DeCotis Specialty Insurance

DeCotis Specialty Insurance DeCotis is an independent Surplus Lines Wholesaler & MGA. We help agents with hard-to-place risks. Any wholesale broker can provide an agent with a quote.

Founded in 1992, DeCotis Specialty Insurance is an independently owned and operated surplus lines wholesaler headquartered in Providence, Rhode Island. We provide independent insurance agents with access to property and casualty commercial and personal products at competitive prices and terms in the surplus lines and specialty markets. However, agencies looking for exceptional underwriting knowled

ge and local expertise to help them make sure they have the right solutions for their insureds team up with DeCotis.

When your clients fill their calendars with pool parties, they assume they’re fully covered. But a serious pool-related ...
05/29/2026

When your clients fill their calendars with pool parties, they assume they’re fully covered. But a serious pool-related accident can quickly result in liability claims that exceed the limits of a standard homeowners policy.

Partner with DeCotis to bridge the gap. Our Primary and Excess Liability Coverage can give your clients peace of mind and help solidify your position as their trusted insurance advisor.

Be the hero this summer. Fast turnarounds on quotes start here: https://bit.ly/4wVEujH.

As an independent agent, you know the frustration. You are working on a risk, everything looks promising, and a rigid st...
05/27/2026

As an independent agent, you know the frustration. You are working on a risk, everything looks promising, and a rigid standard market guideline abruptly disqualifies the account.

However, a decline from an admitted carrier does not mean you have to lose the client. It simply means it is time to pivot to a specialist.

At DeCotis, we help independent agents bridge the gap between standard appetite and hard-to-place risks. We provide sophisticated placement strategies across both Commercial Lines and Personal Lines, ensuring you retain your clients and protect your book of business.

Here are specific triggers where the standard market often falls short, and where DeCotis can deliver a solution:

• The 60-day vacancy v***r - vacant or partially occupied building
• Buildings undergoing structural renovations
• Older frame buildings
• Risks with prior claims or multiple water losses
• The high-value market gap
• Hidden environmental exposure
• Homes with unusual liability exposures (dogs, pools, trampolines, fi****ms)
• Homes with business operations on premises
• Amusement devices and entertainment risks
• Liquor-heavy operations – restaurants/bars with liquor sales over 50%

Got a tough risk on your desk today? Let’s find a solution: https://decotis.com/.

With the DeCotis online quote center, you have the power to deliver fast, competitive options to your clients instantly....
05/21/2026

With the DeCotis online quote center, you have the power to deliver fast, competitive options to your clients instantly. We’ve partnered with leading carriers like Hiscox to make sure you have the best small business solutions right at your fingertips.

Check it out: https://bit.ly/4nzYLah.

Over the past decade, the Excess & Surplus (E&S) market hasn't just grown—it has exploded. With the standard market narr...
05/19/2026

Over the past decade, the Excess & Surplus (E&S) market hasn't just grown—it has exploded. With the standard market narrowing, more risks are shifting into the E&S space than ever before.

Our team can help you secure coverage for a variety of personal lines and commercial lines products, including:
• General Liability
• Coastal Property
• Flood
• Excess Liability
• And More

Learn more about DeCotis: https://decotis.com/.

No matter where your clients sit in the cannabis supply chain, DeCotis has the coverage they need. We specialize in prov...
05/14/2026

No matter where your clients sit in the cannabis supply chain, DeCotis has the coverage they need. We specialize in providing agents with fast, reliable quotes for this complex market.

• Cultivators
• Manufacturers
• Dispensaries
• And More

Get started here: https://decotis.com/commercial-insurance/cannabis/

Habitational has become an increasingly challenging class due to evolving risk profiles, broader claim trends, and a tig...
05/12/2026

Habitational has become an increasingly challenging class due to evolving risk profiles, broader claim trends, and a tightening of available capacity. At DeCotis, we specialize in navigating these hurdles to help agents secure the coverage their clients need.

Let’s discuss your next renewal: (401) 351-0066.

When flood zones shift, the standard NFIP policy often leaves coastal property owners unaware. Don't let your coastal ho...
05/07/2026

When flood zones shift, the standard NFIP policy often leaves coastal property owners unaware. Don't let your coastal homeowners or commercial clients be caught off guard by remapping.

DeCotis provides Private Flood Insurance to protect your clients' residential and commercial property:

• Limits up $10 million per policy
• Loss of Income coverage
• Basement Coverage
• 15-day waiting period can be waived for a new home purchase

Secure coverage for your clients: https://bit.ly/4w9KCo9.

Our success is built on the strength of our partnerships. We are thrilled to once again recognize the team at Carey Rich...
05/05/2026

Our success is built on the strength of our partnerships. We are thrilled to once again recognize the team at Carey Richmond & Viking with our DeCotis Trusted Partner Award.

Their commitment to excellence and continued collaboration makes them a standout in the industry. Thank you for another year of hard work and trust. Here’s to many more!

From left to right: Michael Kirchner, Grace Jacques, Jeff Ferzoco, Margie Holmes, Tyler Reissmann, Natalie Medeiros, Brendan Crawford, Rosemary Garcia, Graham Sellar, Irene Leary, and Noah Tobias.

Not pictured: Jay Madden and David Andrade

From specialized equipment and one-time events to full-scale operations, your clients in the amusement and recreation in...
04/30/2026

From specialized equipment and one-time events to full-scale operations, your clients in the amusement and recreation industry face risks that standard markets will not touch.

At DeCotis Specialty Insurance, we bridge that gap. We provide agents with:
-> Comprehensive Coverage: Tailored for the unique needs of the entertainment industry.
-> Financial Strength: Direct access to AM Best A-Rated markets.
-> Versatility: Options whether they're hosting a single event or year-round operation.

Utilize the underwriting knowledge and market expertise DeCotis has to offer and become your clients' hero this summer. Learn more and connect with us here: https://bit.ly/41T1Fgm.

It’s National Superhero Day, and at DeCotis, we take our superpowers seriously. When you’re facing a complex specialty r...
04/28/2026

It’s National Superhero Day, and at DeCotis, we take our superpowers seriously. When you’re facing a complex specialty risk that feels like a villain, we’re the team you want in your corner.

Learn more about the DeCotis difference: https://decotis.com/.

Address

245 Waterman Street
Providence, RI
02906

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+14013510066

Website

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