Lisa Ziebarth - NMLS 479262 -Citywide Home Mortgage

Lisa Ziebarth - NMLS 479262 -Citywide Home Mortgage Lisa Ziebarth, Loan Officer, NMLS #479262. Bay Equity LLC. Equal Housing Opportunity. This is not a commitment to lend or extend credit. Restrictions may apply.

Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 770 Tamalpais Drive, Suite 207, Corte Madera, CA 94925; NMLS ID #76988. Florida Mortgage Lender Servicer License , Minnesota Residential Mortgage Originator License

N-MO-76988.1. Minnesota Residential Mortgage Servicer License -MS-76988.2, Wisconsin Mortgage Banker License . NMLS consumer access: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988.

First impressions can influence everything, especially when your home is hitting the market. šŸ” Buyers often decide how t...
06/15/2026

First impressions can influence everything, especially when your home is hitting the market. šŸ” Buyers often decide how they feel about a property within moments, which makes thoughtful preparation incredibly valuable. If selling is part of your next chapter, I can also connect you with trusted real estate professionals who know how to position your home for success. If you’re planning a move and want guidance on both financing and your next steps, send me a message and let’s connect! .com

A refinance isn't just about getting a new interest rate. šŸ” It can be a valuable tool to help align your mortgage with y...
06/12/2026

A refinance isn't just about getting a new interest rate. šŸ” It can be a valuable tool to help align your mortgage with your current financial goals and life circumstances. Whether your priorities have changed since you first purchased your home or you're looking for ways to make your equity work for you, it may be worth exploring your options. If you've been wondering whether a refinance makes sense for your situation, send me a message and let's chat!

There’s something special about June. ā˜€ļøšŸ” Longer days, warmer evenings, and a feeling that anything is possible. It’s th...
06/12/2026

There’s something special about June. ā˜€ļøšŸ” Longer days, warmer evenings, and a feeling that anything is possible. It’s the season of backyard barbecues, evening walks through the neighborhood, and making memories at home with the people you love. If we could bottle up that feeling and keep it all year long, I think a lot of us would.

Life changes, and sometimes your home needs change right along with it. šŸ” Whether you're looking for more room to grow, ...
06/09/2026

Life changes, and sometimes your home needs change right along with it. šŸ” Whether you're looking for more room to grow, less space to maintain, or a home that better fits your current lifestyle, a move could make more sense than you think. The good news is that there are financing options available for all kinds of transitions, not just first-time homebuyers. If you're wondering what your next move might look like, send me a message and let's explore your options!

Getting ready to apply for a mortgage? One of the first steps is understanding your credit score—and gathering the docum...
06/08/2026

Getting ready to apply for a mortgage? One of the first steps is understanding your credit score—and gathering the documents that help paint a clear financial picture. šŸ“ From your ID to proof of income, being prepared can help speed up the process and avoid surprises. I’m here to walk you through every step and make financing your home as smooth as possible. Have questions? Let’s connect! šŸ’¬

Working with me means you’re getting more than just the basics—I’m all about the extras! From personalized advice to tho...
06/05/2026

Working with me means you’re getting more than just the basics—I’m all about the extras! From personalized advice to thoughtful touches that make your experience smoother (and sweeter), I’m here to go above and beyond. Think of me as your home loan secret ingredient.

Weighing the benefits of buying against those of renting is something everyone needs to do. Let me help you with the lis...
06/04/2026

Weighing the benefits of buying against those of renting is something everyone needs to do. Let me help you with the list of buying benefits. I can answer any of your homebuying questions.

Whatever size house you’re looking for, I’m here to shine some light (see what I did there šŸ˜‰) on the home loan process. ...
06/04/2026

Whatever size house you’re looking for, I’m here to shine some light (see what I did there šŸ˜‰) on the home loan process. I’ll be by your side from start to finish to guide you and answer any financing questions you may have.

06/04/2026

Seasonal homebuying opportunity is now
Home prices continue to rise year-over-year, and examining how they have performed reveals some interesting seasonal trends.

Recent data from Case-Shiller illustrates that home prices tend to rise at a faster level during the spring, followed by a pullback later in the year.

Even so, if you purchased a home during a peak month like June, prices still appreciated 12 months later.

So, is there a seasonal buying opportunity? It appears that purchasing a home in March or April can provide an advantage in gaining maximum home price appreciation and wealth creation.

Address

1048 N Main Street
River Falls, WI
54022

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