Steven Cucinelli, LUTCF, FSCP

Steven Cucinelli, LUTCF, FSCP I focus my practice on helping families and small business owners achieve financial confidence. PAS is a wholly owned subsidiary of Guardian.

Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 TICE BLVD> SUITE 280 WOODCLIFF LAKE, NJ 07677 973-244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Planning Alliance is not an affiliate or subsidiary of PAS or

Guardian. CA Insurance License Number - 0I80894. This material is intended for general use. By providing this content The Guardian Life Insurance Company of America, Park Avenue Securities LLC, affiliates and/or subsidiaries, and your financial representative are not undertaking to provide advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Guardian, its subsidiaries, agents and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof.
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🏈 Football season is almost here, and all 32 NFL teams are bringing something new to the field.From offseason moves and ...
09/09/2026

🏈 Football season is almost here, and all 32 NFL teams are bringing something new to the field.

From offseason moves and fresh faces to shifting expectations across every division, there’s no shortage of storylines heading into 2026.

The season opens with the New England Patriots facing the Seattle Seahawks in a Super Bowl 60 rematch, and that’s just the beginning.

Whether you’re following your hometown team, setting a fantasy lineup, or just counting down to Sundays on the couch, now’s a great time to catch up on what changed during the offseason.

🏆 Which team are you watching most closely this season?


Source:

NBC Sports has 32 team previews full of stats, storylines and projections that could shape your favorite team’s season.

09/09/2026

Long-term care costs can reduce the inheritance you leave your children. Learn how to prepare for care while protecting your retirement and estate plans.

09/04/2026

From outdated beneficiary designations to the false security of a set-it-and-forget-it plan, active engagement is the strongest defense against costly mistakes.

Trending Higher
09/03/2026

Trending Higher

Mega-Cap and Software Strength Drive Modest Weekly Gains
09/03/2026

Mega-Cap and Software Strength Drive Modest Weekly Gains

The major averages finished higher this week, but the gains were concentrated in mega-cap growth and software stocks as the broader market struggled.

09/03/2026

A dedicated portfolio bucket can help retirees self-fund future care. Here’s how much to set aside, how to invest it, and where to hold it.

Small business owners often pride themselves on doing things themselves.But a recent report found that among business ow...
09/02/2026

Small business owners often pride themselves on doing things themselves.

But a recent report found that among business owners with high financial health, 70% rely on a financial advisor.

Guidance still matters when the stakes are retirement, family wealth, and business continuity.

Explore the findings: https://www.guardianlife.com/reports/financial-fitness/small-business-brief

Artificial intelligence can analyze data and automate routine tasks, but it can’t replace a nuanced understanding of ind...
09/02/2026

Artificial intelligence can analyze data and automate routine tasks, but it can’t replace a nuanced understanding of individual circumstances, emotions and long-term goals. Your financial professional does what algorithms can’t.

09/01/2026

A lot can go wrong in devising an estate plan, and the consequences sometimes can be dire. It’s important for attorneys to know about the most common pitfalls so that they can spot, prevent, or fix th...

Back-to-school season is bringing higher costs for many families.A new analysis found that a typical basket of school it...
08/27/2026

Back-to-school season is bringing higher costs for many families.

A new analysis found that a typical basket of school items, including notebooks, lunch boxes, and index cards, is up nearly 8% compared with last year.

School lunches are also more expensive, with the cost of a typical packed lunch up 11%.

The analysis estimates families may spend roughly $4,000 per student on school supplies and lunches this year, including about $175 on school items and $3,800 on packed lunches.

Some items have seen especially sharp increases. Lunch boxes are up 27%, one-subject notebooks are up 23%, and index cards are up 22%.

Higher tariffs, imported school supplies, food prices, and energy costs are all contributing to the increase.

For families, back-to-school shopping is a reminder that seasonal expenses can add up quickly, especially when everyday costs are already stretching household budgets.


Source:

U.S. households will spend roughly $4,000 per student on school supplies and lunches this year, a new analysis found.

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