Loan Factory

Loan Factory NMLS #320841 | CA-DRE 01771313
The best mortgage platform
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Loan Factory strives to drive down the rate, deliver low rates with no or low costs to our clients, and improve constantly in providing excellent customer service. We have closed successfully over 20,000 loans, and most of the loans are closed within 25 days or less. NMLS #320841 | CA-DRE 01771313 | BK-2005457
Consumer Access: nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/320841

We have an i

nnovative website that clients can visit at https://loanfactory.com. Our website provides real-time and instant quotes that clients can find out quickly. In addition, clients can set up a Rate Alert so when the targeted rate/cost hit, our system will send out an email to the clients to let them know. We have a Chat Now feature that enables our clients to chat to one of our experienced staff regarding any quotes/costs, the loan process, and any general questions about refinancing. We are Equal Housing Lender
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09/01/2026

Akron first-time buyers: You may qualify for up to $7,500 in down payment assistance!

Know your options and check your eligibility today.

For educational purposes only. Program funding, availability, eligibility, assistance amounts, and requirements may change. Loan approval and mortgage terms are subject to borrower qualifications and lender guidelines. Not a commitment to lend.

Source: City of Akron / Akron Dreams, Aug. 2026


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LOAN FACTORY - WE DARE YOU TO COMPARE
Call us today! We're here to help with all your mortgage needs!
🔐 NMLS #320841 | BK-2005457
RI Licensed Loan Broker | Licensed by the NJ Department of Banking and Insurance

Buyer or seller - Which one pays the closing costs? 🤔The answer depends on the transaction, loan program, and purchase a...
09/01/2026

Buyer or seller - Which one pays the closing costs? 🤔

The answer depends on the transaction, loan program, and purchase agreement.
From seller credits to FHA, VA, USDA, and Conventional loans, our guide breaks down what you need to know before you reach the closing table.

👇 Read the full guide: https://blog.loanfactory.com/who-pays-closing-costs-505.html

For educational purposes only. Closing costs, contributions, terms, and eligibility vary. Guidelines and program requirements apply.


________________________________
LOAN FACTORY - WE DARE YOU TO COMPARE
Call us today! We're here to help with all your mortgage needs!
🔐 NMLS #320841 | BK-2005457
RI Licensed Loan Broker | Licensed by the NJ Department of Banking and Insurance

$7,350 down is only part of the picture. Your actual cash to close, monthly payment, APR, and other costs can vary based...
08/30/2026

$7,350 down is only part of the picture.
Your actual cash to close, monthly payment, APR, and other costs can vary based on the property, loan program, borrower qualifications, and lender requirements.

Want to see what an FHA loan scenario could look like for you?

Illustrative example only. Rates, terms, costs, and approval vary by borrower and lender guidelines.


_______________________________
LOAN FACTORY - WE DARE YOU TO COMPARE
Call us today! We're here to help with all your mortgage needs!
🔐 NMLS #320841 | BK-2005457
RI Licensed Loan Broker | Licensed by the NJ Department of Banking and Insurance

08/29/2026

Real estate is a long-term strategy, so focus on a timeline of 7 to 10 years rather than a quick flip.

Save this tip before you buy!
________________________________
LOAN FACTORY - WE DARE YOU TO COMPARE
Call us today! We're here to help with all your mortgage needs!
🔐 NMLS #320841 | BK-2005457
RI Licensed Loan Broker | Licensed by the NJ Department of Banking and Insurance

🏠 Akron, Ohio homebuyers: New down payment assistance may be available.Through the Akron Dreams program, eligible buyers...
08/28/2026

🏠 Akron, Ohio homebuyers: New down payment assistance may be available.

Through the Akron Dreams program, eligible buyers may receive up to $7,500 in forgivable assistance to help with a down payment and eligible closing costs. Funding is limited, so applicants should verify availability and qualification requirements quickly.

Follow for more homebuyer and mortgage updates.

For educational purposes only. Program funding, availability, eligibility, assistance amounts, and requirements are subject to change. Not a commitment to lend.


________________________________
LOAN FACTORY - WE DARE YOU TO COMPARE
Call us today! We're here to help with all your mortgage needs!
🔐 NMLS #320841 | BK-2005457
RI Licensed Loan Broker | Licensed by the NJ Department of Banking and Insurance

Bond yields move. Your mortgage options can change with them.When rates are elevated, the smartest move is not to guess;...
08/28/2026

Bond yields move. Your mortgage options can change with them.

When rates are elevated, the smartest move is not to guess; it’s to compare. Loan Factory helps homebuyers explore mortgage options across a broad network of lenders*, so you can focus on the full picture: rate, APR, closing costs, loan program, and monthly payment.

Compare your options with Loan Factory: https://www.loanfactory.com/l/8mPfe61bcd28ed7

*Rates, terms, lender availability, and approval depend on borrower qualifications, program guidelines, and market conditions.


________________________________
LOAN FACTORY - WE DARE YOU TO COMPARE
Call us today! We're here to help with all your mortgage needs!
🔐 NMLS #320841 | BK-2005457
RI Licensed Loan Broker | Licensed by the NJ Department of Banking and Insurance

08/28/2026

Ready to build your own wealth instead of your landlord's?

Click the link in our bio or DM us "HOME" to start your quick, easy pre-approval today!


________________________________
LOAN FACTORY - WE DARE YOU TO COMPARE
Call us today! We're here to help with all your mortgage needs!
🔐 NMLS #320841 | BK-2005457
RI Licensed Loan Broker | Licensed by the NJ Department of Banking and Insurance

Five-star experiences don't happen by accident!At Loan Factory, professionalism and commitment aren't just buzzwords, th...
08/27/2026

Five-star experiences don't happen by accident!

At Loan Factory, professionalism and commitment aren't just buzzwords, they are the foundation of how we do business. When you leverage our advanced AI technology and proprietary FinTech marketplace, you get more than just access to 240+ lenders. You get a dedicated team working relentlessly to secure your financial goals.

👇 Read more stories here before applying 👉 https://www.loanfactory.com/l/jURfe61bcd03734


________________________________
LOAN FACTORY - WE DARE YOU TO COMPARE
Call us today! We're here to help with all your mortgage needs!
🔐 NMLS #320841 | BK-2005457
RI Licensed Loan Broker | Licensed by the NJ Department of Banking and Insurance

📊 San Jose is considering a potential major shift in how some residential neighborhoods could develop.Some areas current...
08/27/2026

📊 San Jose is considering a potential major shift in how some residential neighborhoods could develop.

Some areas currently dominated by single-family homes could eventually allow more housing types, including duplexes, townhomes, triplexes, or small multifamily buildings.

For property owners and investors, changes like these could affect the long-term development potential of certain parcels. But the rules are not final, and proposed changes still require further planning, environmental review, public input, and City Council action.

Before making assumptions about a property's value or development potential, check its current zoning and wait for the final rules.

👇 Follow for more housing and real estate updates.


________________________________
LOAN FACTORY - WE DARE YOU TO COMPARE
Call us today! We're here to help with all your mortgage needs!
🔐 NMLS #320841 | BK-2005457
RI Licensed Loan Broker | Licensed by the NJ Department of Banking and Insurance

Comparing a 15-year vs. 30-year mortgage in St. Louis? Our quote engine shows that, for this 63101 ZIP code example, cho...
08/25/2026

Comparing a 15-year vs. 30-year mortgage in St. Louis?

Our quote engine shows that, for this 63101 ZIP code example, choosing a 15-year fixed mortgage could save $158,666.40 in total interest compared with the 30-year option.*

The trade-off? A 15-year mortgage typically comes with a higher monthly payment - but can help you build equity faster.

Which option fits your goals? 👇
Send us your ZIP code and explore your mortgage options with Loan Factory.



*Example savings based on the loan scenarios shown. Actual rates, payments, costs, and savings vary based on borrower qualifications, property, loan terms, and other factors. Not a commitment to lend. Terms and eligibility apply.
________________________________
LOAN FACTORY - WE DARE YOU TO COMPARE
Call us today! We're here to help with all your mortgage needs!
🔐 NMLS #320841 | BK-2005457
RI Licensed Loan Broker | Licensed by the NJ Department of Banking and Insurance

Address

2195 Tully Road
San Jose, CA
95122

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+17144449999

Website

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