Liz Lyons, NMLS: 1519924, Loan Officer NE-PrimeLending

12/11/2024

If you missed us at the open house last weekend, give Harmony a call for a private showing time!

Open house - Swing by and say hi I'd love to see your face

12/10/2024

It’s no secret that buying a home is an investment in your future, and one piece to look forward to is home appreciation gains. 📈 Home appreciation gains are the increase in a home’s value over time. Often, a home’s appreciation can be influenced by inflation, changes in the real estate market and home improvements. 💰
An appreciation gain could help increase a home’s equity you can tap into for additional cash or turn a profit when selling.

What would you do after your home appreciates?

775.232.7902
[email protected]
https://lo.primelending.com/liz.lyons/ Apply Online Now!

12/04/2024

It’s common for homebuyers who put down less than 20% on conventional loan types to pay private mortgage insurance (PMI). 💸 Once the principal balance reaches 80% of the home’s original value, borrowers can request to remove their private mortgage insurance. 🎉
Thinking this may be an option for you? Give me a call and let’s find out!

775-232-7902
[email protected]
https://lo.primelending.com/liz.lyons/ Apply Online Now!

11/22/2024

Co-Borrower vs Co-Signer:
🏡Buying a house and want to strengthen your mortgage application? 🏡

You may consider asking someone to be either a co-borrower or a co-signer, depending on your situation. A co-borrower 👥shares ownership and the responsibility of repaying the loan for the entire life of the loan. A co-signer ✍️ has no ownership of the loan and only has the responsibility of repaying the loan if the primary borrower misses a payment.

Have more mortgage questions? Call me today!
775-232-7902
[email protected]
https://lo.primelending.com/liz.lyons/ Apply online!

11/21/2024

For a limited time, PrimeLending’s Fall Savings Buydown program* can effectively lower the interest rate for the first year of an FHA, VA or USDA purchase mortgage. With this exclusive 1-0 temporary buydown program, funds are placed into an escrow account that will subsidize your monthly mortgage payments for the first year. Plus, with new lower market rates, you could save even more over time.

Reach out today and mention the promo code FALL SAVINGS to get more info. Rates as of 9/27/24, subject to change.
775-232-7902
[email protected]
https://lo.primelending.com/liz.lyons/ Apply Online!

*Buydown 1-0 Option will be paid by PrimeLending. Rate discount applies only to first year. Must apply for and lock loan through PrimeLending between 10/15/24 and 11/30/24. Loan must close by 02/28/25. Savings will reflect on the Closing Disclosure. Offer only available for FHA, VA, and USDA purchase loans. Excludes bond, broker, conventional products, high balance, jumbo products, portfolio products, construction loans, and refinances. Offer can be paired with PrimeLending VA No Lender Fees promotion, all other promotions are excluded. Certain loan programs do not allow buydowns. Additional restrictions may apply, contact a PrimeLending loan officer for details. Subject to credit approval.

11/17/2024

🍂 Winter is almost here. Have you gotten your fall home maintenance done yet? If not, don’t worry, there’s still time to clean the gutters, rake the yard, and get your heating system checked before winter fully sets in. ❄️🔥And, if you discover some home repairs that need to be made, give me a call to discuss your renovation loan options. 🛠️🏡

775-232-7902
[email protected]
https://lo.primelending.com/liz.lyons/ Apply Online!

11/16/2024

💰An escrow account is a savings account managed by your lender or loan servicer. It holds a portion of each monthly payment that will be used to cover things like estimated property taxes, homeowners insurance and/or mortgage insurance premiums. 🏠🛠️

Have more mortgage questions? Give me a call!
775-232-7902
[email protected]
https://lo.primelending.com/liz.lyons/ Apply online!

11/16/2024

Every time mortgage rates change mentions of “the Fed” pop up everywhere. 👀 The Fed, a.k.a. the Federal Reserve, is the U.S. central banking system and is responsible for the operation of the country’s economy, including monetary policy, financial stability, supervision and regulation, payment systems and consumers and communities. 💼🏦 The interest rates set by the Fed are used as guidelines by other financial institutions, including lenders. 🏡💲

You can learn more about what the Fed does at https://www.federalreserve.gov/aboutthefed/the-fed-explained.htm.

775-232-7902
[email protected]
https://lo.primelending.com/liz.lyons/ Apply online!

11/15/2024

💭If you’re going to pay to live somewhere, wouldn’t you want to make the most of that payment? With every mortgage payment you make you are building up equity which you can access in the future to leverage any way you want. 📈💸That’s not something you can get from renting.

Give me a call to learn how you can start building equity. 🏡
775-232-7902
[email protected]
https://lo.primelending.com/liz.lyons/ Apply Online!

11/13/2024

🎁 Are your adult children hard to shop for? Give the gift of homeownership this year! 🏡✨

Homebuyers can use gift funds to make a larger down payment which means they don’t have to borrow as much money for their mortgage. So, in a way, you’d also be gifting them a lower monthly payment, and isn’t that something every homebuyer wants? 📉💸

Give me a call and I can walk you through how gift funds work!
775.232.7902
[email protected]
https://lo.primelending.com/liz.lyons/ Apply online!

08/13/2024

Becoming a homeowner is more than buying a house, it’s investing in your future. 🏡✨ As a homeowner, you can build home equity which you can pass on to family members as a form of generational wealth. 🌟 Or, if you have the opportunity to purchase a second home, you could rent out the home you don’t reside to earn extra income. 💰

Call me today to discover loan options that help you tap into your future wealth!

775-232-7902
[email protected]
https://lo.primelending.com/liz.lyons/