Johnson & Dugan Insurance Services Corporation

09/08/2026

Cancer care is changing. From rising diagnoses in younger adults to the high costs of precision medicine, the landscape for employer-sponsored coverage is shifting fast. Our new blog post dives into the three key trends reshaping the industry and the proactive strategies employers are using to support their teams throughout their cancer journey.
https://johnsondugan.com/the-reality-of-cancer-care-redefining-cancer-support-for-your-workforce/

Cancer has evolved into a persistent and complex challenge that demands a proactive approach rather than a reactive one. With more employees being diagnosed at younger ages and the cost of advanced treatments accelerating, cancer has solidified its position as a primary driver of healthcare spending...

09/07/2026

Labor Day: Where we celebrate the achievers, the dreamers, and the doers.

Enjoy a well-deserved break this Labor Day!

09/03/2026

WHAT IS A FORMULARY AND HOW DO DRUG TIERS WORK?

A formulary is the list of prescription drugs your health plan covers, sorted into tiers. Each tier has its own copay or coinsurance. A drug that is not on the list is generally not covered at all.

Understanding the tiers is the single cheapest way to reduce what your team spends on medication.

09/01/2026

Saving money for the future is a good way to help protect your financial health and prepare for the unexpected. When it comes to planning for medical costs in particular, a flexible spending account (FSA) can come in handy. Learn more about FSAs and how they can help you save and pay for qualified expenses in our latest blog post.

https://johnsondugan.com/benefits-101-what-is-an-fsa/

08/27/2026

Women's health benefits are evolving—and so should your benefits strategy. From fertility and maternity care to menopause support, today's workforce needs comprehensive, whole-life care. Read our latest blog post to discover the four trends shaping employer-sponsored benefits and five practical strategies HR leaders can implement today.
https://johnsondugan.com/5-principles-for-modernizing-womens-health-benefits/

As the modern workforce evolves, employer-sponsored benefits must adapt to meet changing demographic demands. Women comprise nearly half of the U.S. workforce and are its primary consumers of healthcare services. Today, standard health coverage is shifting away from a pregnancy-only lens to an inclu...

08/25/2026

It’s almost time for open enrollment! This is your annual opportunity to fine-tune your health coverage. Read our latest infographic to learn about how open enrollment works.

08/20/2026

Today's workforce is looking for support through every stage of life—from family planning and pregnancy to menopause and beyond. Learn how employers are rethinking benefits to improve employee well-being, retention, and healthcare outcomes.
https://vimeo.com/1215906018?share=copy&fl=sv&fe=ci

Today's workforce is looking for support through every stage of life—from family planning and pregnancy to menopause and beyond. Learn how employers are rethinking benefits to improve employee well-being, retention, and healthcare outcomes.

08/18/2026

AI can be a valuable resource for HR, but it works best as a support tool, not a replacement for human expertise. Employers should establish clear policies for AI use, protect confidential information, monitor compliance with employment laws and ensure HR professionals review AI-generated content before it is used. With thoughtful oversight, organizations can benefit from AI while minimizing legal and operational risks.
https://johnsondugan.com/ai-chatbots-in-hr-what-employers-need-to-know/

Artificial intelligence (AI) tools like ChatGPT are transforming the workplace, helping organizations improve efficiency, streamline workflows and enhance the employee experience. In HR, AI can assist with tasks such as drafting job descriptions, screening applicants, supporting onboarding and answe...

08/14/2026

Shopping for health insurance? Don’t overlook the Summary of Benefits and Coverage. The more you know, the more you save!

08/11/2026

By familiarizing yourself with your health benefits, you can make informed decisions that protect both your physical well-being and your financial stability. Read our newest blog below:
https://johnsondugan.com/the-hidden-cost-of-waiting-why-your-health-benefits-matter/

Many people put off seeking medical care, even when they recognize that something doesn’t feel right. Busy schedules, financial concerns, fear of receiving bad news, and the hope that symptoms will simply go away often lead to delays that can allow health problems to worsen. While postponing care ...