San Francisco Federal Credit Union

San Francisco Federal Credit Union Banking with competitive rates, exceptional member service, and commitment to our local community. We’re not a bank—we’re better. Open an account today.

For all branch hours, please refer to https://www.sanfranciscofcu.com/locations/ San Francisco Federal Credit Union is a not-for-profit, member-owned financial institution. Your credit union membership entitles you to some exclusive financial benefits. You’ll receive higher earnings or dividends in deposit accounts, such as savings and checking, and you’ll pay lower interest on a variety of loans,

including credit cards and auto and home loans. You’ll also enjoy low-fee banking—that means no hidden fees and no surprises. You can also kiss ATM fees goodbye, because credit union members have access to more than 30,000 surcharge-free ATMs across the country. Rest assured that the money in your account is safe with us. We hold a five-star "Superior" rating for strength and stability from Bauer Financial, a national rating service for financial institutions. Membership with San Francisco Federal Credit Union is open to anyone living, working, studying or worshiping in San Francisco or San Mateo County. We're here to make your financial life easy. Simply sign up online or visit any one of our convenient branches. Federally insured by NCUA. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. This page may contain information about or links to web pages of third parties. The presence of such information or links does not constitute the Credit Union’s endorsement of third parties or their products or services. Third parties are solely responsible for their web content, products and services. POSTING GUIDELINES
The San Francisco Federal Credit Union page affords an opportunity for our community to interact in a social media forum. Because we believe this forum should reflect the positive values of our community, we have posting guidelines. We welcome open, honest and cordial discussion of matters of interest to our membership. Credit Union staff will review all submitted posts before they appear on our page. Submissions that do not comport with these guidelines may not be posted.

• Be considerate. The Credit Union page may be viewed by people of all ages and backgrounds. Posts that contain ad hominem attacks or words or images that are violent, obscene, sexually explicit, offensive or disparaging based characteristics such as race, creed, gender, physical or mental disability, veteran status or sexual orientation are unacceptable.

• Respect privacy. Posts that contains words or images that identify or portray other people are unacceptable.

• Obey the law. Posts that contain false, misleading or defamatory statements about any person or entity are unacceptable. Posts that reflect or encourage unlawful activity are unacceptable.

• Commercial messages, including charitable solicitations, are not allowed. If you have a charitable cause you would like the Credit Union to consider supporting, please visit the Community page of our website.

• Posts that are insufficiently related to discussion threads or “trolling” may be deleted.

• You post on Facebook at your own risk. You are responsible for your own Facebook privacy and security settings.

• You are responsible for all content of your posts, including your user name, text and images. Although the Credit Union moderates this page, we expressly disclaim responsibility or liability for posts by any person or entity other than San Francisco Federal Credit Union. You agree to defend, indemnify and hold San Francisco Federal Credit Union harmless from any claims, damages, losses, liability or expense, including attorneys’ fees, to which we become subject as a result of material that you submit for posting on our page.

• By submitting a post to our page, you warrant that you are free to post the content and no third party has any intellectual property right (such as copyright) in the words and/or images that comprise your post, and you grant San Francisco Federal Credit Union a non-exclusive, irrevocable license to use and publish the words and/or images that comprise your post in any print or electronic media we deem appropriate without payment or other consideration to you.

• San Francisco Federal Credit Union will not be liable to any person as a result of our decision to permit or to decline to permit a submitted post to appear on our page. Posting Guidelines © 2014 Greene & Allison. All rights reserved. Used with publisher’s permission.

Today, we pause to recognize the incredible contributions made by the workers and industries that help keep the Bay Area...
09/07/2026

Today, we pause to recognize the incredible contributions made by the workers and industries that help keep the Bay Area thriving. Your hard work, dedication, and commitment make life easier for so many. Thank you for all that you do.

College is more than earning a degree. It's also about learning the life skills that will help you thrive long after gra...
09/04/2026

College is more than earning a degree. It's also about learning the life skills that will help you thrive long after graduation. During College Student Savings Month, we encourage students to embrace the power of saving early. Even small contributions can help create financial confidence and long-term success.

As you pursue your educational goals, know that you don't have to navigate your financial journey alone. We're here to provide guidance, educational resources, and personalized support to help you make informed financial decisions today and in the future.

09/02/2026

On Wednesday, August 26, we hosted our Leveling the Playing Field event featuring keynote speaker Stephanie Rogers, Chief Marketing Officer of the San Francisco 49ers. We were thrilled by the strong turnout of female business owners who joined us to connect with fellow entrepreneurs, share experiences, and gain valuable insights on how to level their own playing fields. Thank you to everyone who attended and helped make the event such a success.

You own a home, and you're ready for something bigger, smaller, or simply different. That's when the math can get compli...
09/01/2026

You own a home, and you're ready for something bigger, smaller, or simply different. That's when the math can get complicated. Your down payment isn't sitting in a savings account. It's tied up in the equity of the home you're living in today.

Some homeowners use a Home Equity Line of Credit (HELOC) to access funds for a down payment on their next home. Others choose to sell first, buy and sell simultaneously, or use bridge financing to manage the timing between transactions.

We've helped members navigate all of these scenarios, many times over. There isn't a one-size-fits-all solution. The right approach depends on your finances, your goals, and your timeline. That's where a conversation can make all the difference.
Talk to a home lending expert about the path that fits your situation. [email protected]

SanFranciscoFCU.com

08/28/2026

Faithful, we're excited to join forces with the San Francisco 49ers as their Official Credit Union Partner. It's a partnership rooted in community, teamwork, and a shared commitment to serving the Bay Area.

Most homeowners set their mortgage and forget it. Understandable, but not always the smart move. Once a year, it's worth...
08/27/2026

Most homeowners set their mortgage and forget it. Understandable, but not always the smart move.

Once a year, it's worth doing a quick mortgage review, free, no obligation, just a real look at whether there's a way to save money. Rates change, programs change, and if you're not the kind of person who tracks mortgage news closely, you could miss an opportunity without ever knowing it existed.

Think of it like a dental checkup. You don't wait for a problem before you go. You go to catch something before it becomes one, or find out everything's fine.

Make it a habit, and if there's ever a chance to save, you're far more likely to catch it than someone who never checks at all.

Talk to a Mortgage Loan Officer about a free annual mortgage review. [email protected]

SanFranciscoFCU.com

Happy Women's Equality Day! Today we celebrate the anniversary of the 19th Amendment, and the march fifty years later th...
08/26/2026

Happy Women's Equality Day! Today we celebrate the anniversary of the 19th Amendment, and the march fifty years later that reminded everyone the work wasn't done.

Join us tonight, 5:30 PM to 7:30 PM at 770 Golden Gate Avenue, for Leveling the Playing Field, an evening for Bay Area women in business, celebrating this day by continuing the work of leveling the playing field for everyone.

Meet our 2026 scholarship recipients: Orlando (Accounting and Analytics), Jacob (Double Bass Performance and Neuroscienc...
08/24/2026

Meet our 2026 scholarship recipients: Orlando (Accounting and Analytics), Jacob (Double Bass Performance and Neuroscience), Anya (Journalism), Samantha (Social Work), Ezra (Applied Fire Science), and Emi (International Business).

Different schools, different majors, one thing in common: they all want their education to make life better for someone else.

We invest in who our members are becoming, not just who they already are.

Congratulations to all six of you. We believe in you.

Address

770 Golden Gate Avenue
San Francisco, CA
94102

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 10am - 5:30pm
Friday 9am - 5:30pm

Telephone

+14157755377

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