Colin Lacey, Northpoint Mortgage, Inc. - NMLS# 1109199

08/25/2026

Waiting for rates to drop before buying a home? The truth is that waiting isn't a strategy. The reality is that the right time is when you're financially, not when the market feels "perfect". At Northpoint Mortgage, we help you make a plan that works for you now. Because the goal isn’t to time the market perfectly, it’s to get you home with a strategy that actually works.

Let’s build your path forward.

08/18/2026

Just like a great hike, the journey to homeownership takes preparation, the right path, and someone who knows the terrain. The climb can be steep, but with the right guidance, the view at the top is always worth it. At Northpoint Mortgage, we’re here to guide you all the way so you can reach the summit.

Let us help you step into a place you’re proud to call home.

08/11/2026

Pre-approval is about knowing your budget, moving fast in a competitive market, and making offers with confidence, not hurting your credit. At Northpoint Mortgage, we make the process simple, transparent, and credit-friendly, so you can focus on finding your dream home.

08/04/2026

Scrolling a Reddit thread from 2019 for mortgage advice? Your mortgage journey deserves more than outdated and unverified opinions. At Northpoint Mortgage, we provide a real strategy of personalized guidance, current market knowledge, and a team who advocates for you from pre-approval to closing.

That’s a mortgage strategy that actually works.

07/30/2026

🔍🔍 I'm searching for a Connecticut-based videographer willing to travel throughout the state for future events. If you've worked with someone you'd highly recommend, please tag them below or share their business page. I'd love to connect with a few people soon! 🎥🎥

07/28/2026

Looking for the perfect lender? Here are the green flags to watch for. At Northpoint Mortgage, we believe the right lender doesn’t just approve loans, they guide you, communicate clearly, and have your back from pre-approval to closing.

Your home journey deserves a partner you can trust. That’s exactly what we aim to be.

07/21/2026

In a market with limited homes and high competition, the difference isn’t luck, it’s having a strong local team behind you. The right guidance, strategy, and financing can put you ahead before you even make an offer. Skip the guesswork. Work with people who know the market and advocate for you every step of the way.

Your search ends here.

07/18/2026

🚨🚨 CLOSED!! 🚨🚨 Congratulations to our first-time home buyer on their closing yesterday in CT!! 🥳🥳 It was an absolute privilege to guide you through the mortgage financing journey, enjoy this new chapter!!🏡🔑

Thank you to Tavano, McCuin & Bonanno, LLC, Alexander Crafts and Ryan W Smith for your partnership in a seamless closing!! ✒️

07/14/2026

Getting pre-approved is a huge first step, but there’s still work to be done between that moment and getting the keys in your hand. From underwriting to final details, every step matters. That’s why having the right team by your side makes all the difference. At Northpoint Mortgage we’re here to guide you all the way to the closing table, not just the starting line.

Let’s get you home.

07/13/2026

The 21st Century ROAD to Housing Act is now law. While it won't lower mortgage rates or home prices overnight, it could shape the housing market for years to come.

Here's what the new law includes:
✔️ More housing construction
✔️ Expanded opportunities for small-dollar mortgages
✔️ A boost for manufactured and modular homes
✔️ New appraisal protections for borrowers
✔️ Limits on large institutional investors buying single-family homes

The biggest takeaway? This is a long-term plan to improve housing affordability, not an instant fix.

Read our latest blog to learn what it means for homebuyers, homeowners, and real estate agents:

The 21st Century ROAD to Housing Act is now federal law and one of the biggest housing reforms in decades. It won't drop mortgage rates tomorrow, but it reshapes supply, financing, and competition over the next several years.