09/01/2026
You could be using your seller concessions wrong!
Most buyers think they only cover closing costs. They can do a lot more than that:
→ Buy your rate down for the life of the loan
→ Soften your first two years with a temporary buydown
→ Pay your MI in one lump sum instead of monthly, forever
→ Pay off debt at closing to lower your DTI and unlock better pricing
Swipe through for real numbers on a $350K purchase. See what each move actually saves.
Every deal is different, but the strategy's the same: know what you can ask for before you write the offer.
DM me "CONCESSIONS" and let's see what your deal can carry.