Enalynn Ortega with Guild Mortgage

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Enalynn Ortega with Guild Mortgage I want to be your lender for life! Since 1995...I am an advocate looking out for you and your family

NMLS #280770 Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Guild Mortgage Company LLC is an Equal Housing Lender NMLS #3274

11/02/2026

A mortgage isn't something to win, it's a tool to help you reach your goal of homeownership.

The goal is to use the right mortgage to accomplish the right objective

Let's connect to create a strategy that's best for you and your goals!

10/28/2026

Looking into a Living Trust could be one of the most important decisions you make for you and your family

10/26/2026

The new UAD 3.6 appraisal format is transforming how appraisal reports are created

âś… More detailed property data

âś… Improved consistency and transparency

âś… Reports designed to better reflect today's housing market

âś… Enhanced technology and data quality standards


But regardless of the report format, homeowners can still play an important role in helping their appraisal go smoothly.

âś… Do make sure the appraiser has easy access to all areas of the property.

âś… Do provide a list of recent upgrades, renovations, and improvements.

âś… Do complete minor repairs and touch-ups before the inspection.

âś… Do ensure all utilities are on and functioning properly.

âś… Do maintain curb appeal by tidying up landscaping and exterior areas.

The transition to UAD 3.6 is all about better data, greater consistency, and a more modern appraisal process for lenders, appraisers, and homeowners alike.


Follow for more mortgage and real estate tips!"

.6

10/22/2026

Self-employed âś…

Excellent CPA that takes advantage
of all the write-offs âś…

Your net income is NOT enough to
qualify for a mortgage âś…

DONT WORRY!! I can review your business bank statements and use a calculation of deposits minus expenses to use as qualifying income!

CREATIVITY AND STRATEGY 🔑🏠

10/19/2026

STRATEGY IS THE KEY TO SUCCESS!

Don't start with the loan.

Don't start with the house.

Start with the goal.

Once you know where you're trying to go, the right strategy becomes much easier to identify

Let's connect to create a strategy that will ensure your success in homeownership 🔑🏠💲



10/16/2026

YOU ARE THE BADDEST!! So don't forget to take care of YOU!

Have you scheduled your mammogram this year?

10/15/2026

Just for funsies!! 🤣🤣🤣

Seriously, in a world so pressed for INSTANT results, there are times I feel this tunnel visioned 🫣

10/14/2026

It's that time of the year!! Secured property tax bills are being mailed out for the 2026/2027 tax year.

If you have an impound or escrow account, meaning your monthly mortgage payment includes your property taxes but wonder if what you received is a bill or a copy, look right under the mailing address .... there will be a message box.... If you see "a lender has requested tax info", then what you received is a copy for your records

Always be on the look out for the word supplemental at the top. If you do see that, then that is NOT part of your normal yearly property tax bill. That is your responsibility to pay.

It's always a good idea to call your loan officer to ensure if what you received is a secured property tax bill or a supplemental tax bill.

10/09/2026

Your first home won't be perfect (just like my reel 🤣🤣) but it's your entry into the game of homeownership. THATS PRICELESS!

You need to start sometime and today is always a great day to start. Let's connect and create a game plan for your next move into homeownership... First time homebuyer or move up buyer .. strategy is key!

10/06/2026

Not every refinance makes sense.

Not every purchase is the right fit.

And that's OK! What does make sense is knowing the difference so you can make the best decision for you that fits your needs and goals





Address

3835 N. Freeway Boulevard , Suite 110
Sacramento, CA
95834

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+19165759746

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