Coastal Palms Health Group

Coastal Palms Health Group 20 years of helping retirees. Medicare, income & Legacy planning. For those that value clarity and the long view.

About Coastal Palms Health Group: Your Medicare Health Insurance Experts

Navigating Medicare with a Personal Touch
At Coastal Palms Health Group, we're more than a Medicare practice; we're your local partners in health and wellness. Founded by Tom and Nicci, a dedicated husband-and-wife team, we bring over 15 years of health insurance expertise directly to you. With a specialized focus on Medicar

e, we ensure that navigating health insurance is as tranquil and refreshing as our coastal surroundings. Embracing the Coastal Community Spirit
Located in the heart of Sarasota and Lakewood Ranch, we cherish the small-town vibe and the close-knit community spirit these areas are known for. Our practice doesn’t just operate in the community; we are an integral part of it. We're proud to support environmental conservation efforts that protect and enhance the local biodiversity which our family loves to explore and preserve. Active Engagement in Local Life
Our commitment to the community extends beyond professional advisement. We actively participate in local events such as Ranch Nite Wednesdays, and the bustling Farmer's Markets, and we are deeply involved in community relief efforts and charitable work. By frequenting local small businesses, restaurants, and supporting local artisans, we embody the principle of "Unity in commUNITY." A Commitment to Care and Coverage
As your local Medicare experts, we are committed to ensuring that every client receives the comprehensive coverage they need. We understand the importance of accessible, understandable Medicare options and are here to guide you through each step, offering personalized advice tailored to your unique health needs. Our approach is holistic—caring for your health insurance needs while nurturing the community bonds that make our area special. Join Our Coastal Family
Choose Coastal Palms Health Group for a Medicare advisor who truly cares. Join us and experience how we transform the complexities of Medicare into opportunities for enriching community engagement and personal wellness. Let us take care of you, just as we care for our beautiful coastal environment.

06/02/2026
06/02/2026

🌴 Thinking About Moving to Florida for Retirement? Here’s What You NEED To Know…

Everyone talks about the “183-day rule” 👀

➡️ “Just live in Florida 183 days and you don’t pay state income tax!”

But here’s the truth…

It’s not always that simple.

Florida has become one of the top retirement destinations because:
☀️ No state income tax
🌴 Beautiful year-round lifestyle
🏥 Growing healthcare systems
💰 Retirement-friendly planning opportunities

But becoming a true Florida resident isn’t just counting days on a calendar.

It’s about establishing Florida as your HOME.

Things that may matter:
✔️ Florida driver’s license
✔️ Voter registration
✔️ Primary residence
✔️ Homestead exemption
✔️ Updating legal & financial documents
✔️ Moving your healthcare relationships
✔️ Reviewing your Medicare coverage

Because when you relocate… your retirement plan should relocate with you.

Your healthcare.
Your Medicare.
Your income strategy.
Your legacy plan.

They all need to work together.

At Coastal Palms Health Group, we specialize in helping families transition confidently into their Florida retirement lifestyle, because moving to paradise should feel exciting, not overwhelming. 🌴

Welcome home. Stay Coastal.

LakewoodRanchFlorida

Breaking News!  Zero premium…doesn’t mean FREE!
06/01/2026

Breaking News!

Zero premium…doesn’t mean FREE!

05/27/2026

Healthcare in Florida is changing!

Video topic suggestions needed!We’re growing our library of retirement planning videos and educational content  and we w...
05/26/2026

Video topic suggestions needed!

We’re growing our library of retirement planning videos and educational content and we want it to be built around real questions from real people!

What retirement, Medicare, Social Security, long-term care, life insurance, or income planning topics would you like explained in simple terms?

What feels confusing?
What do you wish someone would explain better?

No question is too basic. If you’re wondering about it, others probably are too.
Drop your questions or topics below 👇

Follow us for the content!

🇺🇸 Today we pause to honor and remember the brave men and women who made the ultimate sacrifice for our country.To the h...
05/25/2026

🇺🇸 Today we pause to honor and remember the brave men and women who made the ultimate sacrifice for our country.

To the heroes we have lost, thank you for your courage, your service, and the freedoms your sacrifice continues to protect every day. We remember you, we honor you, and we will never forget you.

To our military families, friends, and those carrying on the legacy of loved ones who served, we thank you as well. Your strength, sacrifice, and support do not go unseen.

From our Coastal Palms family to yours, we wish you a meaningful Memorial Day as we remember and honor those who gave everything for our nation. 🇺🇸🌴

With gratitude,
Tom & Nicci
Coastal Palms Health Group.

05/22/2026

🤖 Medical advancements are changing retirement planning in ways many people aren’t thinking about.

AI-assisted healthcare, earlier detection, personalized treatments, and incredible advances in medicine are helping doctors do something amazing, helping people live healthier and potentially longer lives. 🌴

And that’s great news.

But there’s another side of the conversation…

If people are living longer, are we planning for a longer retirement?

A longer life may also mean:
✔️ More years in retirement
✔️ Increased healthcare costs over time
✔️ Greater need for long-term care planning
✔️ More focus on income protection and legacy planning
✔️ Being proactive instead of reactive

Many families spend years planning for retirement but not enough time planning through retirement.

The question isn’t just “Will I retire?”

The question is: “Do I have a plan if I live longer than expected?”

With over 40 years of combined experience in Medicare, retirement planning, and healthcare, we help families build strategies designed not just for retirement, but for longevity.

Stay informed. Stay Coastal. 🌊

“You get a car, you get a car”!Be careful selecting a plan because of the “freebies”.  Select a plan based on how it cov...
05/22/2026

“You get a car, you get a car”!

Be careful selecting a plan because of the “freebies”.

Select a plan based on how it covers your health needs. THEN look at the extras!

Connect with us for help selecting your plan!

05/19/2026

🚨 BEFORE YOU PICK AN HMO… WATCH THIS

HMO plans can be a great fit for some people… but they are definitely not one-size-fits-all. The problem? Most people choose a plan without fully understanding how it works. 😳

Here’s what nobody tells you:

✔️ Provider networks matter✔️ Referrals may be required✔️ Costs can be lower✔️ Benefits can be strong✔️ Not every plan works for every lifestyle

The “best” Medicare plan isn’t about what your neighbor has. It’s about YOUR doctors, YOUR medications, YOUR budget, and YOUR retirement goals.

With over 40 years of combined experience in the Medicare, retirement planning, and healthcare space, we help people avoid costly mistakes and simplify the process.

Stay informed. Stay Coastal. 🌊🌴

05/18/2026

🚨 Why do people choose Coastal Palms Health Group over other Medicare & retirement agencies?

Because retirement is NOT one-size-fits-all. 🌴

With over 40 years of combined experience in the Medicare, retirement planning, and healthcare space, we’ve seen firsthand how confusing and overwhelming this process can become, especially when people are treated like just another policy number.

At Coastal Palms, we believe your retirement strategy should be built around YOUR life, YOUR goals, and YOUR future, not a cookie-cutter sales pitch.

We don’t just help with Medicare.
✔️ Retirement Planning
✔️ Relocation Guidance
✔️ Long-Term Care Planning
✔️ Legacy & Income Strategies
✔️ Personalized Medicare Reviews
✔️ Real relationships and ongoing support

No call centers.
No pressure.
No “just pick a plan and hope for the best.”

Just honest conversations, customized guidance, and people who genuinely care about helping you retire confidently. 🌊

Whether you’re turning 65, moving to Florida, retiring soon, or helping your parents navigate Medicare… we’re here to help simplify the process.

Stay informed. Stay Coastal.

Address

9040 Town Center Parkway
Sarasota, FL
34202

Opening Hours

Monday 7am - 6pm
Tuesday 7am - 6pm
Wednesday 7am - 6pm
Thursday 7am - 6pm
Friday 7am - 12pm
Saturday 10am - 2pm
Sunday 10am - 2pm

Telephone

+16514721013

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