Kerins Associates Inc.

Kerins Associates Inc. Trusted mortgage advisor providing strategies, effective communication and services for homebuyers and owners. www.nmlsconsumeraccess.org We close loans.
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We began as a Mom & Pop shop in 1991 and have grown our client base and reputation to work with the top Lenders in the Nation. We make our clients and realtor partners successful. Honesty, ethics, values and hard work are our foundation.

That House That’s Been Sitting Could Be Your Best Shot at a DealA house sitting on the market isn’t always a glaring red...
06/23/2026

That House That’s Been Sitting Could Be Your Best Shot at a Deal

A house sitting on the market isn’t always a glaring red flag. In today’s market, it may be your best opportunity yet.

For help deciding which lingering listings are actually worth a second look, let’s connect.

Open up a home search and you'll see them. Listings that have been on the market for two months. Three. Some longer.

Is It Still a Seller's Market? Here's What the Data Says.Right now, local markets are moving in very different direction...
06/23/2026

Is It Still a Seller's Market? Here's What the Data Says.

Right now, local markets are moving in very different directions. And your strategy as a buyer or seller should reflect your market.

Want to know which way our local market is leaning and what that means for your move? Let's connect.

Remember a few years back when sellers held all the power and buyers were stuck offering way over asking or waiving inspections just to get a chance at the house? In many markets, those days are behind us.

Two Big Reasons To Move This SummerCould waiting until later this year work out? Sure. But it's important to understand ...
06/16/2026

Two Big Reasons To Move This Summer

Could waiting until later this year work out? Sure. But it's important to understand what you may gain by moving now too – that way you have the full picture before you decide.

If a 2026 move is on your radar, let’s connect and talk about what matters most to you. Depending on your priorities, Summer could be your moment.

A lot of people who want to move are telling themselves the same thing: "Maybe I'll just wait until later this year once things calm down."

Could Moving a Bit Further Out Change Everything About Your Budget?Affordability is a real challenge, but it's not an un...
06/09/2026

Could Moving a Bit Further Out Change Everything About Your Budget?

Affordability is a real challenge, but it's not an unsolvable one. The key is being open to places you might not have considered before. A local real estate agent can help you find them.

Ready to find out which areas have the best affordability right now? Reach out today.

Whether you're dreaming about buying your first home or wondering if it’s time to move on from the one you're in, affordability is probably weighing on your mind.

Less House, More Home: Why Smaller Homes Are Paying Off for Today’s BuyersToday’s smaller single-family homes and condos...
06/02/2026

Less House, More Home: Why Smaller Homes Are Paying Off for Today’s Buyers

Today’s smaller single-family homes and condos have more going for them than the square footage suggests. They can give your budget some breathing room and put you in a community designed with lifestyle in mind.

Curious about the options in our area? Let's connect.

You started shopping with a specific mental image of your future home in your mind. Then the houses in your budget came in smaller than you pictured.

Newly Built Home Prices Hit a 5-Year LowBuilder incentives and lower new home prices are working to your advantage in a ...
05/26/2026

Newly Built Home Prices Hit a 5-Year Low

Builder incentives and lower new home prices are working to your advantage in a way they haven't in years. Want to see what's available in your area and what kind of deal a builder may be willing to make? Let's connect.

If you’ve always assumed a newly built home is just not in your budget, you should know the math just got a little friendlier.

What the Foreclosure Headlines Aren’t Telling YouForeclosure filings may be rising, but they're still low. And the equit...
05/19/2026

What the Foreclosure Headlines Aren’t Telling You

Foreclosure filings may be rising, but they're still low. And the equity most homeowners are sitting on today is a key reason this looks nothing like 2008.

You've probably seen the headlines saying, "foreclosures are on the rise,” and maybe your mind jumped straight to 2008.

Why Staging Your House Could Pay Off This SpringWith more homes for sale right now, making a strong first impression mat...
05/12/2026

Why Staging Your House Could Pay Off This Spring

With more homes for sale right now, making a strong first impression matters. Staging can help your house sell faster and for more – and there's an option for almost every budget.

If you’re getting ready to list, let’s talk about what level of staging makes sense for your house and make a plan for attracting the right buyers.

Selling your house this season? You’ve probably heard you should stage it before it hits the market.

4 Ways To Give Your Offer an Edge This SpringToday's market may be balancing out, but strong offers still matter – espec...
05/05/2026

4 Ways To Give Your Offer an Edge This Spring

Today's market may be balancing out, but strong offers still matter – especially during the busy Spring season.

Curious how competitive things are (and what it’ll take to win) in our market? Let’s talk.

Looking to buy a home this season? Here's what you should know.

Think You Have To Put 20% Down? Most First-Time Homebuyers Don’t.The simple truth is: most first-time buyers don’t put 2...
04/28/2026

Think You Have To Put 20% Down? Most First-Time Homebuyers Don’t.

The simple truth is: most first-time buyers don’t put 20% down. And if you’ve been waiting to buy until you have that saved, you may be setting a timeline that’s longer than necessary.

To find out what you really need to save and if you qualify for any help, connect with a trusted lender who can walk you through your options. You may be able to buy sooner than you thought.

According to Google Trends, online searches for down payment information recently hit an all-time high.

Address

13821 Mills Avenue
Silver Spring, MD
20904

Opening Hours

Monday 9am - 9pm
Tuesday 9am - 9pm
Wednesday 9am - 9pm
Thursday 9am - 9pm
Friday 9am - 9pm
Saturday 9am - 5pm
Sunday 9am - 5pm

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