Loan Factory

Loan Factory NMLS #320841 | CA-DRE 01771313
The best mortgage platform
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Loan Factory strives to drive down the rate, deliver low rates with no or low costs to our clients, and improve constantly in providing excellent customer service. We have closed successfully over 20,000 loans, and most of the loans are closed within 25 days or less. NMLS #320841 | CA-DRE 01771313 | BK-2005457
Consumer Access: nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/320841

We have an i

nnovative website that clients can visit at https://loanfactory.com. Our website provides real-time and instant quotes that clients can find out quickly. In addition, clients can set up a Rate Alert so when the targeted rate/cost hit, our system will send out an email to the clients to let them know. We have a Chat Now feature that enables our clients to chat to one of our experienced staff regarding any quotes/costs, the loan process, and any general questions about refinancing. We are Equal Housing Lender
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The team fighting for your dream home just got 34x strongerWe're excited to welcome 34 new experts to the Loan Factory f...
06/18/2026

The team fighting for your dream home just got 34x stronger

We're excited to welcome 34 new experts to the Loan Factory family!

Living the Loan Officer Life means showing up for clients every day with dedication, expertise, and a commitment to finding the right mortgage solution. Equipped with powerful technology and AI-driven tools, our growing team is ready to deliver the guidance, transparency, and support homebuyers deserve.

Please join us in welcoming our newest team members: Van Dam - Loan Officer Reliable Valley Allies Kimberly TuyetVan Hong Loans With Coach Kelly Aratoon, Florida Real Estate Agent Karen Taylor - Loan Officer from Loan Factory,...and the rest of our expanding nationwide team!

👇 Ready to start your homeownership journey with an expert by your side?
Click the link in our bio to get started today.


________________________
LOAN FACTORY - WE DARE YOU TO COMPARE
Call us today! We're here to help with all your mortgage needs!
🔐 NMLS #320841 | BK-2005457
RI Licensed Loan Broker | Licensed by the NJ Department of Banking and Insurance

Buying a home could soon become faster and less expensive. Major housing organizations are urging the FHFA to simplify a...
06/17/2026

Buying a home could soon become faster and less expensive.

Major housing organizations are urging the FHFA to simplify appraisal requirements and expand the use of appraisal waivers. If adopted, these changes could help reduce upfront costs, speed up loan approvals, and minimize closing delays in competitive markets.

For homebuyers, that could mean a smoother path to the closing table.

Follow for housing market updates and mortgage news.


________________________________
LOAN FACTORY - WE DARE YOU TO COMPARE
Call us today! We're here to help with all your mortgage needs!
🔐 NMLS #320841 | BK-2005457
RI Licensed Loan Broker | Licensed by the NJ Department of Banking and Insurance

Think bankruptcy means homeownership is off the table? One of the biggest mortgage myths is that you can never buy a hom...
06/17/2026

Think bankruptcy means homeownership is off the table?

One of the biggest mortgage myths is that you can never buy a home after a bankruptcy. The reality is that many borrowers may become eligible for financing again after meeting program-specific waiting periods and rebuilding their financial profile.

📌 Save this guide for later and share it with someone who needs encouragement on their path back to homeownership.

👇 Ready to explore your options? Visit https://www.loanfactory.com/l/8mPfe61bcd28ed7 to connect with a mortgage expert today.


___________________________
LOAN FACTORY - WE DARE YOU TO COMPARE
Call us today! We're here to help with all your mortgage needs!
🔐 NMLS #320841 | BK-2005457
RI Licensed Loan Broker | Licensed by the NJ Department of Banking and Insurance

Buying a home in Iowa? The midwestern charm is unbeatable, but your loan structure is the real story.Don't just default ...
06/16/2026

Buying a home in Iowa? The midwestern charm is unbeatable, but your loan structure is the real story.

Don't just default to a 30-year mortgage. Check out the graphic below to see the massive amount of interest you save by switching to a 15-year term.

Buy the house. Keep your equity. Check your options: https://www.loanfactory.com/l/8mPfe61bcd28ed7


______________________________
LOAN FACTORY - WE DARE YOU TO COMPARE
Call us today! We're here to help with all your mortgage needs!
🔐 NMLS #320841 | BK-2005457
RI Licensed Loan Broker | Licensed by the NJ Department of Banking and Insurance

California homeowners may soon feel the impact of rising insurance costs. 🏡Higher insurance premiums can increase your m...
06/16/2026

California homeowners may soon feel the impact of rising insurance costs. 🏡

Higher insurance premiums can increase your monthly housing expenses, which may affect your budget and buying power. That's why finding the right mortgage matters more than ever.

At Loan Factory, we compare rates across 240+ wholesale lenders to help keep your homeownership goals within reach, backed by our $2,000 Best Price Guarantee*.

*All states except Washington. Terms and Conditions: www.loanfactory.com/best-price-guarantee


________________________________
LOAN FACTORY - WE DARE YOU TO COMPARE
Call us today! We're here to help with all your mortgage needs!
🔐 NMLS #320841 | BK-2005457
RI Licensed Loan Broker | Licensed by the NJ Department of Banking and Insurance

Struggling to determine your true homebuying budget? You aren't alone. Avoid the rookie mistake of maxing out your price...
06/16/2026

Struggling to determine your true homebuying budget?

You aren't alone. Avoid the rookie mistake of maxing out your price range just to win a bid. Learn how to navigate the 2026 market like a pro with our Step-by-Step First-Time Homebuyer Roadmap.

👇Read the guide and explore 240+ lenders at the better rates
https://blog.loanfactory.com/first-time-home-buyer-step-by-step-roadmap-to-buying-a-house-415.html


______________________________
LOAN FACTORY - WE DARE YOU TO COMPARE
Call us today! We're here to help with all your mortgage needs!
🔐 NMLS #320841 | BK-2005457
RI Licensed Loan Broker | Licensed by the NJ Department of Banking and Insurance

Chasing the low mortgage rate could cost you more. One family came to us focused on finding the absolute low rate.After ...
06/16/2026

Chasing the low mortgage rate could cost you more.

One family came to us focused on finding the absolute low rate.

After reviewing their options, they discovered that a different loan structure better matched their goals by balancing monthly payments, closing costs, and long-term plans.

The truth?

A mortgage isn't just about today's rate. It's about choosing the strategy that works for your future.

At Loan Factory, we compare options from 240+ lenders to help borrowers make informed decisions with confidence.

👇 Looking at your mortgage options? Start with the full picture, not just the rate.


________________________________
LOAN FACTORY - WE DARE YOU TO COMPARE
Call us today! We're here to help with all your mortgage needs!
🔐 NMLS #320841 | BK-2005457
RI Licensed Loan Broker | Licensed by the NJ Department of Banking and Insurance

📈 Inflation remains a key factor for mortgage rates.A sudden spike in energy costs pushed annual inflation up to 4.2% in...
06/15/2026

📈 Inflation remains a key factor for mortgage rates.

A sudden spike in energy costs pushed annual inflation up to 4.2% in May, making it highly likely that the Federal Reserve will keep interest rates higher for longer to cool down the economy.

For homebuyers, this means mortgage rates will likely face short-term upward pressure, making it crucial to work with Loan Factory to lock in a wholesale rate before borrowing costs shift higher.

Follow for housing market updates and mortgage news.


_______________________________
LOAN FACTORY - WE DARE YOU TO COMPARE
Call us today! We're here to help with all your mortgage needs!
🔐 NMLS #320841 | BK-2005457
RI Licensed Loan Broker | Licensed by the NJ Department of Banking and Insurance

🚀 SHOUTOUT TO THE ELITE SOLUTIONS MASTERS! A massive congratulations to our Top 3 Non-QM Loan Officers for May 2026! The...
06/15/2026

🚀 SHOUTOUT TO THE ELITE SOLUTIONS MASTERS!

A massive congratulations to our Top 3 Non-QM Loan Officers for May 2026! These alternative lending powerhouses completely dominated the niche market last month, saving complex deals and getting tough files funded where traditional banks couldn't. Absolute rockstars! 👑
Suong Nguyen, Loan Factory - NMLS 1623616 Suong Nguyen Loan Officer Tien Dang - Mortgage Loan Originator Hannah Nguyen - Loan Officer Hannah Nguyen Hanh Nguyen - Real Estate and Mortgage Services Vivian Pang Vivian Pang

Are you losing commission because your current company’s sandbox is too small?
At Loan Factory, you keep 100% of your commission (minus a simple $595 flat fee per file) while utilizing an AI-driven marketplace that connects you to over 240+ lenders instantly. From bank statement programs to DSCR loans, our platform ensures you have the ultimate product lineup to say "Yes" to every client.

👉 Ready to level up your business and take home what you actually earn?
Click the link in our bio to join our network of 2,500+ elite originators today!


________________________________
LOAN FACTORY - WE DARE YOU TO COMPARE
Call us today! We're here to help with all your mortgage needs!
🔐 NMLS #320841 | BK-2005457
RI Licensed Loan Broker | Licensed by the NJ Department of Banking and Insurance

🏡 Florida Homebuyers: Big housing news for 2026.Florida’s finalized 2026 budget injects massive funding into the Hometow...
06/14/2026

🏡 Florida Homebuyers: Big housing news for 2026.

Florida’s finalized 2026 budget injects massive funding into the Hometown Heroes program and other housing initiatives designed to support homeownership opportunities across the state.

At Loan Factory, we are ready to help you capitalize on these expanded state grants to maximize your purchasing power and help reduce upfront costs.

Follow for housing market updates and mortgage news.


_______________________________
LOAN FACTORY - WE DARE YOU TO COMPARE
Call us today! We're here to help with all your mortgage needs!
🔐 NMLS #320841 | BK-2005457
RI Licensed Loan Broker | Licensed by the NJ Department of Banking and Insurance

Address

2195 Tully Road
San Jose, CA
95122

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+17144449999

Website

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