Steven Cucinelli, LUTCF, FSCP

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Steven Cucinelli, LUTCF, FSCP I focus my practice on helping families and small business owners achieve financial confidence. PAS is a wholly owned subsidiary of Guardian.

Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 TICE BLVD> SUITE 280 WOODCLIFF LAKE, NJ 07677 973-244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Planning Alliance is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License Number - 0I80894. This material is intended for general use. By providing this content The Guardian Life Insurance Company of America, Park Avenue Securities LLC, affiliates and/or subsidiaries, and your financial representative are not undertaking to provide advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Guardian, its subsidiaries, agents and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof.
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10/30/2026

Sustainability shouldn't feel like a tax on your AI plans. Here's what leaders need to know.

Another interest-rate hike may be coming this year. The question is when.Minutes from the Federal Reserve’s September me...
10/29/2026

Another interest-rate hike may be coming this year. The question is when.

Minutes from the Federal Reserve’s September meeting show that most officials believe another increase in the federal funds rate will likely be appropriate before the end of 2026. But policymakers stopped short of signaling whether that could happen at their October 28 meeting or the final meeting of the year on December 9.

📌 Of the 18 Fed officials who submitted rate projections, 16 expected another increase this year.

Why the caution? Inflation remains above the Fed’s 2% target, while officials described the labor market as close to maximum employment and noted that economic growth has picked up.

At the same time, Fed officials emphasized that future decisions will depend on incoming economic data rather than a predetermined timeline.

For now, another hike appears to be on the table, but the timing is still an open question.



Source:

The Federal Reserve on Wednesday released minutes from its Sept. 15-16 policy meeting.

10/28/2026

Finding the Perfect Match: A Small Business Owner's Guide to Selecting a Digital Marketing Agency

Broader market strength offsets AI-related weakness
10/27/2026

Broader market strength offsets AI-related weakness

The stock market finished a volatile week with mixed results, as sharp swings in technology and AI-related stocks contrasted with a stronger showing across much of the broader market.

Treasury yields pulled back from their recent highs after a strong auction eased some concerns about demand for governme...
10/23/2026

Treasury yields pulled back from their recent highs after a strong auction eased some concerns about demand for government debt.

The 10-year Treasury yield climbed as high as 5.35%, its highest level since 2002, before easing following the Treasury's sale of $39 billion in 10-year notes.

Demand at the auction was stronger than average, particularly from indirect bidders such as global central banks, which accounted for 80.3% of the sale, compared with a 10-auction average of 72.4%.

The broader backdrop is still one of elevated yields, with investors weighing persistent inflation, rising energy prices, and expectations that the Federal Reserve may raise rates again before year-end.

For now, the auction offered a little reassurance that demand for longer-term Treasurys remains strong even as yields sit near multidecade highs.



Source:

U.S. Treasury yields came off their highs after a solid sale of 10-year notes.

10/21/2026

Estate planning essentials: powers of attorney, living wills, advance directives and HIPAA authorizations — protect your future with the right legal documents.

10/20/2026

IRDAI chairman Ajay Seth said that the regulator is exploring the ways in which it can help policyholders to finance their final premiums against policy’s surrender value as a security.

The stock market struggled during the week as renewed inflation concerns, rising oil prices, and growing skepticism abou...
10/19/2026

The stock market struggled during the week as renewed inflation concerns, rising oil prices, and growing skepticism about the financing of artificial intelligence infrastructure weighed on investor sentiment.

10/19/2026

Marketing is everywhere - and it’s so much more than just social me...

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