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Kerins Associates Inc.

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United States
Silver Spring, MD
Kerins Associates Inc.

Trusted mortgage advisor providing strategies, effective communication and services for homebuyers and owners. www.nmlsconsumeraccess.org We close loans.
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We began as a Mom & Pop shop in 1991 and have grown our client base and reputation to work with the top Lenders in the Nation. We make our clients and realtor partners successful. Honesty, ethics, values and hard work are our foundation.

06/02/2026

Less House, More Home: Why Smaller Homes Are Paying Off for Today’s Buyers

Today’s smaller single-family homes and condos have more going for them than the square footage suggests. They can give your budget some breathing room and put you in a community designed with lifestyle in mind.

Curious about the options in our area? Let's connect.

You started shopping with a specific mental image of your future home in your mind. Then the houses in your budget came in smaller than you pictured.

05/26/2026

Newly Built Home Prices Hit a 5-Year Low

Builder incentives and lower new home prices are working to your advantage in a way they haven't in years. Want to see what's available in your area and what kind of deal a builder may be willing to make? Let's connect.

If you’ve always assumed a newly built home is just not in your budget, you should know the math just got a little friendlier.

05/19/2026

What the Foreclosure Headlines Aren’t Telling You

Foreclosure filings may be rising, but they're still low. And the equity most homeowners are sitting on today is a key reason this looks nothing like 2008.

You've probably seen the headlines saying, "foreclosures are on the rise,” and maybe your mind jumped straight to 2008.

05/12/2026

Why Staging Your House Could Pay Off This Spring

With more homes for sale right now, making a strong first impression matters. Staging can help your house sell faster and for more – and there's an option for almost every budget.

If you’re getting ready to list, let’s talk about what level of staging makes sense for your house and make a plan for attracting the right buyers.

Selling your house this season? You’ve probably heard you should stage it before it hits the market.

05/05/2026

4 Ways To Give Your Offer an Edge This Spring

Today's market may be balancing out, but strong offers still matter – especially during the busy Spring season.

Curious how competitive things are (and what it’ll take to win) in our market? Let’s talk.

Looking to buy a home this season? Here's what you should know.

04/28/2026

Think You Have To Put 20% Down? Most First-Time Homebuyers Don’t.

The simple truth is: most first-time buyers don’t put 20% down. And if you’ve been waiting to buy until you have that saved, you may be setting a timeline that’s longer than necessary.

To find out what you really need to save and if you qualify for any help, connect with a trusted lender who can walk you through your options. You may be able to buy sooner than you thought.

According to Google Trends, online searches for down payment information recently hit an all-time high.

04/21/2026

The 10 Best Markets for First-Time Buyers This Spring

For a long time, first-time buyers have felt stuck, waiting for their turn to buy. But that’s starting to change. And for some buyers, this Spring might be the first time in a while where things feel more within reach again.

Want to see which neighborhoods could give you the best shot at buying right now? Let’s talk.

For a while, buying your first home hasn’t just felt hard. It may have felt out of reach.

04/14/2026

Thinking About an Adjustable-Rate Mortgage? Here’s What You Need To Know.

ARMs are getting more attention again because they can make buying a home more affordable in the short term. But they’re not right for everyone.

The key is understanding how they work, what the risks are, and whether they fit your plan. And that’s why you need to talk to a trusted lender and financial advisor before you make any decisions.

If you’ve been looking for a home lately, you’ve probably felt how tough affordability still is.

04/07/2026

Your House Hasn’t Sold Yet. Should You Rent It Out Instead?

If you're torn between selling and renting, make sure to carefully weigh the pros and cons first. For some homeowners, the hassle (and the expense) of renting may not be worth it.

When your house sits on the market longer than expected, it can get frustrating fast.

03/31/2026

You Can’t Control What’s Happening with Mortgage Rates. But You Can Control This.

Thinking about buying right now? The best advice is to accept that you can’t control where rates are going to go from here.

What you can do is work with a trusted lender and take steps that’ll help you get the best rate possible.

So, if you want to move today, let's make it happen. We just need to control the controllables and focus where it counts.

Mortgage rates have been volatile lately. And if you’re thinking about buying a home, that can make it harder to plan.

Address

13821 Mills Avenue
Silver Spring, MD
20904

Opening Hours

Monday	9am - 9pm
Tuesday	9am - 9pm
Wednesday	9am - 9pm
Thursday	9am - 9pm
Friday	9am - 9pm
Saturday	9am - 5pm
Sunday	9am - 5pm

Website

http://www.kerinsmortgage.com/, http://www.nmlsconsumeraccess.org/

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