Aaron Ellefson - 2039680

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Aaron Ellefson - 2039680 Guaranteed Rate Inc., dba Citywide Home Mortgage, NMLS 2611. For licensing, visit www.nmlsconsumeraccess.org. Applicant subject to credit approval.

Aaron Ellefson, NMLS # 2039680. Bay Equity LLC. Equal Housing Opportunity. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 770 Tamalpais Drive, Suite 207, Corte Madera, CA 94925; NMLS ID #76988. Minnesota Residential Mortgage Originator License -MO-76988.1. Minnesota Residential Mortgage Servicer License -MS-76988.2, Wisconsin Mortgage Banker License | NMLS consumer access: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988

WHAT TYPE OF MORTGAGE IS BEST FOR ME? 🏡There’s no one-size-fits-all mortgage. The right loan depends on your financial s...
09/30/2026

WHAT TYPE OF MORTGAGE IS BEST FOR ME? 🏡

There’s no one-size-fits-all mortgage. The right loan depends on your financial situation, goals, and what works best for your budget.

When we talk through your options, we’ll look at things like:

• Fixed-Rate Mortgages — predictable payments and long-term stability
• Adjustable-Rate Mortgages — an option that may make sense depending on your plans
• Government-Backed Loans — programs that may offer unique benefits for qualifying buyers

My job is to help you understand your options and find a mortgage that fits your goals—not someone else’s.

Have questions about which mortgage may be right for you? Let’s talk! 📲

The Hidden Cost of Doing Nothing 💰Sometimes, the biggest cost isn’t what you spend — it’s what you miss out on by waitin...
09/28/2026

The Hidden Cost of Doing Nothing 💰

Sometimes, the biggest cost isn’t what you spend — it’s what you miss out on by waiting.

Here’s a quick look at the numbers:

Current rate: 7.5%
Available rate: 6.5%
Loan balance: $350,000

That 1% difference could mean:

💵 $235/month in savings
💵 $2,820/year in savings
💵 $14,100 over 5 years

Every month you wait could mean money left on the table.

If you’re wondering what today’s options could look like for your mortgage, let’s run the numbers together. I’m happy to help you understand the potential savings and determine what makes sense for your situation.

— Aaron Ellefson
Loan Officer

Your home is an investment in more than property — it's an investment in your future. ❤️As a Loan Officer, I love helpin...
09/25/2026

Your home is an investment in more than property — it's an investment in your future. ❤️

As a Loan Officer, I love helping people turn that dream into a real plan. Whether you're buying your first home, moving into your next chapter, or simply exploring your options, I'm here to help you understand your financing and find a path that works for you.

📲 Ready to start the conversation? Let's talk about your homeownership goals.

🏡 BUYER TIP: GET CREATIVE WITH YOUR SAVINGS!Saving for a down payment can feel like a big hurdle, but small strategies c...
09/23/2026

🏡 BUYER TIP: GET CREATIVE WITH YOUR SAVINGS!

Saving for a down payment can feel like a big hurdle, but small strategies can add up. And generally, the larger your down payment, the less you may need to borrow—which can mean a lower monthly payment.

💰 A few ways to boost your down payment savings:

• Set aside your tax refund instead of spending it
• Put a portion of work bonuses or extra income toward your home fund
• Set up an automatic savings plan so you’re saving without thinking about it
• Use a savings app to track your progress and stay motivated
• Look for small expenses you can cut or redirect toward your goal

Every dollar gets you one step closer to the keys. 🔑

Ready to see what your home-buying budget could look like? Let’s talk about your options and create a game plan that works for you.

🏡 Buying your first home is a big deal—and it’s not always easy.From understanding your budget to finding the right loan...
09/21/2026

🏡 Buying your first home is a big deal—and it’s not always easy.
From understanding your budget to finding the right loan program, there’s a lot to navigate. That’s why having an experienced Loan Officer in your corner can make a big difference.

The right guidance can help you:
✔️ Find a competitive interest rate
✔️ Understand your financing options
✔️ Maximize your borrowing power
✔️ Feel confident about your next steps

Don’t just focus on finding the right home—make sure you have the right home financing strategy behind you, too.

Ready to see what you may qualify for? Let's connect and start planning your path to homeownership. 🏠

🏡🇺🇸 Another Hero Served! 🇺🇸🏡Congratulations to Andrew on the purchase of his new home and for receiving $3,695 in Homes ...
09/18/2026

🏡🇺🇸 Another Hero Served! 🇺🇸🏡

Congratulations to Andrew on the purchase of his new home and for receiving $3,695 in Homes for Heroes savings! 🎉

We are honored to help those who serve our communities save money when buying, selling, or refinancing a home. Through the Homes for Heroes® program, heroes like firefighters, law enforcement, military personnel, healthcare professionals, EMS, and teachers can receive significant savings during their real estate journey.

A big thank you to Andrew for all you do, and congratulations on this exciting new chapter! 🏠❤️

If you're a hero thinking about buying or selling, we'd love to show you how much you could save.

📲 Reach out to Wiegele Real Estate Group and Aaron Ellefson, Loan Officer to learn more about the Homes for Heroes program.

🏡✨

🏡 You have $10K for remodeling… What project are you tackling?🍳 A kitchen refresh?🛁 A bathroom update?🌳 Outdoor living s...
09/18/2026

🏡 You have $10K for remodeling… What project are you tackling?

🍳 A kitchen refresh?
🛁 A bathroom update?
🌳 Outdoor living space?
🪵 Flooring & paint?
✨ Or finally tackling that project you’ve been putting off?

With $10,000, there are plenty of ways to make your home feel more like you — but what if your dream project costs more than $10K?

That’s where a conversation with Aaron Ellefson can help. He can help you look at the equity in your current home and explore whether you may have options to fund a larger renovation.

Before you start tearing things apart, know what your options are. 😉

💬 What would YOU remodel with $10K? Drop it in the comments!

🏡 Have You Checked Out the Tours Yet?We’re one week into the Parade of Homes and St. Croix Valley Tour of Homes, but the...
09/18/2026

🏡 Have You Checked Out the Tours Yet?

We’re one week into the Parade of Homes and St. Croix Valley Tour of Homes, but there’s still plenty of time to get out and explore! If you haven’t made it to a tour home yet, this weekend is a great time to go.

The home featured here is a stunning example of what you’ll find along the way:

1962 30th Ave., Baldwin
Built by Petta Building & Design, LLC
✨ 4 Bedrooms | 4 Bathrooms | 4,355 Sq. Ft. | 4-Car Garage
$1,270,000

Tour beautiful homes, gather ideas, meet local builders, and maybe even discover what you want in your next home.

And when you’re ready to talk about making that next move a reality, I’m here to help with the financing side.

— Aaron Ellefson | Loan Officer
Citywide Home Mortgage

https://www.paradeofhomes.org

https://scvhba.paradepass.com/

Address

1048 North Main Street
River Falls, WI
54022

Telephone

+17159771900

Website

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