Kim Harestad Mortgage Team

Kim Harestad Mortgage Team Click here to watch the latest episodes of my podcast: https://linktr.ee/mortgagechickswithhottips

As a national Mortgage Banker, we have been committed to providing residential 1 to 4 family home loans to consumers for over 30 years. We currently have over 500 employees with 93 branch office locations in 38 states across the U.S. During our tenure, we have closed over 100,000+ home loans, maintained a 99% customer satisfaction ratio* and an A+ rating from the Better Business Bureau. We are an

approved FannieMae, FreddieMac, GinnieMae seller/servicer as well as an FHA/VA DE lender. These affiliations give us direct access to the capital markets that are passed on through great pricing to our borrowers. All our loans are originated on a direct retail basis and service many “in house” on our own portfolio.

Happy Labor Day! Today is a good reminder to appreciate the work, the long hours, and the people who make things happen ...
09/07/2026

Happy Labor Day! Today is a good reminder to appreciate the work, the long hours, and the people who make things happen every day.

There’s something about a long weekend that makes you want a backyard, a grill, and enough room for everyone to stick ar...
09/04/2026

There’s something about a long weekend that makes you want a backyard, a grill, and enough room for everyone to stick around a little longer. If you’ve been picturing holidays, cookouts, and get-togethers in a home of your own, maybe it’s time to start looking for the place where everyone will gather next.

Spoiler: There aren't any.Ask away. We'd rather explain it than have you sitting there wondering.
09/02/2026

Spoiler: There aren't any.

Ask away. We'd rather explain it than have you sitting there wondering.

August 31st already? Rude.As summer wraps up and fall gets closer, it’s a good time to take a look at what’s on your hom...
08/31/2026

August 31st already? Rude.

As summer wraps up and fall gets closer, it’s a good time to take a look at what’s on your homebuying list. Thinking about moving this fall? Start with the fun stuff—house hunting, Pinterest boards, mentally rearranging furniture—and let us help with the mortgage part.

A little planning now can make the next season a lot more exciting.

An appraisal isn’t about whether the kitchen has the right backsplash or if the living room needs new paint. It’s an ass...
08/28/2026

An appraisal isn’t about whether the kitchen has the right backsplash or if the living room needs new paint. It’s an assessment of the property’s value based on factors like the home itself, its condition, location, and comparable sales. In other words: your questionable accent wall can stay out of the equation!

Seller concessions can potentially help cover certain closing costs and prepaid expenses, depending on the loan program ...
08/26/2026

Seller concessions can potentially help cover certain closing costs and prepaid expenses, depending on the loan program and transaction. It’s one of those mortgage details that can make a difference when you’re figuring out how much cash you actually need to bring to the table.

VA financing can offer eligible veterans and active-duty service members valuable benefits when purchasing a home, inclu...
08/24/2026

VA financing can offer eligible veterans and active-duty service members valuable benefits when purchasing a home, including options that may require little to no down payment. There’s more to the program than just the interest rate, so understanding your benefits before you start shopping can help you make a more informed move.

You’ve got friends who will tell you which house they like, which neighborhood has the best pizza, and whether that wall...
08/21/2026

You’ve got friends who will tell you which house they like, which neighborhood has the best pizza, and whether that wall color is a terrible idea. Then you’ve got us.

Think of us as the friend who knows mortgages, wants what’s best for you, and will help you make sense of your options. When it comes to buying a home, you’ve got a friend in us.

Moving is a great reminder that you probably own more than you thought. Your credit can work the same way. Taking a clos...
08/19/2026

Moving is a great reminder that you probably own more than you thought. Your credit can work the same way. Taking a closer look at your credit report may uncover old accounts, errors, or simple opportunities to improve your score. Before you start packing boxes for your next move, it might be worth unpacking your credit, too.

Sometimes the best places to live come with more space, fewer traffic lights, and maybe one bar of cell service. USDA lo...
08/17/2026

Sometimes the best places to live come with more space, fewer traffic lights, and maybe one bar of cell service. USDA loans can help eligible buyers purchase homes in qualifying rural areas, with options that may require no down payment. If that sounds like your kind of neighborhood, it’s worth exploring.

Address

5801 Gulf Boulevard
Saint Pete Beach, FL
33706

Opening Hours

Monday 8:30am - 6pm
Tuesday 8:30am - 6pm
Wednesday 8:30am - 6pm
Thursday 8:30am - 6pm
Friday 8am - 5pm

Telephone

+17274582821

Website

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