San Francisco Federal Credit Union

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San Francisco Federal Credit Union Banking with competitive rates, exceptional member service, and commitment to our local community. We’re not a bank—we’re better. Open an account today.

For all branch hours, please refer to https://www.sanfranciscofcu.com/locations/ San Francisco Federal Credit Union is a not-for-profit, member-owned financial institution. Your credit union membership entitles you to some exclusive financial benefits. You’ll receive higher earnings or dividends in deposit accounts, such as savings and checking, and you’ll pay lower interest on a variety of loans, including credit cards and auto and home loans. You’ll also enjoy low-fee banking—that means no hidden fees and no surprises. You can also kiss ATM fees goodbye, because credit union members have access to more than 30,000 surcharge-free ATMs across the country. Rest assured that the money in your account is safe with us. We hold a five-star "Superior" rating for strength and stability from Bauer Financial, a national rating service for financial institutions. Membership with San Francisco Federal Credit Union is open to anyone living, working, studying or worshiping in San Francisco or San Mateo County. We're here to make your financial life easy. Simply sign up online or visit any one of our convenient branches. Federally insured by NCUA. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. This page may contain information about or links to web pages of third parties. The presence of such information or links does not constitute the Credit Union’s endorsement of third parties or their products or services. Third parties are solely responsible for their web content, products and services. POSTING GUIDELINES
The San Francisco Federal Credit Union page affords an opportunity for our community to interact in a social media forum. Because we believe this forum should reflect the positive values of our community, we have posting guidelines. We welcome open, honest and cordial discussion of matters of interest to our membership. Credit Union staff will review all submitted posts before they appear on our page. Submissions that do not comport with these guidelines may not be posted.

• Be considerate. The Credit Union page may be viewed by people of all ages and backgrounds. Posts that contain ad hominem attacks or words or images that are violent, obscene, sexually explicit, offensive or disparaging based characteristics such as race, creed, gender, physical or mental disability, veteran status or sexual orientation are unacceptable.

• Respect privacy. Posts that contains words or images that identify or portray other people are unacceptable.

• Obey the law. Posts that contain false, misleading or defamatory statements about any person or entity are unacceptable. Posts that reflect or encourage unlawful activity are unacceptable.

• Commercial messages, including charitable solicitations, are not allowed. If you have a charitable cause you would like the Credit Union to consider supporting, please visit the Community page of our website.

• Posts that are insufficiently related to discussion threads or “trolling” may be deleted.

• You post on Facebook at your own risk. You are responsible for your own Facebook privacy and security settings.

• You are responsible for all content of your posts, including your user name, text and images. Although the Credit Union moderates this page, we expressly disclaim responsibility or liability for posts by any person or entity other than San Francisco Federal Credit Union. You agree to defend, indemnify and hold San Francisco Federal Credit Union harmless from any claims, damages, losses, liability or expense, including attorneys’ fees, to which we become subject as a result of material that you submit for posting on our page.

• By submitting a post to our page, you warrant that you are free to post the content and no third party has any intellectual property right (such as copyright) in the words and/or images that comprise your post, and you grant San Francisco Federal Credit Union a non-exclusive, irrevocable license to use and publish the words and/or images that comprise your post in any print or electronic media we deem appropriate without payment or other consideration to you.

• San Francisco Federal Credit Union will not be liable to any person as a result of our decision to permit or to decline to permit a submitted post to appear on our page. Posting Guidelines © 2014 Greene & Allison. All rights reserved. Used with publisher’s permission.

A financial plan is bigger than a budget.  Start with where you are today.Before planning where you're going, understand...
11/02/2026

A financial plan is bigger than a budget. Start with where you are today.
Before planning where you're going, understand your starting point. That might include:

Income and regular expenses
Savings and emergency funds
Debt and monthly payments
Credit
Retirement accounts and investments
Insurance, including health, auto, homeowners or renters, life, disability, and long-term care
Major financial responsibilities
Assets you own
This isn't about judging the numbers. It's about creating awareness so you can make informed decisions about what comes next.

To all the ghouls, goblins, witches, and creatures of the night, have a safe, fun, and frightfully happy Halloween!
10/31/2026

To all the ghouls, goblins, witches, and creatures of the night, have a safe, fun, and frightfully happy Halloween!

New to credit cards? Start with these simple habits. Use your credit card for purchases you can afford, pay your bill on...
10/30/2026

New to credit cards? Start with these simple habits.

Use your credit card for purchases you can afford, pay your bill on time, keep your balance low, and take advantage of rewards when available. Small habits today can help build strong credit for the future.

10/28/2026

Save More Than Pennies When You Refinance

Why keep paying a higher rate? Members who refinance an auto loan from another lender can receive a rate discount, helping them lower their payments and keep more money for the road ahead. Offer ends December 31, 2026. Contact us today and start saving.

10/27/2026
At San Francisco Federal we're here to help you simplify your finances with a low-interest debt consolidation loan. Take...
10/26/2026

At San Francisco Federal we're here to help you simplify your finances with a low-interest debt consolidation loan. Take control, keep more of your money, and turn multiple payments into one simple solution. Contact us today.

The road to winning takes teamwork and consistency. Building savings works the same way. As the official credit union pa...
10/25/2026

The road to winning takes teamwork and consistency. Building savings works the same way. As the official credit union partner of the San Francisco 49ers you can count on San Francisco Federal to help you reach your goals.

A checking account helps you manage your finances with ease. Use it to deposit money, pay bills, access cash, and make e...
10/23/2026

A checking account helps you manage your finances with ease. Use it to deposit money, pay bills, access cash, and make everyday purchases with a debit card.

Avoid overdraft fees: Monitor your balance regularly and set up low-balance alerts.

Use direct deposit: Getting your paycheck deposited automatically can help you access your funds faster.

Take advantage of online bill pay: Automating payments ensures you never miss due dates.

Choose a bank with low or no fees: Most banks charge maintenance fees or require a minimum balance.

At San Francisco Federal we don't require either.

In the debut episode of Leveling the Playing Field, presented by San Francisco Federal, Aubrie Tolliver sits down with A...
10/21/2026

In the debut episode of Leveling the Playing Field, presented by San Francisco Federal, Aubrie Tolliver sits down with Angela Denogean and Sarina Soriano to discuss their unique paths to the 49ers, the obstacles they've navigated, and the lessons they've learned along the way.

Tune in for an inspiring conversation about perseverance, leadership, and creating opportunities in sports. https://www.youtube.com/watch?v=x2VumjuFtg0

In this episode of Inside the Oval, Aubrie Tolliver kicks off "Leveling the Playing Field, presented by San Francisco Federal," a limited series featuring women across the San Francisco 49ers organization and the career paths that brought them here. 49ers

Score more with San Francisco Federal.  Every winning team needs the right numbers behind them. We're here to help you r...
10/19/2026

Score more with San Francisco Federal. Every winning team needs the right numbers behind them. We're here to help you reach your financial goals. Go Niners!

Address

770 Golden Gate Avenue
San Francisco, CA
94102

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 10am - 5:30pm
Friday 9am - 5:30pm

Telephone

+14157755377

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