Eric Marcotte at Rate NMLS 462310

Eric Marcotte at Rate NMLS 462310 I am a VP of Mortgage Lending NMLS 462310 at RATE Mortgage (operating as Guaranteed Rate, Inc. in New York state) NMLS 2611

09/08/2026

Thinking about buying a home but holding off because you feel unprepared? You might actually be much closer to homeownership than you think. Many buyers assume they need massive savings or perfect credit, but modern mortgage options are very flexible. Working with a knowledgeable loan officer helps you uncover pathways to pre-approval you did not know existed. Ready to see where you stand without any pressure? Send me a direct message today to explore your options. 🏡

https://myoc.io/ClHI6/I8jYn

NMLS # 462310

09/08/2026

With Forward Commitments and DSCR, you can lock in pricing for your investor buyers and let their rental income do the qualifying. It's a faster path from contract to close, and a real edge over builders who can't offer it.

Ready to protect your pipeline? Let's connect.
https://myoc.io/ClHI6/q6WeC



NMLS # 462310

09/07/2026

The small moments at home are often the ones we remember for a lifetime. However you’re enjoying Labor Day, I hope it’s filled with loved ones, laughter and great food.

How’re you celebrating today?
https://myoc.io/ClHI6



NMLS # 462310

A traditional mortgage isn’t the right fit for every borrower—and that’s where having more options matters.Whether your ...
09/04/2026

A traditional mortgage isn’t the right fit for every borrower—and that’s where having more options matters.
Whether your income is non-traditional, you’re self-employed, or your financial situation simply doesn’t fit neatly into the conventional box, there may be a mortgage solution built for you.
Let’s find a loan that makes sense for how you actually live and earn. Reach out to explore your options.

09/03/2026

Before you start browsing for homes, one of the smartest things you can do is scope out your mortgage options. Knowing what types of loans you qualify for will help you target your search and negotiate with sellers. That’s where pre-qualification and pre-approval come in. While pre-qualification doesn’t include a deep dive into your financial history, pre-approval does, giving you a more accurate view of your options.

Let’s break down the differences together.
https://myoc.io/ClHI6/oolc8



NMLS # 462310

Want fresh produce from your own backyard? Swipe through to see easy ways to start your own edible garden and make your ...
09/02/2026

Want fresh produce from your own backyard? Swipe through to see easy ways to start your own edible garden and make your space work for you. 🥬

09/01/2026

When it comes to finding a home, every generation looks for something different. Which group do you align with? Take the quiz to find out which generation’s house hunting style matches yours. You might be surprised!

Comment your results below.
https://myoc.io/ClHI6/aDBKH



NMLS # 462310

08/31/2026

Refinancing isn't a now-or-never decision, it's a when-it-fits one. As your goals shift and life changes, it can be worth a fresh look at whether your current mortgage still matches where you are headed. No pressure and no rush, just a conversation when you are ready.

Save this for when the timing feels right, and reach out anytime you want to talk it through.
https://myoc.io/ClHI6/NBgw0



NMLS # 462310

Your mortgage is a strategic tool that can be customized to fit your exact goals. Which of these matters most to you? Le...
08/31/2026

Your mortgage is a strategic tool that can be customized to fit your exact goals. Which of these matters most to you? Let’s customize a plan that fits your life, right now.

Same numbers. Different outcome. How you structure the deal can completely change how the buyers feel about it. Strategy...
08/28/2026

Same numbers. Different outcome. How you structure the deal can completely change how the buyers feel about it. Strategy is the difference between another pass and being sold. Let’s talk about your next deal.

Address

3940 N Ravenswood Avenue
Skokie, IL
60613

Telephone

+12198954337

Website

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