Ben Allred - Waterstone Mortgage NMLS #332272

Ben Allred - Waterstone Mortgage NMLS #332272 Helping individuals & families buy, refinance, & invest in homes with expert guidance & care.

With over 25 years of experience in the financial and mortgage lending industries, Ben Allred is a dedicated and knowledgeable mortgage loan officer currently based in Fort Collins, Colorado, although he has many years of experience helping homebuyers in Arizona, Colorado, Utah, California, Idaho, and beyond. Ben is committed to putting his clients first by offering honest advice, clear communicat

ion, and tailored loan solutions to meet their unique homeownership goals. Ben specializes in guiding homebuyers through the mortgage process with ease — whether they’re buying their first home, relocating, refinancing, or investing in property. He offers home loans in 48 states nationwide through Waterstone Mortgage.*

His deep understanding of loan products — including conventional, FHA, VA, jumbo, and refinancing options — allows him to create custom mortgage strategies for clients from a wide range of financial backgrounds. He prides himself on fast loan closings, responsive service, and making the mortgage process as streamlined and efficient as possible. What sets Ben apart is his ability to break down complex financial information into easy-to-understand terms, empowering homebuyers to make informed decisions. His goal is to build long-lasting relationships and be a trusted mortgage advisor for life. Outside the office, Ben loves spending time with his wife and four children, enjoying outdoor adventures such as hiking, biking, swimming, and snowboarding. Ben and his family proudly support MS Run the US, a cause that is close to their hearts. Ben holds a bachelor’s degree in Russian with a certificate in East European Studies from Arizona State University, and he previously completed an international business internship in Moscow, Russia. Contact Ben today for expert guidance and a complimentary mortgage consultation!

*Based on the location of the purchase property, Waterstone Mortgage loan applications may be referred to another loan originator within the company.

5.0 star review received on Experience.com for Ben Allred by Jill E M - Very  easy  to  work  with  and  got  stuff  don...
06/11/2026

5.0 star review received on Experience.com for Ben Allred by Jill E M - Very easy to work with and got stuff done :)

Click to see all 113 reviews of Benjamin Allred at Waterstone Mortgage NMLS #332272, Loan Originator

Two Big Reasons To Move This Summer
06/11/2026

Two Big Reasons To Move This Summer

A lot of people who want to move are telling themselves the same thing: "Maybe I'll just wait until later this year once things calm down."

Lower Asking Prices Are a Win for Today’s Buyers
06/10/2026

Lower Asking Prices Are a Win for Today’s Buyers

If affordability has been the biggest thing standing between you and a home, there's a little good news.

Could Moving a Bit Further Out Change Everything About Your Budget?
06/08/2026

Could Moving a Bit Further Out Change Everything About Your Budget?

Whether you're dreaming about buying your first home or wondering if it’s time to move on from the one you're in, affordability is probably weighing on your mind.

Don’t let internet mortgage advice make major financial decisions for you.Rates are important, but they’re only one piec...
06/06/2026

Don’t let internet mortgage advice make major financial decisions for you.

Rates are important, but they’re only one piece of the puzzle. Loan structure, monthly payment, cash-to-close, future plans, and market timing all matter just as much.

Plus, many buyers are discovering they can refinance later, but they can’t always go back and buy at yesterday’s home prices.

The good news is you don’t have to navigate your homebuying journey alone. Let’s go over your situation and discuss your options together. Send a message to get started.

House hunting often starts with one big question: How much house can I ACTUALLY afford? 🏡Before you start scrolling list...
06/04/2026

House hunting often starts with one big question: How much house can I ACTUALLY afford? 🏡

Before you start scrolling listings, take a closer look at the factors that shape your homebuying budget — from credit score and debt-to-income ratio to down payment options and monthly comfort level.

For a closer look at how a home’s list price translates to your monthly payment, start here: https://bit.ly/4vbRmjR


What Rising Inflation Means for Your Move
06/04/2026

What Rising Inflation Means for Your Move

Data shows inflation is moving in the wrong direction. But before the headlines send anyone into a panic, here's what's actually going on, why it matters for the housing market, and what it means if you're thinking about buying or selling.

The Mid-Year Housing Market Update: Why Forecasts Changed in 2026
06/03/2026

The Mid-Year Housing Market Update: Why Forecasts Changed in 2026

If the housing market feels confusing right now, you’re not alone.

June is National Homeownership Month — a time to celebrate the dream of homeownership and the opportunities it creates f...
06/02/2026

June is National Homeownership Month — a time to celebrate the dream of homeownership and the opportunities it creates for individuals and families. 🏡

Whether you're buying your first home, upgrading to fit your growing needs, or exploring your options for the future, having the right guidance can make all the difference.

If homeownership is one of your goals this year, let’s make your move together. We’ll work hand-in-hand to ensure you secure the right mortgage loan to meet your needs.

Even if you’re not ready to buy today, understanding your options early can help you prepare with confidence.

Send a message to chat.

Less House, More Home: Why Smaller Homes Are Paying Off for Today’s Buyers
06/01/2026

Less House, More Home: Why Smaller Homes Are Paying Off for Today’s Buyers

You started shopping with a specific mental image of your future home in your mind. Then the houses in your budget came in smaller than you pictured.

Address

242 Linden Street Office 106
Fort Collins, CO
80524

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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