if I can help!

12/15/2023

https://www.loom.com/share/1d70c2316dce4a4094019cca1ece9303?sid=fee11670-fb28-48ae-b1e3-9584e16ade26

Hey everyone, in this video, I'll be discussing the impact of inflation on our finances, particularly credit card debt, and how leveraging home equity can be beneficial. I'll share a scenario where someone has significant equity in their home and is struggling with credit card payments. I'll demonst...

12/15/2023

5.750% rate with % APR / 15 year /
6.125% rate with % APR / 30 year /