Larry Engel - It's Your Home of Northern Ohio

Larry Engel - It's Your Home of Northern Ohio Servicing Ohio. Purchase and Refinance with Conventional, VA, FHA, USDA & Portfolio lending products. OUR MISSION
Preserving the Dream of Home Ownership.

MLO NMLS ID: 216952, Corp NMLS #. 1890113 (www.nmisconsumeraccess.org) We are here to assist you with all of your mortgage needs. We will help you consider a whole range of factors regarding your lending needs whether you're purchasing your first home, a second home investment property or refinancing. We simplify the lending process with step-by-step guidance from application to closing. Contact me

today. Larry Engel
4424 Milan Road, Suite A
Sandusky, OH 44870
[email protected]
NMLS: 216952.

Big-city living comes with a big-city price tag, and more buyers are deciding it's not worth it. Markets like Raleigh, C...
02/04/2026

Big-city living comes with a big-city price tag, and more buyers are deciding it's not worth it.

Markets like Raleigh, Columbus, and Boise are drawing people who want outdoor space and room to grow without sacrificing jobs or culture. If you're reconsidering where to put down roots, these seven cities are worth watching in 2026.

Get in on these up-and-coming locales while you can.

Whether it’s a charming Tudor-style brick house or a sleek MCM bungalow, our homes reflect unique architectural styles. ...
02/03/2026

Whether it’s a charming Tudor-style brick house or a sleek MCM bungalow, our homes reflect unique architectural styles. Learn more about some of the most popular and influential ones throughout history and how they still show up today.

Many types of architecture have been popular in home and building design over the years. Discover th...

Even the best-planned budget can be derailed by unexpected circumstances. And when that happens, so can credit damage. L...
01/28/2026

Even the best-planned budget can be derailed by unexpected circumstances. And when that happens, so can credit damage.

Late payments, high balances, or past financial setbacks can leave a mark, which can create obstacles when trying to achieve goals like home ownership. However, your credit score isn't permanent. With consistent effort and the right strategies, you can rebuild and improve your financial standing over time.

There are steps you can take to improve your credit score and strengthen your personal finances.

January is prime time for a no-spend challenge, a reset after holiday spending that helps you rebuild your savings. Take...
01/27/2026

January is prime time for a no-spend challenge, a reset after holiday spending that helps you rebuild your savings. Take an honest look at wants versus needs, hit pause on the "nice to haves" for a set period, and watch what happens.

In a no-spend challenge, you cut all nonessential spending for a set period. Here’s how to do a no-s...

To help you move forward with confidence, we cover a few common pitfalls — and how to sidestep them.
01/26/2026

To help you move forward with confidence, we cover a few common pitfalls — and how to sidestep them.

There are a lot of things to consider when you choose a mortgage. Many buyers run into avoidable iss...

Your budget should fund what you care for, not just what you think you're supposed to spend on. Values-based budgeting h...
01/21/2026

Your budget should fund what you care for, not just what you think you're supposed to spend on.

Values-based budgeting helps you decide: Do you want to pour money into home renovations or pay off debt faster to qualify for a better interest rate on a mortgage? When your money reflects your priorities, sticking to a budget gets easier.

Read More...

Winter heating bills creeping up? 🥶 Before you adjust the thermostat again, try these twelve fixes that you can do yours...
01/20/2026

Winter heating bills creeping up? 🥶 Before you adjust the thermostat again, try these twelve fixes that you can do yourself. Steps like sealing drafts and adjusting your water heater could lead to noticeable savings all season long.

Lower your heating bill this winter with advice from experts. From upgrading your appliances to seal...

A quick check-in with a lending expert can help align your mortgage with your evolving financial goals.
01/14/2026

A quick check-in with a lending expert can help align your mortgage with your evolving financial goals.

Most homeowners rarely revisit their mortgage agreement after closing, but doing so might uncover op...

Bigger isn’t always better—more people are looking to smaller homes as an entry point into the real estate market. Even ...
01/13/2026

Bigger isn’t always better—more people are looking to smaller homes as an entry point into the real estate market. Even if you have a smaller footprint, you can still maximize your space. This article shares seven tips for creating a spacious environment, no matter the square footage.

Multi-functional furniture is key.

If you’re starting 2026 with an eye towards your budget, one term to familiarize yourself with is “sinking fund.” A sink...
01/12/2026

If you’re starting 2026 with an eye towards your budget, one term to familiarize yourself with is “sinking fund.”

A sinking fund plans for what's ahead. Whether it's a down payment on a house or paying down debt to qualify for a mortgage, setting aside money now means less stress later. This guide breaks down 21 categories worth considering so you can budget with confidence.

Sinking funds help you save for specific planned expenses. Here are 20 sinking funds categories to c...

Fixing up your home can be exciting—and expensive. Contractors have insider tricks for keeping renovation costs in check...
01/07/2026

Fixing up your home can be exciting—and expensive. Contractors have insider tricks for keeping renovation costs in check without cutting corners. Careful material sourcing and timing purchases can help you stretch your home improvement budget further and move you closer to your dream home.

38 insider tips for a better-looking, better-functioning home

Are homebuyers saying goodbye to fixer-uppers? Today's buyers increasingly prefer move-in-ready homes over renovation pr...
01/06/2026

Are homebuyers saying goodbye to fixer-uppers? Today's buyers increasingly prefer move-in-ready homes over renovation projects, which is shifting what's available and how homes are priced. If you're house hunting, this trend could affect your search strategy.

People are less inclined to purchase a fixer-upper home than in the past. Experts weigh in on the ca...

Address

4424 Milan Road Ste. A
Sandusky, OH
44870

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm

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