Kim Harestad Mortgage Team

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Kim Harestad Mortgage Team Click here to watch the latest episodes of my podcast: https://linktr.ee/mortgagechickswithhottips

As a national Mortgage Banker, we have been committed to providing residential 1 to 4 family home loans to consumers for over 30 years. We currently have over 500 employees with 93 branch office locations in 38 states across the U.S. During our tenure, we have closed over 100,000+ home loans, maintained a 99% customer satisfaction ratio* and an A+ rating from the Better Business Bureau. We are an approved FannieMae, FreddieMac, GinnieMae seller/servicer as well as an FHA/VA DE lender. These affiliations give us direct access to the capital markets that are passed on through great pricing to our borrowers. All our loans are originated on a direct retail basis and service many “in house” on our own portfolio.

An extra hour, a warm cup of coffee and nowhere else to be. We'll take it. Hope you enjoyed that extra hour of home swee...
11/02/2026

An extra hour, a warm cup of coffee and nowhere else to be. We'll take it. Hope you enjoyed that extra hour of home sweet home!

When it comes to your mortgage, you deserve more than a name on a screen. You deserve someone who knows your community, ...
10/30/2026

When it comes to your mortgage, you deserve more than a name on a screen. You deserve someone who knows your community, understands your goals, and is here when you need them.

At VanDyk Mortgage, local means personal. And we think that makes all the difference.

We all have that one Halloween candy we just can’t resist. Reese’s? Elite. Kit Kats? A classic. Candy corn? Well, we’ll ...
10/28/2026

We all have that one Halloween candy we just can’t resist. Reese’s? Elite. Kit Kats? A classic. Candy corn? Well, we’ll let you decide.

When it comes to homebuying, the same approach applies. Your mortgage shouldn’t be a one-size-fits-all situation. A good lender helps you sort through the options, asks the right questions, and finds a loan that fits your goals instead of just tossing something in your bag and hoping for the best.

An Adjustable-Rate Mortgage (ARM) doesn’t have to be scary! Your rate starts fixed for a set number of years before it c...
10/26/2026

An Adjustable-Rate Mortgage (ARM) doesn’t have to be scary! Your rate starts fixed for a set number of years before it can adjust, which could mean a lower starting rate compared to some fixed-rate options. Just keep in mind, your payment could change later.

The monster might be fictional, but understanding your mortgage options is no Halloween trick. Let’s talk through what makes sense for you!

A detached garage is one thing. A house with a full mother-in-law suite, separate kitchen and its own bathroom? Now we’v...
10/16/2026

A detached garage is one thing. A house with a full mother-in-law suite, separate kitchen and its own bathroom? Now we’ve got questions. Guest houses, mother-in-law suites and converted garages can sometimes affect how a property is evaluated and what loan options may work. If the house has a little something extra going on, let your lender know early. Better to uncover the spooky details before closing than after.

Self-employed borrowers can have a few extra steps when it comes to documenting income, especially if business expenses ...
10/14/2026

Self-employed borrowers can have a few extra steps when it comes to documenting income, especially if business expenses affect what shows on the tax return. If you work for yourself, talking to your lender early can save you from a paperwork jump scare later.

When your family keeps growing, so does the need for space. If you’re starting to wonder whether your current home can k...
10/13/2026

When your family keeps growing, so does the need for space. If you’re starting to wonder whether your current home can keep up with your crew, it might be time to see what moving into a little more room could look like.

For eligible veterans and service members, the VA home loan program can be an important part of the homebuying journey. ...
10/09/2026

For eligible veterans and service members, the VA home loan program can be an important part of the homebuying journey. If you've earned this benefit, take some time to learn how it could fit into your plans for homeownership.

Buying a home doesn’t mean your credit journey is over. Even after you become a homeowner, there are still ways to work ...
10/07/2026

Buying a home doesn’t mean your credit journey is over. Even after you become a homeowner, there are still ways to work on your credit, build healthy financial habits and potentially put yourself in a stronger position for whatever comes next.

House hunting shouldn’t feel like wandering through a haunted house. If buying a home is somewhere on your five-year pla...
10/05/2026

House hunting shouldn’t feel like wandering through a haunted house. If buying a home is somewhere on your five-year plan, it never hurts to start figuring out what that could look like now.

Address

5801 Gulf Boulevard
Saint Pete Beach, FL
33706

Opening Hours

Monday 8:30am - 6pm
Tuesday 8:30am - 6pm
Wednesday 8:30am - 6pm
Thursday 8:30am - 6pm
Friday 8am - 5pm

Telephone

+17274582821

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