Aaron Ellefson - 2039680

Aaron Ellefson - 2039680 Guaranteed Rate Inc., dba Citywide Home Mortgage, NMLS 2611. For licensing, visit www.nmlsconsumeraccess.org. Applicant subject to credit approval.

Aaron Ellefson, NMLS # 2039680. Bay Equity LLC. Equal Housing Opportunity. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 770 Tamalpais Drive, Suit

e 207, Corte Madera, CA 94925; NMLS ID #76988. Minnesota Residential Mortgage Originator License -MO-76988.1. Minnesota Residential Mortgage Servicer License -MS-76988.2, Wisconsin Mortgage Banker License | NMLS consumer access: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988

🏡 Different loan types can feel overwhelming — but finding the right fit doesn’t have to be.Here’s a quick breakdown of ...
06/17/2026

🏡 Different loan types can feel overwhelming — but finding the right fit doesn’t have to be.

Here’s a quick breakdown of some common options:

✔️ FHA Loans – Great for buyers with lower down payments or less-than-perfect credit
✔️ Conventional Loans – Flexible options with competitive terms for qualified buyers
✔️ VA Loans – Exclusive benefits for eligible veterans and active military members
✔️ USDA Loans – Rural home financing with potential zero down payment options
✔️ First-Time Buyer Programs – Programs designed to help make homeownership more accessible

Not sure which loan fits your goals? Let’s talk through your options and build a plan that works for you! 👇

Aaron Ellefson
Loan Officer | NMLS: 2039680
📧 [email protected]
📱 (715) 977-1900

Reviews like this mean the world to me. 🙌Buying a home or navigating financing is a big deal, and I’m incredibly gratefu...
06/15/2026

Reviews like this mean the world to me. 🙌

Buying a home or navigating financing is a big deal, and I’m incredibly grateful for every client who puts their trust in me throughout the process. Thank you for your kind words and for allowing me to be part of your journey!

Helping people achieve homeownership isn’t just my job — it’s what I love to do. 🏡💙

🐾 Your dog called… They want a bigger backyard.Before you start browsing homes with fenced-in yards and squirrel potenti...
06/12/2026

🐾 Your dog called… They want a bigger backyard.

Before you start browsing homes with fenced-in yards and squirrel potential, find out what loan programs and financing options you qualify for.

A quick conversation today could help you plan for tomorrow’s dream home. 🏡

Message me to get started!

🇺🇸 Veterans & Active-Duty Service Members — Did You Know There Are FOUR Different Types of VA Loans?Here’s what you need...
06/10/2026

🇺🇸 Veterans & Active-Duty Service Members — Did You Know There Are FOUR Different Types of VA Loans?

Here’s what you need to know about the four different types of VA Loans:

🏠 VA Purchase Loan
Purchase a new or existing home with eligible $0 down payment options. These loans can be used for single-family homes, condos, manufactured homes, multi-unit properties, and even new construction.

📉 VA IRRRL (Interest Rate Reduction Refinance Loan)
Also called a VA Streamline Refinance, this option may help lower your current VA loan interest rate with a simpler refinance process.

💰 VA Cash-Out Refinance
Tap into your home’s equity or refinance a non-VA loan into a VA loan. Qualified homeowners may refinance up to 90% of their home’s value (guidelines vary by lender).

🌱 VA Energy Efficient Mortgage
Finance up to $6,000 in qualified energy-efficient improvements like windows, heat pumps, and solar systems as part of your purchase or refinance.

Your service earned these benefits — make sure you understand how to use them. Every situation is unique and lender guidelines can vary, but understanding your options is the first step.

Have questions about your VA loan benefits? Let’s connect and explore what options may work best for you! 🇺🇸

06/09/2026

🏡 Exciting news! Check out this stunning new listing in the heart of Eau Claire! This beautiful property is ready for you to call it home. Don't miss out on the opportunity to own a piece of this vibrant community. Contact me today to schedule a viewing! 715-379-7834

More photos ==>> 0ez8nfn.s.gy/my-link

📍 1409 Menomonie Street, Eau Claire, WI
🔑 Licenses: NAR ID 90152881, Broker 60177-90

Ready to start house hunting? 🏠 Before you fall in love with your dream home, getting pre-approved is a smart first step...
06/08/2026

Ready to start house hunting? 🏠 Before you fall in love with your dream home, getting pre-approved is a smart first step!

Here’s what you’ll want to gather before applying:
📋 Employment verification
💰 Proof of assets & income
📈 Your credit history details
🪪 Government-issued ID
🔢 Your Social Security number

A little preparation now can save time later — and help you shop with confidence! Reach out if you’re ready to take the next step. ✨


Weekends Are for Home ShoppingGet Pre-Approved Before You Start Touring• 0% Down Home Loan Options Available• Convention...
06/05/2026

Weekends Are for Home Shopping
Get Pre-Approved Before You Start Touring

• 0% Down Home Loan Options Available
• Conventional Loans Starting at 3% Down
• First Home, Second Home, Dream Home, or Investment Property — I’m here to guide you every step of the way.

I Can Help You!
Call or Message Me Today
Aaron Ellefson
NMLS # 2039680
📞 (715) 977-1900

Grateful beyond words for the trust my clients continue to place in me.Every review, kind message, and referral means th...
06/03/2026

Grateful beyond words for the trust my clients continue to place in me.

Every review, kind message, and referral means the world — because buying a home is one of the biggest moments in life, and I’m honored to be part of the journey.

Thank you to everyone who has taken the time to share their experience. Your support truly motivates me to keep serving families with care, communication, and commitment every single day.

🏡 Helping you home, every step of the way.

Think you need 20% down to buy a home? Think again. 🏡There are financing programs available with low down payment option...
06/01/2026

Think you need 20% down to buy a home? Think again. 🏡

There are financing programs available with low down payment options — and even 0% down programs for qualified buyers.

If homeownership has been feeling out of reach, now is the time to explore your options and see what’s possible.

Connect to learn more about financing opportunities and what could work best for you!

Aaron Ellefson
Loan Officer | NMLS # 2039680
📞 (715) 977-1900

The best builder around. I have built multiple times with C&J Builders and have never been disappointed. If you want to ...
05/29/2026

The best builder around. I have built multiple times with C&J Builders and have never been disappointed. If you want to build the home of your dreams, call me today!

This is why we do what we do. ❤️

At C & J Builders, we aren’t just building houses. We’re helping families achieve one of the biggest dreams of their lives: a place to call home.

Every day, our team works hard to turn that dream into reality. From the first conversation with our sales team to the final finishing touches, there are countless people behind the scenes making it all happen. Our framers, electricians, plumbers, painters, flooring installers, cabinet specialists, siding crews, finish carpenters, project managers, and every other member of our team take tremendous pride in the homes they build.

Building a home is truly a team effort, and we are incredibly grateful for the dedicated people who show up every day, work hard, and care deeply about the families who will live in these homes for years to come.

At C & J Builders, we’re more than a company. We’re a team. We’re a family. And there is nothing more rewarding than handing over the keys and watching our buyers step into the home they’ve always dreamed of.

Thank you to every employee, subcontractor, and trade partner who helps make those dreams a reality. This is why we do what we do. 🏡❤️



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Address

1048 North Main Street
River Falls, WI
54022

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