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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Melanie Rowe - Mortgage Loan Originator NMLS 227894 AZ BK 0932828

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United States
Silverdale, WA
Melanie Rowe - Mortgage Loan Originator NMLS 227894 AZ BK 0932828

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Helping you open new doors since 1997. MLO 227894. AZ BK 0932828 I started my career in the real estate industry in 1990 as a licensed Realtor.

Making Pigs Fly Since 1997

From buying your first home to refinancing your mortgage; from moving into your dream home to financing investment properties, I am here to help you understand all of your options and all of the loan programs that are available in today’s complex mortgage lending environment. Following that, I spent four years working for a local title insurance and escrow company. In 1997, I began originating mortgage loans and there I found my true passion. The success of my business as a loan officer relies solely on referrals from other industry professionals and past clients who trust me enough to refer their friends, co-workers, parents, and children to me. In every transaction I treat you like family and treat your money like I would my own, taking pride in providing home loan applicants and business partners with the necessary knowledge and information to make confident, educated decisions regarding their current and future financial goals. This combination of referral based business and consultative relationship building allows me to create a rewarding mortgage experience for everyone with whom I work. Please let me know how I can best serve you and I in turn will strive to make your experience not only stress free but also fun and positive. My knowledge and expertise will make the process of applying for a home loan better for you! As a long-time resident of Kitsap County, WA, I have enjoyed watching my two daughters grow up here and graduate from North Kitsap High School. I now am taking great pleasure in watching my two grandchildren as they start their lives in the splendor of Northwest Washington. We all enjoy the active, healthy lifestyle engendered by the abundance of natural beauty that surrounds us.

10/29/2026

Your assets might be worth more than you think when it comes to buying a home. With Asset Utilization, qualifying for a mortgage doesn't always require traditional employment income. Curious what doors your assets could open?

10/27/2026

Think you know all your mortgage options? Think again.
Adjustable-rate mortgages aren't always what people expect. Understanding the differences could change the way you approach your next home purchase.

10/22/2026

Your rent is on autopilot, but your future doesn't have to be. Before signing another lease, it might be worth finding out what buying a home could actually look like for you. The numbers might surprise you.

10/20/2026

Your rent gets paid every month. Your credit deserves to know about it. With certain credit reporting services and mortgage programs, eligible on-time rent payments may help you take a step closer to homeownership. The question is, are your payments actually being counted?

10/19/2026

5.0 star review received on Experience.com for Melanie Rowe by Brittney B - Melanie is amazing. From start to finish she is on it. Not only doing her job but making sure escrow is doing theirs. This last escrow deal, they were so incompetent!!! Had it not been for Melanie and her professioalism, it would not have closed on time!

Click to see all 806 reviews of Melanie Rowe, Sr. Loan Officer | NMLS # 227894

10/16/2026

A 6.9% increase in one city. A 1.6% decrease in another. And both are part of the same housing market.

The latest Case-Shiller data shows just how much home price trends vary depending on location. Before you make your next move based on a national headline, find out what the numbers are saying closer to home.

10/13/2026

🩺 You take care of others. Let’s talk about taking care of your homeownership goals. 🏡

Did you know there are special mortgage programs designed specifically for medical professionals? From physicians to other qualifying healthcare professionals, you may have options worth exploring.

10/13/2026

Who said your first home has to check every box? Sometimes getting your foot in the door is worth more than waiting for the perfect house. Curious how much sooner you could make your move? Let's run the numbers.

10/12/2026

5.0 star review received on Experience.com for Melanie Rowe by Jeffrey R R - She was a pleasure to work with! Will recommend to everyone

Click to see all 805 reviews of Melanie Rowe, Sr. Loan Officer | NMLS # 227894

10/08/2026

You might be surprised by how much goes into a mortgage approval beyond your salary. Income is just one piece of the puzzle. Your monthly obligations, credit history, and loan program all play a part. Let's explore what your numbers could mean for your homebuying options.

Address

Silverdale, WA
98383

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+13606495184

Website

https://apply.awmtoday.com/?loginMethod=email&message=timedOutLender#/choose-loan-type?referrerId=mrowenotif%40allwester

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