Sean Gutierrez at Guaranteed Rate Affinity NMLS 1481295

11/03/2021

Consumers love the convenience of instant real-estate sales. Opportunity is there for the iBuyers that can stick it out, but Zillow has recently stopped buying altogether. Why the sudden turnaround, and what does this say about the future of real estate?

10/30/2021

Happy Halloween from all of us at Lenox/WesLend! We hope you have a safe, memorable and fun celebration. Have you ever wondered how black & orange became the official colors of Halloween? Read on to find out, if you dare...

There's a reason why these colors never go out of style.

10/29/2021

Relax — any credit score checks by you or the lenders won't have much of an effect on your scores. But there definitely are things you shouldn't do.

Relax — any credit score checks by you or the lenders won't have much of an effect on your scores. But there definitely are things you shouldn't do.

10/20/2021

Overall, the skewing of home purchases to older Americans is a concerning trend, given that homeownership is equated with the American Dream for many. First-time buyers have it tougher than ever now. Here's what the competitive landscape looks like today.

They're offering cash and beating out first-time buyers.

10/18/2021

One of the first financial factors a lender will review is your DTI. To determine your DTI, take your gross monthly income before taxes and divide that by the total amount you pay in recurring monthly debt. Find out what to include and more here...

Know how much you should spend on a house before committing yourself to mortgage payments for the next 15 to 30-years.

10/13/2021

FEMA recently introduced Risk Rating 2.0. Find out what Risk Rating 2.0 means for homeowners and the impact it will have on flood insurance rates.

FEMA recently introduced Risk Rating 2.0. Find out what Risk Rating 2.0 means for homeowners and the impact it will have on flood insurance rates.

10/11/2021

More than a quarter of buyers this year blew past their initial home-buying budget. With record-high home prices, it's easy to see why. Before you make an offer on a new home, contact us to get your pre-approval squared away and set a realistic budget.

More than a quarter of buyers this year blew past their initial home-buying budget.

10/07/2021

With average mortgage rates below 3%, it’s a great time to reevaluate your home loan and see if a refi is right for you. Find out more here:

With average mortgage rates below 3%, it’s a great time to reevaluate your home loan and see if a refi is right for you.

07/12/2021

This survey on the real estate landscape for the remainder of 2021 has some interesting findings. Perhaps buying will be somewhat easier soon. If you are shopping, get pre-approved first to help you land that new dream home. Contact me for more information.

In part one of our Sellers Survey series, we uncovered the motivations of recent sellers. But, what can we expect from 2021 sellers moving forward?