Dr. Qiana Williams I Your Funding Angel I Loan Factory

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Dr. Qiana Williams I Your Funding Angel I Loan Factory 🏠 Mortgage Planner
🌳 NMLS # 1169079
💰Equal Housing Opportunity
Lic by DFPI under CRMLA EHO
https://texreg.sos.state.tx.us/fids/201504377-1.pdf

Thank you for visiting my page! My name is Qiana Williams and I’m a Mortgage Planner (NMLS # 1169079) at MortgageTree Lending (MTLFS). I’m dedicated to serving the needs of homebuyers and homeowners in California (including commercial). In my years of dedicated service, I have worked with homebuyers and homeowners to find the right loan to fit their needs. At MTLFS, I have access to all the loan programs my clients need and the features they want such as FHA, USDA (Rural), HAMP, HARP, State Bond Programs, Jumbo, Foreign National, Low Down Payment Options, Fixed-Rate, Adjustable Rate, Reverse, 203(k), VA, and more. As one of the fastest growing mortgage bankers in the United States, MTLFS opened its doors 30+ years ago and today has many community-based branches across the nation. MTLFS is a direct lender with delegated authority to underwrite, fund, and service Fannie Mae, FHA, USDA, VA, and Jumbo loan products in-house. MTLFS has built its outstanding reputation by serving the lending needs of homebuyers, homeowners, real estate professionals, and builders. For more information or to get a free quote, you can reach me at 323-675-7757 or [email protected]

Qiana Williams | NMLS # 1169079
Mortgage Planner
MortgageTree Lending DBA APM NMLS 1850
Equal Housing Opportunity
“Licensed by the Dept of Financial Protection and Innovation under the CRMLA”
Licensed in California & Texas

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV

The views expressed are my own and do not necessarily reflect those of Mortgage Tree Lending.

Did you know your home equity could unlock new financial possibilities? 🏠Whether you are considering a HELOC or a revers...
10/16/2026

Did you know your home equity could unlock new financial possibilities? 🏠

Whether you are considering a HELOC or a reverse mortgage, each option comes with its own repayment terms, costs, and long-term impacts. Finding the right fit depends entirely on your unique goals and situation.

Send me a message today and let’s explore your options together! 📩

For informational purposes only. Product availability, eligibility, rates, fees, terms, and requirements vary. Reverse mortgage borrowers must meet applicable program requirements. Not financial, tax, or legal advice. Not a commitment to lend.



Dr. Qiana Lynnae Williams | NMLS #1169079 | DRE -DBO1169079
Loan Factory | NMLS #320841 | DRE #01771313

Put your home equity to work on your next project.A HELOC may help fund renovations, repairs, or upgrades.Message me to ...
10/16/2026

Put your home equity to work on your next project.

A HELOC may help fund renovations, repairs, or upgrades.

Message me to explore your options.

How well do you know what actually goes into getting a mortgage approval? 🏡💡Qualifying involves several pieces of your f...
10/15/2026

How well do you know what actually goes into getting a mortgage approval? 🏡💡

Qualifying involves several pieces of your financial picture, including credit, income, debts, savings, and property details.

Drop your guess (A, B, C, or D) in the comments! If you want to see how these factors apply to your personal situation, send me a message anytime.

Dr. Qiana Lynnae Williams | NMLS #1169079 | DRE -DBO1169079
Loan Factory | NMLS #320841 | DRE #01771313

What does your next home look like? 🏡Whether you're looking for city living, buying your first place, needing extra spac...
10/14/2026

What does your next home look like? 🏡

Whether you're looking for city living, buying your first place, needing extra space, or stepping into your ultimate dream home, your journey is unique. Your financing strategy should match your personal goals, budget, and timeline.

Tell me your pick in the comments, or send me a direct message to explore your options!

Dr. Qiana Lynnae Williams | NMLS #1169079 | DRE -DBO1169079
Loan Factory | NMLS #320841 | DRE #01771313

Your next chapter starts with a simple plan! 🏡Whether your goal is buying your first home, moving into a larger space, o...
10/13/2026

Your next chapter starts with a simple plan! 🏡

Whether your goal is buying your first home, moving into a larger space, or investing in your future, understanding your financing options gives you clarity and confidence. You don't need to have every detail figured out before you start—that's what I'm here for.

Thinking about making a move? Send me a message and let's talk through your options!

For informational purposes only. Loan programs, rates, terms, fees, and eligibility vary by borrower and scenario. Not a commitment to lend.

Dr. Qiana Lynnae Williams | NMLS #1169079 | DRE -DBO1169079
Loan Factory | NMLS #320841 | DRE #01771313

Did you know your home equity can play a key role in your retirement strategy? 🏡 For eligible homeowners, a reverse mort...
10/12/2026

Did you know your home equity can play a key role in your retirement strategy? 🏡 For eligible homeowners, a reverse mortgage offers a way to access equity while continuing to live in the home you love. While it can provide financial flexibility, it also comes with important responsibilities and long-term considerations.

Want to see how it works and whether it might be right for you? Send me a message and let's discuss your situation!

For informational purposes only. Not financial, legal, or tax advice. Eligibility, proceeds, fees, terms, and requirements vary. Borrowers remain responsible for applicable property taxes, homeowners insurance, property maintenance, and other loan obligations. Not a commitment to lend.

Dr. Qiana Lynnae Williams | NMLS #1169079 | DRE -DBO1169079
Loan Factory | NMLS #320841 | DRE #01771313

Happy Columbus Day from all of us at Loan Factory! Today, we celebrate the spirit of courage, exploration, and new begin...
10/12/2026

Happy Columbus Day from all of us at Loan Factory! Today, we celebrate the spirit of courage, exploration, and new beginnings. Every journey toward your dreams starts with a single step. Whether you are exploring homeownership or preparing for your next big move, our team is here to guide you every step of the way. Wishing you and your family a wonderful holiday!

Dr. Qiana Lynnae Williams | NMLS #1169079 | DRE -DBO1169079
Loan Factory | NMLS #320841 | DRE #01771313

Need funds for real estate, renovations, business, or another opportunity?Your crypto may be the bridge.
10/09/2026

Need funds for real estate, renovations, business, or another opportunity?

Your crypto may be the bridge.

One home, many ways to finance it! 🏠Because every lender has different programs, fees, and requirements, it pays to shop...
10/09/2026

One home, many ways to finance it! 🏠

Because every lender has different programs, fees, and requirements, it pays to shop around. With access to over 240 wholesale lenders, we help you compare multiple scenarios to find the right fit for your goals.

Ready to buy? Message me today to explore your options! 💬

For informational purposes only. Lender availability, rates, APRs, fees, programs, terms, and eligibility vary by borrower, property, lender, and market conditions. Not a commitment to lend.



Dr. Qiana Lynnae Williams | NMLS #1169079 | DRE -DBO1169079
Loan Factory | NMLS #320841 | DRE #01771313

Thinking about buying a home in the near future? Starting early gives you the time you need to explore your financing op...
10/08/2026

Thinking about buying a home in the near future? Starting early gives you the time you need to explore your financing options, prepare your documents, and make confident decisions without any rush. 🏡

Send me a message today, and let's start planning your next steps together!

For informational purposes only. Loan options, rates, terms, and eligibility vary by borrower and scenario. Not a commitment to lend.

Dr. Qiana Lynnae Williams | NMLS #1169079 | DRE -DBO1169079
Loan Factory | NMLS #320841 | DRE #01771313

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2195 Tully Road
San Jose, CA
95122

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