Patrick Brooks NMLS #379594

Patrick Brooks NMLS #379594 Patrick Brooks NMLS / MLO-379594
Evergreen Money Source Mortgage Company NMLS 3182
Evergreen Home Loans-Silverdale NMLS 1147547
Equal Housing Lender

The starter-home math is getting a little more interesting.Redfin estimates that the typical U.S. household now earns ab...
09/09/2026

The starter-home math is getting a little more interesting.

Redfin estimates that the typical U.S. household now earns about $17,000 more than the income needed to afford a median-priced starter home, compared with a gap of roughly $12,500 a year ago. Their analysis assumes a 15% down payment and housing costs at or below 30% of income, so your own numbers and local market will tell the real story. If a starter home is on your radar, send me a message and I'll help you see what the numbers could look like for you.

Patrick Brooks NMLS 379594 / [email protected] / 360-731-5887

A secret to a good night's sleep is having the right pillow. One common mistake people make is buying a pillow that fits...
09/08/2026

A secret to a good night's sleep is having the right pillow. One common mistake people make is buying a pillow that fits their bed and not their sleeping style!

If you wake up in the same position you fell asleep in, a standard pillow should be a good match for you. Those who switch positions a few times a night will probably benefit most from a queen-size pillow. And a king-size pillow is perfect if you're one to never wake up in the same position twice!

Patrick Brooks NMLS 379594 / [email protected] / 360-731-5887

🎉 A day to celebrate the hard work and contributions of all the dedicated individuals in the workforce. Enjoy a well-des...
09/07/2026

🎉 A day to celebrate the hard work and contributions of all the dedicated individuals in the workforce. Enjoy a well-deserved break and have a fantastic day! 🌟

Patrick Brooks NMLS 379594 / [email protected] / 360-731-5887

Phaseolus coccineus . . . . . a Patrick favoritePhaseolus coccineus is a common vegetable vine that many gardeners grow...
09/06/2026

Phaseolus coccineus . . . . . a Patrick favorite

Phaseolus coccineus is a common vegetable vine that many gardeners grow for its ornamental value. It is native to Central America and is commonly known as Runner Bean or Scarlet Runner Bean. It can grow up to 9 feet and has red flowers and multicolored seeds. The fruit (beans) are edible but should be well cooked as they like all beans contain the toxic protein phytohaemagglutinin. This vine attracts butterflies, bees and humming birds.

Patrick Brooks NMLS 379594 / [email protected] / 360-731-5887

How much thought did you put into the ambiance of your workspace? If your space only has one source of light, it's time ...
09/05/2026

How much thought did you put into the ambiance of your workspace? If your space only has one source of light, it's time for some changes!

Layering your sources of light allows you to control how much and where the light is coming from throughout the day. Task lighting like reading lamps are efficient, while wall sconces add elegance and softness.

Patrick Brooks NMLS 379594 / [email protected] / 360-731-5887

Getting ready to buy usually starts well before the house hunt. Credit, savings, preapproval, insurance, appraisal, and ...
09/04/2026

Getting ready to buy usually starts well before the house hunt. Credit, savings, preapproval, insurance, appraisal, and offer strategy can all shape what happens when the right property shows up, so I'd rather help you understand those pieces early than figure them out under pressure.

If homeownership is on your radar, let's see where your plan stands.

Patrick Brooks NMLS 379594 / [email protected] / 360-731-5887

Studies have shown many benefits to cutting back on meat consumption (i.e lowering chances of heart disease and reducing...
09/03/2026

Studies have shown many benefits to cutting back on meat consumption (i.e lowering chances of heart disease and reducing greenhouse gases). However, that doesn't mean you have to commit to being a vegetarian. Try a plant-based or flexitarian lifestyle!

You can occasionally eat meat, and your diet is loaded with fruits and veggies. Not only will you receive health benefits, but your tastebuds will enjoy the new savory dishes you create using protein sources like tofu, tempeh, or seitan.

Patrick Brooks NMLS 379594 / [email protected] / 360-731-5887

According to Realtor.com, active housing inventory is nearing 1.2 million homes nationwide, the highest level since Nove...
09/02/2026

According to Realtor.com, active housing inventory is nearing 1.2 million homes nationwide, the highest level since November 2019. That means buyers may have more homes to consider than they've had in years.

When I work with buyers, more inventory gives us more to work with. It can open up possibilities around location, features, price point, and the kind of home that actually fits what you're looking for.

If buying has been sitting on the back burner, this could be a good time to see what's available in your area and run the numbers with me.

Patrick Brooks NMLS 379594 / [email protected] / 360-731-5887

Consider this the mortgage version of dropping a reaction in the group chat. Send me the Forest face that best matches h...
09/02/2026

Consider this the mortgage version of dropping a reaction in the group chat. Send me the Forest face that best matches how buying a home feels right now, and I'll meet you there with answers that make the next step easier to understand.

Patrick Brooks NMLS 379594 / [email protected] / 360-731-5887

If you have a laundry list of to-dos, you can quickly find yourself feeling overwhelmed with everything that has to get ...
09/01/2026

If you have a laundry list of to-dos, you can quickly find yourself feeling overwhelmed with everything that has to get done. Have you heard of the two-minute rule?

Assess how long it should take to complete a task, and if it can be done in two minutes, get it done! Otherwise, create a list of other big to-dos and prioritize which you want to get done that day or another day.

You'd be surprised how much you can get done taking on tasks two minutes at a time!

Patrick Brooks NMLS 379594 / [email protected] / 360-731-5887

Address

9095 McConnell Avenue NW
Silverdale, WA
98383

Opening Hours

Monday 10am - 7pm
Tuesday 10am - 7pm
Wednesday 10am - 7pm
Thursday 10am - 7pm
Friday 10am - 7pm

Telephone

+13607315887

Website

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